Digital Banking, Open Finance, and Automation

This subsection groups customer-facing finance technology: digital banking, open-banking access, account aggregation, automated financial workflows, robo-advice, and other software-delivered financial services.

In this section

• Digital Banking, Open Banking, And APIs
  Banking terms for digital banking, open banking, APIs, aggregators, banking channels, mobile banking, and telephone banking.
  • Aggregator: Centralized Financial Management
    A firm that collates and presents information about an individual's bank accounts, investments, insurance policies, etc., allowing for unified financial management through a single website.
  • API: Finance-Relevant Meanings in Open Banking, Payments, and Energy Markets
    A focused glossary entry for API as it appears in finance, covering application programming interfaces in fintech and the American Petroleum Institute context used in energy markets.
  • Banking Channels: Various Methods of Delivering Banking Services
    Explore the diverse methods through which banking services are delivered, including branches, ATMs, and digital platforms, among others.
  • Digital Banking: The Future of Banking
    Digital Banking allows customers to perform transactions and access banking services online, offering convenience and accessibility. This article explores its history, categories, key events, models, and more.
  • Mobile Banking: Definition and Comprehensive Overview
    Understanding mobile banking, its types, advantages, historical context, and impact on personal and international financial transactions.
  • Open Banking: Comprehensive Definition, Mechanisms, and Associated Risks
    A detailed exploration of Open Banking, covering its definition, operational mechanisms through APIs, potential benefits, and associated risks.
  • Telephone Banking: Convenience at Your Fingertips
    Explore the evolution, mechanics, and implications of telephone banking, a home-banking facility enabling customers to use banking services via a telephone link.
• Fintech Automation And Digital Advice
  Banking terms for fintech, financial automation, robo-advice, micro-investing platforms, and peer-to-peer finance models.
  • Financial Automation: Revolutionizing Financial Tasks Through Technology
    Financial Automation involves the use of advanced tools, platforms, and algorithms to automate repetitive and manual financial tasks, reducing human error, increasing efficiency, and optimizing financial decision-making processes.
  • FinTech: Financial Technology That Automates and Improves Financial Services
    A detailed exploration of FinTech, which encompasses the integration and utilization of technology to enhance and streamline financial services.
  • Micro-Investing Platforms: Definition, Functionality, and Benefits
    A comprehensive guide on micro-investing platforms, detailing their definition, functionality, and advantages for users. Learn everything you need to know about how these platforms work and why they are transforming the way people save and invest.
  • Peer-to-Peer: Direct Exchanges between Individuals without Intermediaries
    An exploration of Peer-to-Peer (P2P) networks and systems, highlighting their historical context, key types, significance, applications, and more.
  • Robo-Adviser: Automated Financial Advisory
    An automated platform that provides financial advice with minimal human intervention, leveraging algorithms and software to offer investment guidance and portfolio management.