Retirement Plans

Federal Employees Retirement System: Comprehensive Overview
A detailed guide to the Federal Employees Retirement System (FERS), an integral retirement plan for U.S. federal employees, covering structure, benefits, historical context, and more.
Section 401(k) Plan: Defined-Contribution Plan Allowing Salary Deferral Contributions
A Section 401(k) Plan is a retirement savings plan defined under the IRS code that enables employees to make salary deferral contributions. This comprehensive guide explores its structure, benefits, and more.
Vestment: Ownership Rights in Employer Contributions
Vestment refers to the ownership rights an employee acquires in employer contributions over time, commonly used in the context of retirement plans.
SEP-IRA: Simplified Employee Pension Plan
A SEP-IRA (Simplified Employee Pension Plan) is a retirement savings plan that offers tax advantages for business owners and self-employed individuals.
KSOP: Definition, Functionality, and Alternatives
Understand what a KSOP is, how it operates combining ESOP with 401(k), and explore alternative retirement plan options for employees.

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