Distribution and Shareholder Service Fees

Distribution fee pages cover sales, marketing, and shareholder-service charges embedded in some fund structures.

This subsection keeps distribution-related costs visible without mixing them into base operating expenses.

In this section

• 12b-1 Fund: Mutual Fund Share Class With Ongoing Distribution Fees
  Learn what a 12b-1 fund is, how ongoing distribution fees affect mutual-fund costs, and why share-class design matters for long-term returns.