General Compliance, Policy, and Regulatory Risk

These terms explain broad compliance and policy forces when they affect financial firms, market structure, supervision costs, or regulatory-risk analysis.

In this section

• Compliance Costs and Regulatory Risk
  Compliance-policy terms for compliance costs, legislative risk, market regulation, and regulatory capture.
  • Compliance Costs: Understanding the Financial Impacts of Regulatory Compliance
    Compliance costs refer to the expenses incurred by firms to adhere to laws and regulations. These costs include additional record-keeping, staffing, and the employment of compliance officers.
  • Legislative Risk: Definition, Impact, and Mitigation Strategies
    Explore the concept of legislative risk, its implications for businesses and investors, and strategies to mitigate its impact. Understand how changes in government legislation can influence economic and financial activities.
  • Market Regulation: Government-Imposed Laws to Control or Supervise Market Practices
    An in-depth look at how government-imposed laws control or supervise market practices, including definitions, types, historical context, applicability, and related terms.
  • Regulatory Capture: Definition, Examples, and Implications
    An in-depth exploration of regulatory capture, its definition, historical context, real-world examples, and its implications on policy and public interest.
• Policy Change and Financial Services Rules
  Regulatory-policy terms for antitrust law, deregulation, financial-services statutes, and PSD2-style market rules.
  • Antitrust Law: Legislation to Prevent Monopolies and Promote Competition
    An in-depth look at Antitrust Law, the regulations designed to promote fair competition for the benefit of consumers by preventing monopolies and unfair business practices.
  • Deregulation: Understanding the Removal of Government Controls
    An in-depth exploration of deregulation, its historical context, types, key events, importance, and impact on various sectors.
  • Financial Services Act 1986: Regulation of Investment Business in the UK
    The Financial Services Act 1986 was a UK act of parliament aimed at regulating investment business through the Securities and Investment Board and Self-Regulating Organizations. It incorporated many recommendations from the Gower Report and was replaced by the Financial Services and Markets Act in 2000.
  • PSD2: The European Directive Mandating Open Banking
    PSD2 is a European directive aimed at increasing innovation, competition, and security in the payment services industry by mandating Open Banking.