Finance

Tick: Upward or Downward Price Movement in a Security's Trades
An in-depth explanation of the tick in stock trading, describing its significance, types, and usage by technical analysts to determine price trends.
Ticker Symbol: Financial Market Identifier
A Ticker Symbol is a unique series of letters assigned to a security or stock for trading purposes on a particular stock exchange.
Ticker System: Running Report of Trading Activity
A comprehensive overview of the ticker system, including its function in providing real-time trading activity reports, historical context, and modern applications in stock exchanges.
Ticker Tape: Financial Information Transmission
Ticker tape historically refers to the paper strip on which stock price quotes were transmitted by telegraph machines. Nowadays, the term is often used to describe the continuous stream of price quotes seen on financial news channels.
Tight Market: A Comprehensive Overview
A detailed examination of tight markets, characterized by active trading and narrow bid-offer price spreads, in contrast to slack markets with inactive trading and wide spreads.
Tight Money: Economic Condition
An economic condition characterized by difficulty in securing credit, often due to actions by the Federal Reserve Board to restrict the money supply.
TILL: Cash Register, Drawer, or Storage Location
A TILL is a key component in business operations where money is stored temporarily, typically involving activities like retail transactions.
Time Deposit: Fixed-Term Savings Account
A Time Deposit is a savings account or certificate of deposit held in a financial institution for a fixed term, typically with withdrawal restrictions or penalties for early access.
Time Value: Understanding the Significance
Time value is the price put on the time an investor has to wait until an investment matures, determined by calculating the present value of the investment at maturity.
Time Value of Money: Understanding Its Core Concepts and Applications
The concept that money available now is worth more than the same amount in the future due to its potential earning capacity. Integral to financial computations involving imputed interest and original issue discount.
Times Interest Earned: Financial Metric for Solvency
Times Interest Earned (TIE) is a measure of a company's ability to meet its debt obligations based on its earnings before interest and taxes (EBIT). The higher the TIE ratio, the better the company's financial health and its ability to cover interest expenses.
TIN: Taxpayer Identification Number
A comprehensive guide to understanding the Taxpayer Identification Number (TIN), its types, applications, importance, and related terminologies.
Tip: Definitions and Applications
A comprehensive guide to understanding the meaning and applications of 'Tip' in various contexts, from general use to investments.
Token Money: Currency in the Form of Tokens
Token Money, a type of currency in the form of tokens such as coins or paper bills, possesses little intrinsic value compared to its value in exchange, relying on its status as legal tender.
Tokyo Stock Exchange (TSE): Largest Stock Exchange in Japan
The Tokyo Stock Exchange (TSE) is the largest of the eight stock exchanges in Japan and one of the largest, most important, and most active stock markets in the world. Formerly a continuous auction market, it is now fully computerized with no trading floor.
Tombstone Advertisement: An Essential Element in Public Offerings
Tombstone Advertisement in the context of investment banking involves placing offers in newspapers, providing essential details about public offerings of securities, and listing underwriting group members. Its name is derived from its appearance.
TON: Multiple Definitions in Finance and Weight Measurement
In financial jargon, a 'ton' refers to $100 million, while in weight measurement, it denotes different units: short ton (2,000 pounds), long ton (2,240 pounds), and metric ton (2,204.6 pounds).
Too Big To Fail: A Comprehensive Overview
An in-depth examination of the concept 'Too Big To Fail,' exploring its implications, historical significance, and relevant concepts such as systemic risk and moral hazard.
Top-Down Portfolio: Strategic Investment Approach
A comprehensive guide to the Top-Down Portfolio Approach, a method where investors first analyze macroeconomic trends before selecting industries and companies that benefit from those trends.
Topping Out: Understanding the End of a Bull Market
A detailed explanation of the concept of topping out in financial markets, including its significance, types, indicators, and historical context.
Toronto Stock Exchange (TSE): Canada's Largest Stock Exchange
The Toronto Stock Exchange (TSE), the largest stock exchange in Canada, lists around 1,200 company stocks and offers 33 options. Operating with both open outcry and the Computer Assisted Trading System (CATS), it plays a pivotal role in financial markets.
Total Capitalization: An Insight into Capital Structure
A comprehensive guide to understanding the total capitalization of a company, covering long-term debt, equity forms, and overall capital structure.
Total Cost: Definition and Analysis
A comprehensive analysis of Total Cost, including definitions, formulas, types, considerations, and examples in various economic contexts.
Total Disability: Comprehensive Overview
An in-depth exploration of total disability, including its implications, examples, insurance options, historical context, and frequently asked questions.
Total Loss: Damage so Extensive That Repair Is Not Economical
An in-depth look at the concept of Total Loss in various contexts including insurance, finance, and real estate, emphasizing the criteria and implications.
Total Revenue: The Foundation of Business Earnings
An in-depth look into Total Revenue, its significance, calculation, and applicability in various fields such as Economics, Finance, and Business.
Totten Trust: Understanding Beneficiary Designated Trusts
A comprehensive look at Totten Trusts, how they work, and their implications in estate planning, including taxation and control retained by the grantor.
Tout: Aggressive Promotion of an Item
An in-depth look into the practice of touting, which involves aggressive promotion by corporate spokespeople, public relations firms, brokers, or analysts, and the ethical implications it has in the financial markets.
Track Record: A Businessman's Reputation for Timeliness and Economy
A comprehensive guide to understanding, evaluating, and leveraging a track record in business, essential for financing and attracting investors.
Trade Acceptance: A Guaranteed Time Draft Sold in the Secondary Money Market
A comprehensive guide on Trade Acceptance, a time draft guaranteed by a non-bank firm and sold in the secondary money market. Learn its definition, types, historical context, and comparisons with similar financial instruments.
Trade Allowance: An Overview of Promotional Discounts to Distributors and Retailers
Trade Allowance is a producer discount provided to distributors or retailers to stimulate sales. This article provides a comprehensive guide on its types, benefits, drawbacks, historical context, and frequently asked questions.
Trade Balance: See Balance of Trade
A detailed explanation of Trade Balance, which is synonymous with Balance of Trade, covering its importance, calculation, types, and relevance in economics and international trade.
Trade Date: Definition and Key Considerations
Insight into the concept of Trade Date, its importance in financial transactions, comparison with Settlement Date, and related terms in finance.
Trade or Business: Regular and Continuous Activity for Profit
An in-depth exploration of trade or business, a regular and continuous activity undertaken for profit, distinct from investor trading in securities.
Trade Rate: Special Pricing for Industry Professionals
Detailed exploration of Trade Rate, a special price offered by wholesalers, manufacturers, or distributors to retailers or by sellers to individuals or organizations within a related industry.
Trader: A Comprehensive Overview
A detailed examination of the term 'Trader' with insights into its general and investment-specific meanings, historical context, types, and related terms.
Trading Limit: Comprehensive Definition and Guide
An in-depth exploration of trading limits in financial markets, covering types, applications, and related concepts like fluctuation limits.
Trading Post: Physical Location on a Stock Exchange Floor
A comprehensive guide to the concept of a trading post as a physical location on a stock exchange floor where particular securities are bought and sold.
Trading Range: An In-Depth Guide
A comprehensive guide to understanding Trading Range in commodities and securities, including definitions, examples, and related terms.
Trading Unit: Standard Quantities for Trading
A Trading Unit is the standardized number of shares, bonds, or other securities that is generally accepted for ordinary trading purposes on the exchanges.
Transaction: Comprehensive Definition and Explanation
Detailed definition and explanation of Transaction, including types, examples, historical context, applicability, and related terms.
Transfer Agent: Record Keeper for Shareholders
A transfer agent is an individual or firm responsible for maintaining records of a corporation's shareholders, handling the issuance and cancellation of stock certificates.
Transfer Price: Internal Pricing in Multi-Entity Corporations
A comprehensive definition of transfer price, covering its use, types, and importance within multi-entity corporations. Also discusses the principles and implications of transfer pricing in finance and management.
Transfer Tax: Tax Paid Upon Transfer of Property or Valuable Interest
Transfer Tax refers to the tax imposed on the passing of title to property or valuable interest, often incurred during sales, inheritances, donations, and real estate transactions.
Translation Risk: Monetary Value Risk in International Trade
Translation risk is the monetary value risk that occurs when conducting international trade involving multiple currencies, particularly heightened over longer transaction periods.
Transparency: Ensuring Clarity and Honesty in Financial Reporting
Transparency refers to the full, clear, and timely disclosure of relevant information in financial reporting and securities transactions. It enables ease of understanding and detects fraud or manipulation.
Transportation Insurance: Overview and Types
An in-depth look into Transportation Insurance, covering both Marine and Inland Insurance, with historical context, examples, and related terms.
Travel and Entertainment Expenses: Ordinary and Necessary Expenses
A comprehensive guide to ordinary and necessary travel and entertainment (T&E) expenses, highlighting deductible and non-deductible costs, applicable guidelines, and historical context.
Treasuries: Negotiable Debt Obligations of the U.S. Government
Treasuries are negotiable debt obligations of the U.S. government, secured by its full faith and credit. They are issued at various schedules and maturities, and their income is exempt from state and local, but not federal, taxes.
Treasury Bond: Long-Term Debt Instruments Issued by the U.S. Government
A comprehensive overview of Treasury Bonds, long-term debt instruments issued by the U.S. government, including their rating, yield, buyback processes, and related financial instruments.
Treasury Decision: Detailed Overview and Significance
In-depth exploration of Treasury Decision (T.D.), its historical context, applications, and relevance in finance and government regulations.
Treasury Inflation-Protected Securities: Inflation-Indexed Government Bonds
Treasury Inflation-Protected Securities (TIPS) are U.S. government bonds designed to protect investors against inflation by adjusting the principal according to the Consumer Price Index (CPI).
Treasury Inflation-Protected Securities (TIPS): Inflation-Indexed Treasury Bonds
Treasury Inflation-Protected Securities (TIPS) are inflation-indexed Treasury bonds whose principal is adjusted according to the Consumer Price Index (CPI). These securities pay a small rate of interest, with the principal increasing along with inflation as measured by the CPI.
Treasury Investors Growth Receipt (TIGER): Zero Coupon Government Security
Treasury Investors Growth Receipt (TIGER) are U.S. government-backed bonds stripped of their coupons sold at a deep discount from their face values, providing maturity value without periodic interest payments.
TreasuryDirect: Electronic System for Buying U.S. Treasury Securities
An electronic system enabling individual investors to make noncompetitive bids on U.S. Treasury securities, bypassing banks and broker-dealers to avoid fees.
Trend Line: A Tool for Predicting Future Price Movements
An in-depth exploration of trend lines, used by technical analysts to chart past direction and predict future movements of securities or commodities.
Trial Balance: Key Component in Accounting
A comprehensive overview of the Trial Balance, one of the first steps in closing the books at year-end. It involves listing all accounts and ensuring debits and credits are in balance.
Trickle Down Theory: Economic Growth through Business Prosperity
An economic theory suggesting that prosperity of investors and businesses will ultimately benefit middle and lower-income people through increased economic activity.
Trigger Price: Price Threshold for Trade Restrictions
Trigger price is the price of an imported commodity that is well below that charged in the country of origin, prompting swift trade restrictions.
Trip Cargo Insurance: Understanding Temporary Coverage for Single Shipments
Explore Trip Cargo Insurance, a specialized policy providing temporary coverage for a single shipment during a specific trip. Learn about its significance, applications, and differences from regular Cargo Insurance.
Triple-A Tenant: Tenant with an Excellent Credit Record
This entry explores the concept of a Triple-A Tenant, known for having an excellent credit record, its importance in real estate, detailed characteristics, and special considerations.
Triple-Net Lease: Comprehensive Overview
A Triple-Net Lease (NNN Lease) is a lease agreement where the tenant assumes responsibility for all operating expenses of the property, offering the landlord a net rental income.
Troubled Assets Relief Program (TARP): U.S. Treasury Intervention During the Financial Crisis
An in-depth look at the Troubled Assets Relief Program (TARP), a U.S. Treasury initiative established under the Emergency Economic Stabilization Act of 2008, aimed at stabilizing the financial system during the economic crisis.
Trough: Bottom of a Recession or Depression
The trough represents the lowest point of economic activity in a recession or depression, where recovery begins.
Troy Weight: Historical System of Weights for Precious Metals
The Troy Weight is a system of weights in which 12 ounces make a pound. Troy ounces contain 480 grains, making them about 10% heavier than the 437.5-grain avoirdupois ounce. This system is commonly used to measure precious metals, including gold, silver, and platinum.
True Lease: Comprehensive Definition and Analysis
Explore what a True Lease is, its types, applicability, examples, and how it contrasts with Financial Lease and Synthetic Lease. Delve into the intricacies and legal implications of leases in the financial realm.
Truncation: Definition in Banking and Computing
Truncation in Banking refers to eliminating the service of returning canceled checks to customers. In Computing, it involves dropping the digits of a number to the right of the decimal point.
Trust Account: Separate Bank Account for Client Funds
A trust account is a separate bank account, segregated from a broker's own funds, in which the broker is required by state law to deposit all monies collected for clients. In some states, this is referred to as an escrow account.
Trust Agreement: An Essential Legal Instrument
A comprehensive guide to understanding Trust Agreements, their importance, types, legal aspects, applications in estate planning, and more.
Trust Certificate: Financing Railroad Equipment
A Trust Certificate is an instrument issued to finance the purchase of railroad equipment, under which trustees hold title to the equipment as security for the loan.
Trust Fund: Real Property or Personal Property Held in Trust
A Trust Fund is a legal entity holding real or personal property for the benefit of another person or entity, referred to as the beneficiary. This entry encompasses definitions, types, and related considerations.
Trust Instrument: Legal Document that Creates a Trust
A Trust Instrument is a legal document that establishes a trust, stipulating its terms, trustee, beneficiaries, income, and corpus disposition.
Trustee: Custodian of Trust Property
A Trustee manages property or assets for the benefit of another party, ensuring compliance with legal duties and exercising fiduciary responsibilities.
Trustee's Sale: Foreclosure Sale Conducted by a Trustee
A comprehensive exploration of Trustee's Sale, a foreclosure sale conducted by a trustee under the stipulations of a deed of trust, including its process, significance, and legal aspects.
Trustor: Creator of a Trust
A Trustor, often called the settlor, is an individual or entity who establishes a trust by transferring assets to a trustee.
Truth in Lending Act: Comprehensive Overview
An in-depth examination of the Truth in Lending Act (TILA), a federal law ensuring transparency in credit transactions, providing consumers with crucial credit cost information, and offering rescission rights.
Tuition: Definition and Tax Considerations
Comprehensive overview of tuition, its definitions, types, historical context, applicability in various fields, related terms, frequently asked questions, and tax considerations.
Tuition Reduction: A Benefit for Employees and Their Families
Tuition reduction is a valuable benefit offered to employees of educational institutions, allowing for potential tax-free educational assistance. This article explores its types, eligibility, and benefits.
Turkey in Business and Investment: Disappointing Investment
A comprehensive explanation of the term 'turkey' in business and investment contexts, detailing its use in describing disappointing investments or business decisions.
Turnaround: Favorable Reversal in Fortunes
An in-depth exploration of turnarounds in business, markets, and the economy, focusing on examples, types, and special considerations.
Turnover Tax: Intermediate Stage Taxation
Turnover Tax is a tax assessed on a good at an intermediate stage of production rather than on the finished good, affecting various sectors and economic actors.
Two and Twenty: Hedge Fund Manager Compensation
The 'Two and Twenty' fee structure is a common compensation model for hedge fund managers, where 2% of total asset value is charged as a management fee and an additional 20% of profits is taken as a performance fee.
U-Shaped Recovery: Gradual Recovery of Economic Growth
An in-depth analysis of U-Shaped Recovery, its definition, significance, historical context, and comparisons with other types of economic recoveries.
U.S. Savings Bond: Government-Issued Fixed-Income Security
A comprehensive encyclopedia entry on U.S. Savings Bonds, a fixed-income security issued by the U.S. Department of the Treasury, including types, special considerations, historical context, and more.
UGMA: Uniform Gifts to Minors Act
The Uniform Gifts to Minors Act (UGMA) is a U.S. legislation that allows minors to receive gifts and inheritances without the need for a guardian or trustee. It simplifies the process of transferring property to minors and provides for custodial accounts.
Umbrella Liability Insurance: Comprehensive Coverage Beyond Basic Limits
Umbrella Liability Insurance provides excess liability coverage above the limits of a basic business liability insurance policy, such as the Owners, Landlords, and Tenants Liability Policy.
Unamortized Bond Discount: Definition and Explanation
Detailed overview of the unamortized bond discount, covering its definition, significance in finance, methods of amortization, and applicable examples.

Finance Dictionary Pro

Our mission is to empower you with the tools and knowledge you need to make informed decisions, understand intricate financial concepts, and stay ahead in an ever-evolving market.