A Financial Supermarket is a company that offers an extensive range of financial services under one roof, such as stock trading, insurance, real estate brokerage, and banking services.
An in-depth look at the process and strategies involved in borrowing money for various financial needs.
A comprehensive overview of a finder's fee, its importance in business transactions, and its application in advertising.
A detailed explanation of the standard fire insurance policy, widely known as the 165-line policy, including its sections, coverage, conditions, and exclusions.
Firm Commitment in Securities Underwriting: Detailed Explanation, Examples, and Key Considerations
A Firm Quote in the securities industry is a round-lot bid or offer price of a security stated by a market maker, which is not identified as a nominal or subject quote that requires further negotiation or review.
An in-depth look at the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA), covering its purpose, history, provisions, and impact on the financial industry.
First Call is a Thomson Reuters service that provides consensus estimates and recommendations from financial analysts.
In the world of real estate and finance, First Lien Debt refers to the debt recorded first against a property, making it the primary claim in the event of default. This is a critical concept for lenders and borrowers alike.
A comprehensive overview of the First Mortgage, including its role, types, legal considerations, historical context, and comparison with other types of mortgages.
An exploration of the term 'fiscal', encompassing its definitions, applications, historical context, and related terms in public finance and treasury management.
An in-depth exploration of fiscal agents, their duties including disbursing funds, handling taxes related to bonds, redeeming bonds and coupons, and paying rents.
A comprehensive look at the Fiscal Tax Year, including its definitions, variations, and implications in accounting and taxation.
A thorough exploration of the fiscal year, including its purpose, differences from the calendar year, and its implications for businesses and governments.
The Fisher Effect explains the relationship between nominal interest rates and expected inflation rates, suggesting that interest rates adjust to reflect anticipated inflation.
A detailed exploration of FIT Investments, covering various types, historical context, and applicability in modern financial markets.
A FIT situation occurs when the characteristics of a product, such as an investment, align seamlessly with the specific needs and preferences of a buyer, ensuring an optimal match and enhancing the likelihood of satisfaction and success.
A detailed explanation of fixation, the process of setting present or future prices of commodities by assessing market forces.
A comprehensive explanation of Fixed and Variable Rate Allowances (FAVR), an allowable method for computing a business automobile mileage allowance that is not reported as wages on Form W-2. This includes a cents-per-mile rate for operating costs and a flat amount for depreciation and insurance.
A fixed annuity is an investment contract sold by an insurance company that guarantees fixed payments to an annuitant either for life or for a specified period.
Fixed Benefits refer to a payment made to a beneficiary that remains constant and does not vary over time. An example includes a fixed monthly retirement income benefit, such as $800 paid to a retired employee.
A comprehensive guide to fixed costs, their role in business, and how they contrast with variable and semivariable costs.
Fixed cost represents expenses that do not change with the level of production or output. It is crucial for determining total and per-unit costs.
A comprehensive overview of the Fixed Exchange Rate system, its history, significance, and evolution.
Fixed Expenses are the costs in a business operation that remain the same regardless of production or sales levels. Understand their significance, types, and contrast with Variable Expenses.
Understanding Fixed Fee: A set price for project completion, its implications, benefits, risks, and applications in various fields.
An in-depth look into fixed income, its types, benefits, risks, and applications.
A comprehensive explanation of fixed premium payment for coverage that remains throughout the same premium-paying period, including its characteristics, benefits, and considerations.
A comprehensive overview of fixed-income investments, including government, corporate, and municipal bonds, and preferred stock, focusing on their fixed rate of return.
A Fixed-Price Contract is a type of contract where the price is predetermined and remains unchanged, regardless of the actual costs incurred during production.
The Flash Crash refers to the sudden 998.5-point drop in the Dow Jones Industrial Average (DJIA) on May 6, 2010, marking the biggest one-day decline in the average's history. It was caused by a single trade at a hedge fund that triggered a cascade of computerized selling.
An overview of Flash Trading as a specific strategy within High-Frequency Trading, exploring its mechanisms, applications, and controversies.
An in-depth exploration of the term 'flat' covering various contexts in finance, real estate, trading, and more.
An explanation of the flat rate pricing model, where the per unit price remains constant regardless of the number of units purchased or other factors. Used in various contexts including advertising and direct marketing.
The Fleet Factors decision clarified a lender's potential exposure to liability for environmental cleanup if the lender acquires property by foreclosure.
A detailed explanation of Flexible Spending Account (FSA), a tax-advantaged financial account into which employees can contribute on a pre-tax basis to pay for certain out-of-pocket healthcare and dependent care expenses.
Flight to Quality refers to the movement of capital from higher-risk investments to safer assets, such as U.S. Treasury bills, during periods of market uncertainty.
Flipping refers to the practice of buying real estate, securities, or IPOs with the intent of reselling them quickly to profit from market fluctuations.
An in-depth look at the concept of Float in Banking, Securities, and Insurance, including checks in transit, new issue of securities, and insurance premiums.
Floater coverage for property that moves from location to location, either on a scheduled or unscheduled basis, provides insurance protection for items during transit.
Comprehensive explanation of 'Floating an Issue', covering underwriting, issuance process, historical context, and related terminology in finance.
An in-depth exploration of the floating currency exchange rate system, where the value of a currency fluctuates based on market supply and demand, without direct governmental interventions.
Floating debt refers to the short-term obligations of a business or government that are continuously refinanced. Examples include bank loans due in one year, commercial paper, Treasury bills, and short-term Treasury notes.
An in-depth guide to Floating Securities, covering its various definitions, implications in finance, and key considerations for investors and traders.
Floating supply refers to the total dollar amount of municipal bonds in the hands of speculators and dealers that is for sale at any particular time, and the number of shares of a stock available for purchase.
A comprehensive overview of Floor Loan, the minimum amount a lender is willing to advance, including definitions, examples, and related terms.
Floor Plan Insurance provides coverage for lenders who have accepted property on the floor of a merchant as security for a loan. The policy indemnifies the lender if the merchandise is damaged or destroyed, covering all risks.
Flotation cost refers to the expenses incurred by a company when issuing new stocks or bonds, including underwriting, legal, and registration fees.
Comprehensive explanation of the 'Flow of Funds' concept in economics and municipal bonds, covering the transfer of funds through financial intermediaries and the priority of municipal revenues.
Fluctuation refers to the change in prices or interest rates, either upward or downward, that can apply to the prices of stocks, bonds, commodities, or economic conditions.
Comprehensive overview of fluctuation limits imposed by commodity exchanges to control daily price movements in futures trading.
The Federal National Mortgage Association, commonly known as Fannie Mae, facilitates liquidity, stability, and affordability in the U.S. housing market by ensuring that lenders have sufficient funds to lend to homebuyers.
Understanding the term 'For Your Information (FYI)', its use in business and finance contexts, with examples and historical background.
A For-Profit Corporation is an entity primarily organized with the objective of earning profits for its shareholders. This entry contrasts it with Nonprofit organizations and delves into its structure, advantages, and implications.
A comprehensive understanding of forbearance in the context of contractual obligations, remedies for default, and the legal implications.
A Forced Sale is a mandatory sale of an asset or property at less than its fair market value because the seller is compelled to sell urgently, often due to legal or financial pressures.
An exploration into the concept of Forced Saving, where consumers are not allowed to spend all their incomes on current consumption.
Detailed exploration of forecasting techniques in economics and stock markets, covering methods, applications, and related concepts.
Foreclosure is the legal process by which a lender or creditor can seize and sell a property used as collateral to satisfy an unpaid debt. This process involves terminating all rights of the mortgagor or grantee in the property.
A comprehensive exploration of Foreign Corporation, distinguishing its classification, legal implications, and business ramifications.
Comprehensive guide to the process of expressing amounts denominated in one currency in terms of a second currency using the exchange rate between the currencies. Detailed considerations of assets, liabilities, and income statement items.
An in-depth look into Foreign Direct Investment (FDI), including its types, significance, historical context, examples, and impact on the economy.
An in-depth exploration of the instruments used in foreign exchange, including paper currency, notes, checks, bills of exchange, and electronic notifications for international payments.
An in-depth exploration of foreign exchange rates, their definitions, types, historical context, and applications in global finance.
Detailed explanation of Foreign Income, covering its definition, taxation, examples, and relevant regulations.
Foreign Investment involves the investment by citizens or governments of one country into industries of another country, or within a country by foreigners, including the implications of income tax treatment governed by tax treaties.
Detailed explanation of the Foreign Tax Credit, which allows U.S. taxpayers to offset foreign taxes paid against their U.S. income tax liability.
An in-depth look into foreign tax deductions, highlighting their applicability, benefits, examples, historical context, and comparisons with foreign tax credits.
The Foreign Trade Multiplier is a measure in economics that quantifies the increase in a country's Gross Domestic Product (GDP) resulting from the efficiencies and activities associated with foreign trade.
A forensic accountant combines accounting, investigative, and legal expertise to uncover and analyze financial discrepancies, fraud, and hidden assets in legal disputes.
An in-depth look at the concept of forfeit penalty, particularly within the context of investment penalty, including definitions, examples, and applications in finance.
Forfeitable benefits refer to the situation in which a participant in a pension or profit-sharing plan has no ownership rights until certain service or performance requirements are met.
Forfeiture refers to the permanent loss of property for failure to comply with the law, involving the divestiture of the title of property without compensation for a default or an offense.
Form 8-K is a report that public companies file with the SEC to disclose material events that shareholders should know about, such as lawsuits or changes in auditors.
Formula investing is an investment technique based on a predetermined timing or asset allocation model that eliminates emotional decisions, ensuring structured and disciplined investing.
Detailed Insight into the Fortune 500 List Including History, Types, Applicability, and Comparisons with Related Rankings
Forward Buying is a retail practice of purchasing more materials than immediately needed to take advantage of special discounts or trade allowances, or to increase profits.
A forward contract entails the actual future purchase or sale of a specific quantity of a commodity, financial instrument, or other asset at a price agreed upon today. Learn about its features, types, and real-world applications.
The Forward P/E ratio is a financial metric that measures a company's current share price relative to its expected earnings per share (EPS) over the next 12 months. Often used for valuation comparison among companies, this forward-looking measure offers insights into the growth expectations of a business.
Forward Pricing is a method used by open-end investment companies where the share price is determined by the Net Asset Value (NAV) of outstanding shares. It ensures that all incoming buy and sell orders are based on the next net asset valuation of fund shares.
Forward-Looking Statements in financial communications provide predictions based on management's expectations, estimates, projections, and assumptions. These statements adhere to safe harbor provisions of the Private Securities Litigation Reform Act of 1995 and include disclaimers that actual future results may differ materially.
An in-depth exploration of a Foul Bill of Lading, including its definition, types, historical context, and applicability in various sectors.
Comprehensive overview of the Fourth Market, its characteristics, benefits, historical context, and related financial terms.
An in-depth analysis of fractional reserve banking, where banks retain reserves that are less than their total deposits. Understand its mechanics, history, and impact on the economy.
A fractional share represents a unit of stock that is less than one full share. It occurs as a result of stock dividends, stock splits, or through direct fractional share purchasing programs.
Franchise Tax - Understanding the state-imposed tax on corporations for operating under their corporate name.
A comprehensive exploration of fraud, its types, historical context, legal implications, and societal impact.
Fraud and flipping involves the illegal practice of purchasing properties and rapidly reselling them at inflated prices to defraud lenders. This entry explores definitions, types, examples, and related terms.
Fraudulent misrepresentation involves dishonest statements intended to induce an insurance company to write coverage on an applicant. If discovered, the insurer may terminate the policy.
Freddie Mac, formally known as the Federal Home Loan Mortgage Corporation, is a government-sponsored entity that plays a crucial role in the American mortgage market.
A market in which price is determined by the free, unregulated interchange of supply and demand. The opposite is a controlled market, where supply, demand, and price are artificially set.
An in-depth exploration of Free Cash Flow, a crucial financial metric indicating the cash a company generates after expenses, debt service, capital expenditures, and dividends.
A comprehensive guide to understanding Free Market economics, its principles, types, historical context, and examples.
An in-depth exploration of the concept of free transferability of interest, its applications, differences from restricted stock, partnership interests, and more.
Detailed exploration of Freight Insurance, a type of coverage that protects goods during their transport by a common carrier, alongside its types, examples, historical context, and related terms.
A comprehensive exploration of a friendly takeover, where the target company's management and board of directors support the merger, considering it a fair value acquisition.
An extensive overview of fringe benefits including definitions, types, examples, and their implications.
Comprehensive explanation of Front Money, its uses, significance, and some practical examples in project initiation, including purchasing, planning, permits acquisition, and loan commitments.
A front-end load is a sales charge applied at the time of purchase of an investment, as opposed to a back-end load which is a fee incurred upon withdrawal.
Comprehensive understanding of frontage, which refers to the linear distance a piece of land extends along a lake, river, street, or highway, often priced per front foot.
