Comprehensive definition and exploration of Velocity of Money, its role in the economy, and its impact on Gross Domestic Product.
The term 'vendee' refers to the buyer, especially in contracts for the sale of real estate. This designation is crucial in legal and financial documents, marking the party acquiring the property.
Vendor's lien refers to the collateral granted to the seller of property as security for a promissory note taken by the seller as part of the selling price. This entry explores the concept, types, and importance of vendor's liens in real estate transactions.
Venture Capital is a crucial source of financing for start-up companies and others embarking on new or turnaround ventures, offering the potential for above-average future profits despite entailing some investment risk.
Vertical Analysis is a method of financial statement analysis where each entry is listed as a percentage of a base figure within the statement. Commonly used for balance sheets and income statements, this technique helps in understanding the relative size of financial statement items.
A detailed explanation of the term Vested Interest, including its types, applications in various fields, historical context, and frequently asked questions.
Vesting refers to the process by which an employee becomes entitled to retirement benefits or pension after a certain period of employment, even if the employee resigns afterward.
An in-depth examination of vesting, the process by which a pension plan participant becomes entitled to receive full or reduced benefits based on service duration, including historical context and rules effective January 1, 1989.
A comprehensive overview of Veterans Affairs (VA) Mortgages, highlighting their benefits, eligibility criteria, types, historical context, and application process.
Vigorish, often referred to as 'vig,' is a term used primarily in the context of betting and loans to denote usurious rates of interest.
Discover the meaning, historical context, application, and implications of volatility in financial markets and other domains, including detailed explanations of the Beta Coefficient.
The term 'Volume' refers to the total number of stock shares, bonds, or commodities futures contracts traded in a particular period, a set of issues of a periodical, or the amount of space occupied in three dimensions.
A detailed explanation of Volume Discount, including its types, applications, and related terms.
An in-depth analysis of volume merchandise allowance, the discount offered by manufacturers to retailers or wholesalers for purchasing large quantities of merchandise.
A comprehensive guide to understanding the Voluntary Accumulation Plan, an investment strategy allowing mutual fund shareholders to accumulate shares on a regular, discretionary basis.
Comprehensive analysis of voluntary bankruptcy, including legal framework, historical context, comparison with involuntary bankruptcy, and related terms.
Voluntary Employees' Beneficiary Association (VEBA) is an organization that provides life, sickness, or accident benefits to individuals who share an employment-related bond.
A detailed explanation about voluntary liens, highlighting what they are, how they work, and their implications.
A detailed explanation of the Voluntary Plan, also known as the Voluntary Deductible Employee Contribution Plan, where employees choose to contribute a portion of their paycheck to a pension plan.
A comprehensive overview of the voting right of shareholders, including its significance, types, mechanisms, and historical context.
Detailed analysis of voting stock, its significance, and its role in corporate governance, including proxy rights.
A Voting Trust Certificate is a transferable certificate of beneficial interest in a voting trust, a limited-life trust set up to centralize control of a corporation in the hands of a few individuals, known as voting trustees. This arrangement usually facilitates the reorganization of a financially troubled corporation by preventing interference with management.
A comprehensive guide to understanding vouchers, their types, uses, and relevance in accounting and financial management.
A Voucher Register is an accounting book where vouchers are listed chronologically and numerically. It helps in maintaining a systematic record of financial transactions.
A Vulture Fund is a type of limited partnership that invests in depressed property, often real estate, aiming to profit when prices rebound.
Comprehensive Guide to the W-2 Form, including its purpose, contents, and usage for tax filing.
The W-4 Form is a certificate used by new and existing employees in the United States to determine the amount of federal tax withheld from their paychecks by indicating the number of personal allowances they claim.
A comprehensive overview of wages, their calculation, types, historical context, legal considerations, and related terms.
A comprehensive guide on wage assignment, covering its definition, types, applications, legal considerations, examples, historical context, and related terms.
Wage brackets refer to a range of salaries for a particular occupation, often set by seniority and experience levels, helping categorize employees based on their qualifications and duration in the job. Learn about its types, examples, historical context, and applicability.
A detailed exploration of wage ceilings, their implications, applications, and significance within different economic frameworks.
An in-depth look at Wage Floors, including legal definitions, types, historical context, and their impact on the economy.
A comprehensive exploration of wage incentives: a method to motivate workers by paying increased wages for higher output.
A Comprehensive Analysis of Wage Rates, Including Definitions, Types, Historical Context, and More.
An in-depth look at wage stabilization, a key economic measure to control inflationary wage increases and ensure economic stability.
The Wage-Price Spiral is a macroeconomic situation in which rising prices lead to higher wages, which in turn cause increased production costs and further price hikes, creating a continuous cycle. This term is crucial for understanding inflationary pressures and economic policy responses.
Wage-Push Inflation occurs when increasing wages are not offset by increasing productivity, leading to higher costs and subsequently higher prices for goods produced.
A waiver is the intentional and voluntary surrender of a known right, which can either result from an express agreement or be inferred from circumstances. It plays a crucial role in legal and financial contexts.
A comprehensive guide to the Waiver of Premium clause in insurance policies, detailing its definition, types, examples, historical context, applicability, related terms, and frequently asked questions.
Wall Street is the renowned financial district located in lower Manhattan, New York City. It functions as the hub of financial markets, housing major stock exchanges, brokerage firms, and investment communities.
A detailed exploration of Wallflower stocks, their characteristics, and investment implications. Understand why these stocks have fallen out of favor with investors and how they are evaluated.
Understanding 'Wallpaper' in Financial Securities and as Desktop Backgrounds in Computing.
A comprehensive definition of Warehouse Receipt, its types, historical context, legal framework, and applications in finance and trade.
A detailed overview of a warranty, a guarantee given by a seller to a buyer that the goods or services purchased will perform as promised, or a refund, exchange, or repair will be provided without charge.
A comprehensive guide to understanding the concept of wash sales, their tax implications, and related rules.
A Wasting Asset is a type of fixed asset that has a limited useful life span, making it subject to depreciation. It also refers to natural resources that decrease in value due to extraction or usage, which involves depletion.
A Watch List is a compilation of securities singled out for special surveillance by a brokerage firm, an exchange, or another self-regulatory organization to track potential irregularities. This may include takeover candidates, companies about to issue new securities, or entities experiencing heavy trading volume.
Watered Stock refers to stock issued at a significantly inflated price relative to its book value or actual worth, often leading to ethical and financial complications.
An in-depth look at the Weak Dollar, its implications on international trade, economic ramifications, and historical instances.
A Weak Market is characterized by a preponderance of sellers over buyers and a general declining trend in prices. This entry explores the nature, causes, examples, and implications of Weak Markets.
A comprehensive overview of wealth, detailing its definition, types, components, and related concepts such as net worth and income.
The Wealth Effect describes an increase in consumer spending that occurs as a result of an increase in perceived or actual wealth, often associated with rising asset prices such as real estate or stocks.
The Weighted Average Cost of Capital (WACC) is an essential financial metric used to determine a corporation's cost of capital, accounting for each component's weight proportionately.
An in-depth look into 'WHEN ISSUED' securities, focusing on condition-based transactions occurring before the formal issuance of authorized financial instruments, such as stocks, bonds, and U.S. Treasury securities.
Understanding the phenomenon of being whipsawed, where traders are caught in volatile price movements that lead to losing trades due to rapid price reversals.
An explanation of the White Knight strategy, its definition, types, examples, and its role in corporate takeovers.
White-collar crime encompasses a variety of frauds, schemes, and commercial offenses by business persons and public officials. It includes non-violent offenses like consumer fraud, bribery, and stock manipulation, all characterized by cheating.
Derived from the 1950s Ivy League culture, 'White-Shoe Firm' refers to venerable, elite broker-dealers known for their conservative and prestigious practices, often seen as above engaging in hostile takeovers.
Whole Life Insurance offers lifetime protection and cash surrender value at a guaranteed rate. It is synonymous with ordinary or straight life insurance and provides fixed annual premiums that do not rise as the insured ages.
An in-depth exploration of Whole Loans in the secondary mortgage market, their characteristics, types, historical context, applicability, and comparisons to pass-through securities.
The Wholesale Price Index (WPI) is an index that measures and tracks the changes in the price of goods in the wholesale market.
A comprehensive guide to understanding the role of wholesalers in supply chains, their functions, types, historical context, and relevance in today's market.
Widow-and-Orphan Stock refers to a type of stock that pays high dividends and is considered very safe. Typically, these stocks have a low beta coefficient and are involved in non-cyclical businesses.
The Wilshire 5000 is a stock index comprising 5,000 common stocks, representing the most comprehensive barometer of American stock market performance.
A comprehensive overview of windfall profit, describing its nature, causes, examples, implications, and related terms.
Window: Limited time during which an opportunity should be seized, or it will be lost. It can refer to various contexts from finance to technology, such as the discount window of a Federal Reserve Bank, the cashier department of a brokerage firm, and portions of a computer display screen.
A Wire House is a brokerage firm with a network of branch offices linked by an advanced communications system that allows rapid dissemination of financial market information.
A comprehensive overview on the act of withdrawal, including its types, processes, historical context, and relevant examples
Understanding withdrawal plans in mutual funds: fixed income or capital gains, regular payments, and how they work.
A comprehensive guide to understanding withholding, the portion of an employee's wages retained by the employer to cover taxes, insurance, pension plans, and other deductions.
A comprehensive explanation of Withholding Tax, its mechanisms, purposes, history, and relevance in modern taxation systems.
Without Recourse: A term used in factoring receivables or endorsing a note to signify that the holder is not to seek repayment from the debtor personally in case of nonpayment, only from the collateral.
A tax credit available to employers for wages paid to employees hired from certain targeted groups representing hard-to-employ individuals. The credit incentivizes businesses to hire and retain qualified individuals.
An in-depth look at Workers' Compensation Income, its significance, and related aspects. Understand what it is, how it works, and its relationship with disability benefits.
Comprehensive guide on Working Capital, its components, significance, and its role in business operations.
Comprehensive Overview of Working Interest in the Oil and Gas Industry, Covering Development and Operational Responsibilities, Historical Context, Examples, and Related Terms.
A comprehensive guide to understanding workouts, a mutual effort by property owners and lenders to avoid foreclosure or bankruptcy following a default, including reductions in debt service burden and considerations during economic downturns.
In-depth exploration of Worth, covering its definition, measurement, relevant programs such as Comparable Worth, and its economic implications.
Worthless Securities are investments that have lost all value, resulting in potential capital losses for the owners. This article covers the definition, implications, examples, historical context, and related terms.
A comprehensive overview of wraparound mortgages, where an existing loan is retained by the seller, and an additional, larger loan is made. Seller becomes the lender and manages both loans.
A comprehensive exploration of the term 'Writer', which refers to individuals or entities involved in the selling of options contracts or the underwriting of insurance policies.
Detailed insight into the 'Writing Naked' strategy used by options sellers who do not own the underlying security. Includes definitions, implications, examples, and comparisons.
An in-depth exploration of the written-down value (book value) of an asset after depreciation or other forms of amortization.
An in-depth look at the abbreviation 'WT' commonly used in finance to refer to warrants, including definitions, types, historical context, and related terms such as subscription rights.
An explanation of the X or XD symbols used in newspapers to signify when a stock is trading ex-dividend or when a bond is trading without accrued interest.
The Yankee Bond Market involves dollar-denominated bonds issued by foreign banks and corporations in the United States, often due to favorable market conditions compared to the Eurodollar Bond Market or domestic markets overseas.
An in-depth explanation of the concept of 'Year' in the context of Calendar and Fiscal Tax Year, including definitions, examples, and special considerations.
The end of an accounting period where financial statements are prepared and books are closed, often pertaining to either a calendar year or a fiscal year.
An in-depth look at year-end dividends, their types, implications, and how they fit into corporate finance and shareholder strategies.
The concept of Year-to-Date (YTD) covers the aggregation of accounts including sales, purchases, and profits from the beginning of the fiscal year to the most recent available period.
Yellow Sheets provide comprehensive details on bid and asked prices, as well as market-making firms for corporate bonds in the OTC market.
A comprehensive explanation of the Yield Curve, which illustrates the relationship between interest rates and the maturities of bonds. It includes types, special considerations, examples, historical context, and its applicability in finance.
The Yield Equivalence rate of interest at which a tax-exempt bond and a taxable security of similar quality provide the same after-tax return.
Yield Spread refers to the difference in yield between various issues of securities, typically indicating issues of different credit qualities.
Understanding Yield to Average Life: Calculation, Importance, and Application in Bond Investments
A comprehensive guide on Yield to Call, which calculates the yield on a bond assuming it is redeemed by the issuer at the first call date specified in the indenture agreement. Learn about its importance, calculations, types, examples, and related terminology.
Yield to Maturity (YTM) calculation of yield on a bond, from the current date until it is scheduled to be retired, taking into account capital gain or loss.
Yo-Yo Stock: An overview of highly volatile stocks that exhibit rapid fluctuations in price, similar to the motion of a yo-yo.
Z Score in Statistics standardizes a normal distribution by converting an x-scale to the z-scale. The Z Score is also used in Altman's bankruptcy prediction model based on various financial ratios.
A Zero Coupon Bond is a security that makes no periodic interest payments and is sold at a deep discount from its face value. The return for investors comes from the bond's appreciation, where it is redeemed at face value upon maturity.
