Economics

Cost-of-Living Adjustment (COLA): Wage Modification to Offset Living Costs
Comprehensive overview of Cost-of-Living Adjustment (COLA), focusing on its definition, applications in various sectors, historical background, calculation methodology, and impact on economic policies.
Cost-of-Living Index: Economic Indicator
Comprehensive overview of the Cost-of-Living Index, an economic indicator that measures the changes in the price level of a basket of consumer goods and services.
Cost-Plus Contract: Payment for Costs Plus Profit
Explore the intricacies of cost-plus contracts, including their types, benefits, challenges, examples, and historical context.
Average Cost: Understanding Cost Per Unit of Production
Detailed explanation of Average Cost in production, its significance, calculation, types, examples, historical context, and related terms.
Cost, Fixed: An In-depth Examination of Fixed Costs
An exploration of fixed costs in business, including definitions, examples, and their significance in various economic and financial contexts.
Cost, Insurance, and Freight (CIF): Comprehensive Definition and Usage
Cost, Insurance, and Freight (CIF) agreement terms used in international trade that indicate the seller must cover the costs, insurance, and freight to deliver goods to the destination port.
Cottage Industry: Home-based Production of Goods
An industry in which the production of goods takes place at the home of the producer rather than in a factory or other organized environment, often involving various kinds of handicrafts.
Council of Economic Advisers: Key Economic Policy Advisors
The Council of Economic Advisers (CEA) is a group of economists appointed by the President of the United States to provide counsel on economic policy.
Countercyclical Policy: An Overview of Government Economic Responses to Business Cycles
Countercyclical policy refers to government economic policies designed to dampen the effects of business cycles, like the actions taken by the Federal Reserve Board in the early 1980s to combat inflation by raising interest rates.
Counterfeit: Forged and Fabricated without Right
An in-depth exploration of the concept of counterfeit, explaining its types, historical context, examples, applicability, related terms, FAQs, and more.
Counteroffer: Rejection of an Offer with a Substitute Proposal
A counteroffer is the rejection of an original offer to buy or sell with a simultaneous substitute offer, typically involving different terms such as price, financing arrangements, or other conditions.
Craft Union: Union of Skilled Tradespeople
A comprehensive overview of a craft union, its types, historical context, special considerations, and comparisons with industry-wide unions.
Creative Destruction: Innovation and Economic Renewal
Creative Destruction is a free-market concept popularized by economist Joseph Schumpeter, holding that economic progress results from entrepreneurial innovation, which in turn leads to the destruction of established businesses.
Credit Rationing: Managing Loan Allocation Beyond Market Means
Credit rationing involves the allocation of loans to creditworthy borrowers by methods other than purely market-driven mechanisms, often caused by keeping interest rates below the market equilibrium, resulting in an excess demand for loans.
Credit Standing: Reputation for Paying Debts
Credit Standing refers to the reputation one earns for paying debts, which tends to be more qualitative than quantitative, differentiating it from credit rating.
Creditworthiness: General Eligibility to Borrow Money
An in-depth examination of creditworthiness, discussing the key factors that influence a person or company's ability to borrow money, including credit rating, credit scoring, and credit standing.
Crony Capitalism: Favoritism in Free-Market Economies
Crony capitalism refers to the favoritism that develops in free-market economies due to close personal relationships between government officials and industry leaders or other interest groups.
Crowding Out: Economic Impact of Heavy Federal Borrowing
Crowding out refers to heavy federal borrowing at a time when businesses and consumers also want to borrow money, leading to higher interest rates and reduced private sector borrowing.
Currency Appreciation or Depreciation: A Comprehensive Guide
An in-depth look at currency appreciation and depreciation, including definitions, types, examples, historical context, and related terms.
Currency in Circulation: Understanding the Money Supply
A detailed exploration of currency in circulation, encompassing paper money and coins within an economy, and its distinction from demand deposits in banks.
Currency Swap: An Exchange of Currencies
In-depth exploration of currency swaps, including their mechanism, types, applications, historical context, and significance in financial markets.
Current Account: A Comprehensive Overview
An in-depth exploration of the Current Account, a crucial component of a nation's balance of payments, covering international trade in goods and services, transfer payments, and short-term credit.
Current Dollars: Cost of an Asset in Terms of Today's Price Level
Current dollars refer to the measurement of the cost of an asset using today's price level, which reflects inflation adjustments. For instance, using the Consumer Price Index (CPI) as a basis, an asset that cost $20,000 when the CPI base was 100 would cost $36,000 in current dollars if today's CPI is 180.
Current Employment Statistics (CES): Monthly Data on National Employment
An in-depth look at the Current Employment Statistics (CES), providing monthly data on national employment, unemployment, wages, and earnings across all non-agriculture industries. These statistics serve as key indicators of economic trends.
Customer: Buyer of a Product or Service
A comprehensive exploration of the term 'Customer,' detailing its definitions, types, importance in business, and related considerations.
Customs: Agency and Taxes on Imported Goods
An overview of the customs agency's responsibilities and the duties, taxes, or tariffs levied on imported goods.
Cycle: See Business Cycle
Refer to Business Cycle for detailed information regarding the systematic ups and downs in economic activity.
Cyclic Variation: Understanding Periodic Changes in Economic Activity
Cyclic Variation refers to changes in economic activity due to regular or recurring causes such as the Business Cycle or seasonal influences. This article explores the types, causes, and examples of cyclic variations in economics.
Cyclical Industry: Definition and Overview
An in-depth guide to understanding cyclical industries, their characteristics, and impacts on the economy. Learn about the cyclical patterns in various industries and how they are influenced by the business cycle.
Dating in Commercial Transactions: Extension of Credit Terms
An exploration into the practice of extending credit terms beyond the supplier's customary terms, often used to support business operations and improve cash flow.
De Minimis: Trifling Matters of Insufficient Significance
De Minimis refers to matters that are too trivial to warrant judicial or tax attention, derived from the principle De minimis non curat lex.
Dead Stock: Goods That Cannot Be Sold
An in-depth examination of dead stock, its causes, implications, and management strategies in retail and inventory management.
Dead Time: Definition and Implications
Dead time, also known as downtime, is the period during which a worker is idled due to machine malfunction or interruption in the flow of materials. This directly impacts a company's productivity and costs.
Deadhead: Definitions and Applications
The term 'deadhead' refers to the act of moving transportation equipment without a paying load, or a non-paid trip in transportation services.
Dealer: A Comprehensive Guide
An in-depth exploration of what constitutes a dealer in the context of securities, real estate, and other forms of commerce.
Dealer Exchange: A Modern Marketplace for Securities
A comprehensive examination of dealer exchanges, highlighting their structure, functioning, historical context, and related terms.
Debt Financing: Raising Capital Through Borrowing
Debt Financing involves raising capital through borrowing, such as by selling bonds. It is contrasted with Equity Financing, which involves raising capital through the sale of an ownership portion (stock).
Debt Limit: Maximum Debt Amount for Municipalities
A detailed exploration of the debt limit, its implications for municipalities, the process of approving exceeded limits, historical context, related terms, and more.
Debt Service: Key Financial Concept
Debt Service refers to the cash required in a given period, usually one year, for payments of interest and current maturities of principal on outstanding debt in various financial contexts.
Debt Service Coverage: Financial Metric
Debt Service Coverage (DSC) is a critical financial metric used across corporate, government, personal finance, and real estate contexts to measure the cash flow available to service debt payments.
Debt-to-Equity Ratio: Analyzing Financial Leverage
The Debt-to-Equity Ratio measures a company's financial leverage by comparing its total liabilities to shareholders' equity, indicating the extent to which owners' equity can cushion creditors' claims in case of liquidation.
Decreasing Costs: An Examination of Economies of Scale
An in-depth exploration of Decreasing Costs, a situation in a firm or industry where unit costs of output decrease as the volume of output increases. Learn about its types, causes, and implications in economics and industry.
Decreasing Returns to Scale: A Comprehensive Overview
An in-depth explanation of Decreasing Returns to Scale, its implications, examples, and related concepts within the field of economics.
Deductions from Gross Income (DFROM): Understanding the Concept
Learn about the Deductions from Gross Income (DFROM), including the choice between Itemized Deductions and the Standard Deduction. Discover the implications of Above the Line deductions and the impact on taxable income.
Defaulted Interest: An In-Depth Overview
An exhaustive definition of defaulted interest, detailing its implications, historical context, comparisons, and related terms.
Defective: Incomplete or Faulty
A comprehensive explanation of what it means for an item or a product to be classified as defective, covering legal implications, types of defects, historical context, and related terms such as product liability and warranty.
Defensive Spending: See Competitive Parity
A reference to the concept of Defensive Spending in the context of Competitive Parity, primarily applicable in marketing and business strategy.
Deferred Benefits and Payments: Future Financial Obligations
An in-depth look into deferred benefits and payments, including their types, uses, and implications in financial planning, retirement credit, and deferred contribution plans.
Deferred Wage Increase: Delaying Wage Implementation
A deferred wage increase is the delay in the implementation of a negotiated wage increase, commonly used in collective bargaining. This tactic benefits both management and labor by saving immediate costs for management while allowing labor to claim a future gain.
Deficit Financing: Borrowing by a Government Agency to Make Up for a Revenue Shortfall
Deficit financing involves borrowing by a government agency to cover a revenue shortfall. It can stimulate the economy temporarily but may lead to higher interest rates and other economic implications.
Deficit Spending: Understanding Government Borrowing
Deficit spending refers to the excess of government expenditures over its revenue, resulting in a shortfall needing to be financed through borrowing.
Deflation: Decline in the Prices of Goods and Services
An in-depth exploration of deflation, its causes, impacts, differences from inflation and disinflation, historical context, and more.
Deflationary Gap: Economic Theory Explained
The concept of Deflationary Gap describes the situation when Gross Domestic Product (GDP) is below its full-employment level, leading to unemployed resources and potentially falling prices.
Deflator: A Statistical Factor for Adjusting Inflation
Understanding the deflator, the statistical tool used to remove the effects of inflation from economic variables, ensuring analysis in real or constant-value terms.
Degression: Tendency to Descend or Decrease
An explanation of Degression as the progressive decline in an item, including its relevance to economics, finance, and investments.
Deindustrialization: The Collapse or Flight of Industry
Deindustrialization refers to the decline of industrial activity in a region due to technological advancements and economic shifts, significantly impacting economies such as the United States with industries like steel, automotive, and electronics.
Deleverage: Becoming Less Reliant on Debt
Deleverage refers to the process of reducing debt levels by any entity, from corporations to governments and individuals, to improve financial health and stability.
Delinquency: Understanding Past-Due Obligations
Comprehensive analysis of delinquency, covering its general meaning, financial context, types, and its distinctions from default.
Delinquent: Payable but Overdue and Unpaid
A comprehensive definition of the term 'delinquent' which refers to payments that are overdue and unpaid, including related legal and financial aspects.
Demand: Economic Expression of Desire and Ability to Pay
A comprehensive overview of demand, an economic expression of desire and ability to pay for goods and services, including types, examples, and historical context.
Demand Curve: Graphic Depiction of Demand Schedule
Understanding the Demand Curve: a graphical representation of the relationship between the price of a good or service and the quantity demanded, typically showing an inverse relationship.
Demand Loan: A Flexible Borrowing Option Payable on Request
A demand loan is a type of loan that is payable on request by the creditor rather than on a specific date, offering flexibility to both lenders and borrowers.
Demand Price: The Price Consumers Offer for a Given Quantity
An in-depth look at Demand Price, how it is derived from the demand schedule or demand curve, its significance, and real-world applications.
Demand Schedule: Price-Quantity Relationship
A demand schedule is a table that shows the relationship between the price of a good and the quantity demanded. It helps in understanding how consumers' purchasing decisions change with variations in price.
Demand-Pull Inflation: Price Increases Driven by Excess Demand
An in-depth exploration of Demand-Pull Inflation, a phenomenon where prices rise because demand for goods and services exceeds supply.
Demographics: Comprehensive Analysis of Population Statistics
An in-depth exploration of demographics, focusing on population statistics in relation to socioeconomic factors such as age, income, sex, occupation, education, and family size, and their critical role in target market definition and media planning.
Demonetization: Withdrawal from Circulation of a Specified Form of Currency
Demonetization refers to the process of withdrawing a specific form of currency from circulation, rendering it no longer legal tender. An example includes the 1978 Jamaica Agreement between major IMF member countries, which officially demonetized gold as a medium of international settlements.
Demurrage: Understanding Shipping Delay Charges
A comprehensive overview of demurrage charges applied to shipping vehicles when held excessively by the consignor or consignee.
Demutualization: Conversion of Mutual Companies to Shareholder-Owned Companies
Comprehensive guide on demutualization, the process of converting a mutually owned company to a shareholder-owned company, including its significance, benefits, and implications.
Denomination: Face Value of Currency Units, Coins, and Securities
A detailed exploration of the concept of denomination, encompassing its definition, types, historical context, and applicability in various financial instruments.
Depreciation System: Overview and Types
A comprehensive guide to understanding Depreciation Systems, including different types, methods, and their applications.
Depression: Economic Condition and Characteristics
A detailed explanation of Depression as an economic condition characterized by a significant decline in business activity, falling prices, and rising unemployment.
Deregulation: Reducing Government Regulation for a Freer Market
Deregulation involves reducing government regulation to allow freer markets, aiming to create a more efficient marketplace. It has affected industries like communications, banking, securities, and transportation, prompting increased competition, innovation, and mergers.
Derived Demand: Understanding Its Influence in Economics
Derived demand refers to the demand for capital goods and labor, which arises from the demand for finished goods. This concept is crucial in understanding market dynamics and production decisions.
DESK: The Trading Desk at the New York Federal Reserve Bank
An in-depth exploration of the trading desk at the New York Federal Reserve Bank, also known as the Desk, which is the operational arm of the Federal Open Market Committee (FOMC).
Devaluation: Definition and Analysis
An in-depth explanation of Devaluation, its types, historical context, and its impact on the global economy.
Diagonal Expansion: Business Growth Strategy
Diagonal expansion is a process whereby a business grows by creating new items that can be produced using the existing equipment and minimal additional materials.

Finance Dictionary Pro

Our mission is to empower you with the tools and knowledge you need to make informed decisions, understand intricate financial concepts, and stay ahead in an ever-evolving market.