Legacy inherited-IRA planning idea focused on extending tax-deferred growth over a beneficiary's lifetime or payout period.
A stretch IRA is a legacy inherited-IRA planning idea focused on extending tax-deferred growth over a beneficiary’s lifetime or payout period rather than forcing a rapid liquidation.
It matters because retirement accounts can also function as intergenerational wealth-transfer vehicles, not just as spending pools for the original saver.
IRA
Required Minimum Distribution (RMD)")
Retirement Benefits
Tax-Deferred