Pension, Retirement, and Benefit Regulation

These pages cover legal frameworks that affect pension assets, retirement benefits, employer plans, and benefit-plan disclosure. Use this branch with Personal Finance retirement pages when the reader needs the rulebook behind the retirement asset.

In this section

• Employee Retirement Income Security Act (ERISA)
  U.S. federal law that sets core standards for private-sector retirement and benefit plans, including fiduciary, reporting, and funding rules.
• Pension Benefit Guaranty Corporation (PBGC)
  U.S. government corporation that insures certain private defined-benefit pension promises when plans fail.
• Pension Protection Act
  U.S. pension reform law that tightened funding rules and changed important retirement-plan and savings-plan provisions.
• Pensions Act 2014
  UK pension reform law that reshaped the state pension framework and changed how retirement entitlements are calculated.
• Pensions Regulator
  UK supervisory body responsible for oversight of work-based pension schemes and employer pension duties.
• Social Security Act
  U.S. federal law that created the Social Security system and became a core legal foundation for retirement, survivor, and disability benefits.
• Welfare and Pension Plans Disclosure Act (WPPDA)
  Earlier U.S. employee-benefits disclosure law that required reporting and transparency before ERISA became the dominant private-plan framework.