Comprehensive coverage of €STR, including its historical context, structure, key events, mathematical formulas, applicability, examples, comparisons, interesting facts, FAQs, and references.
Comprehensive guide to the Euro Short-Term Rate (€STR), its historical context, significance, formulas, and applications.
A reserve rule requiring the bank issuing a currency to hold gold of equal value. Learn the historical context, key aspects, and implications of 100 per cent gold backing.
A 1031 Exchange allows investors to defer capital gains taxes by reinvesting proceeds from a sold property into a new property, fostering continued real estate growth and investment.
The 1040 Form is the standard IRS form used by individuals to file their annual income tax returns. It includes sections for reporting income, deductions, credits, and other tax obligations.
A comprehensive guide to the 1099 Form, used to report various types of income other than wages, salaries, and tips.
1099-MISC is a tax form used to report various types of miscellaneous income to the Internal Revenue Service (IRS), essential for individuals and businesses, particularly those involved in self-employment.
An overview of the 1099-NEC form used for reporting nonemployee compensation in the United States, introduced in 2020 to simplify and distinguish it from other income types.
Comprehensive explanation of 12b-1 fees, which are annual marketing or distribution fees included in a mutual fund's expense ratio. Discover their purpose, calculation, implications, and regulatory background.
An introduction to double-entry bookkeeping in 1494 by Luca Pacioli with his publication 'Summa de arithmetica'
A comprehensive exploration of the 18--25 Trust, a financial trust established for the benefit of young individuals who gain full ownership of the trust property by their 25th birthday. This article covers the legal framework, inheritance tax implications, historical context, and practical applications.
An in-depth look into how the Federal Housing Administration promoted restrictive covenants in the 1930s, affecting housing policies and societal structure.
The landmark 1948 Supreme Court ruling in Shelley v. Kraemer declared racially restrictive covenants unenforceable, a pivotal moment in the fight against housing discrimination in the United States.
The 1992 Programme of the European Community (EC) aimed at unifying its internal market by eliminating barriers to the movement of goods, people, and capital.
A comprehensive examination of how the Industrial Revolution in the 19th century spurred the development and implementation of systematic record-keeping practices.
An in-depth analysis of the 2038 Problem, a date-related glitch affecting systems using a 32-bit Unix time format, set to cause issues on January 19, 2038.
22-Karat Gold is a gold alloy where 22 parts out of 24 are pure gold, making it highly durable and suitable for various applications.
A comprehensive exploration of the 24-Hour City, a continuously active metropolitan area with a robust economy and extensive amenities.
An in-depth exploration of the 24-hour economy, its historical context, implications, and applications in modern society.
Understanding the 3(c)(1) Exemption and its Role in Limiting the Number of Investors to 100, Including Accredited Investors.
Comprehensive definition and analysis of 3(c)(7), focusing on the regulation that imposes no limit on the number of investors but restricts them to qualified purchasers.
30-Day Delinquency refers to loans overdue by one month and is an early indicator of potential financial difficulties faced by the borrower before escalating to severe delinquency stages.
A comprehensive guide to the 30/360 day count convention used in finance, including its historical context, applications, types, and calculations.
360-Degree Feedback is a holistic performance evaluation method that compiles feedback from various sources to provide a comprehensive review of an individual's performance.
A simplified variation where the year and the loan period are both measured as 360 days, commonly used in banking and financial calculations for ease of computations.
An in-depth exploration of the 3rd Generation Partnership Project (3GPP), its history, importance, and impact on modern telecommunications.
A comprehensive overview of Third-Party Logistics (3PL) services, including transportation, warehousing, and distribution. Explore types, benefits, industry applications, historical context, comparisons with 4PL, and more.
A comprehensive overview of 401(k), a tax-advantaged retirement savings plan sponsored by many employers in the United States, including types, benefits, and usage.
An in-depth look at 401(k) loans, their benefits and drawbacks, historical context, key events, types, importance, applicability, examples, related terms, and much more.
Comprehensive overview of 401(k) plans: employer-sponsored retirement savings accounts providing tax advantages and investment options for future retirement income.
A 403(b) plan is a retirement savings plan designed for employees of public schools and certain tax-exempt organizations, similar to a 401(k) plan but specifically for non-profits and public schools.
Detailed definition, types, examples, historical context, and more about 403(b) plans, which are tax-advantaged retirement savings plans for employees of public schools and certain non-profit organizations.
A 412(e)(3) plan is a type of defined benefit pension plan that is funded exclusively by life insurance and annuity contracts. Known for guaranteed benefits, these plans are subject to enhanced regulatory scrutiny to prevent abuses.
457 Plans are retirement plans available to state and local government employees that allow for tax-advantaged savings and investments.
4G, or fourth generation, refers to the fourth iteration of mobile network technology designed to enhance data transfer rates, reduce latency, and improve connectivity. This generation of networks supports advanced features such as HD streaming, video conferencing, and faster mobile browsing.
Understanding 4G and 5G mobile network technology, detailing the advancements in data speed and connectivity, their impact, and future prospects.
An in-depth exploration of 5-axis machining, its historical context, applications, mathematical models, and its impact on modern manufacturing.
501(c)(3) is a section of the U.S. Internal Revenue Code that defines tax-exempt entities, typically used by qualified charities. This article elaborates on its definition, requirements, examples, and related terms.
501(c)(3) organizations are nonprofit entities that meet specific criteria under the United States Internal Revenue Code, making them exempt from federal income tax.
501(c)(4) refers to social welfare organizations that can engage more in lobbying and political activities.
An in-depth exploration of 501(c)(4) Organizations, their historical context, functionalities, and impact on social welfare and political engagement.
An overview of 501(c)(9) section of the Internal Revenue Code, where Voluntary Employees' Beneficiary Associations (VEBAs) qualify for tax-exempt status.
Provides small businesses with long-term, fixed-rate financing used to acquire fixed assets.
Understanding the concept of the 52-Week High, its significance in stock trading, and its impact on market analysis.
Explore the essential features, benefits, and considerations of the 529 College Savings Plan, a tax-advantaged scheme designed to help families save for future education costs.
In-depth exploration of the 7-Pay Test, an IRS mechanism to determine if a life insurance policy qualifies as a Modified Endowment Contract (MEC).
The 7(a) Loan Program is the U.S. Small Business Administration's (SBA) primary vehicle for providing financial assistance to small businesses, offering a variety of loans to meet different business needs.
A report that companies must file with the SEC to announce significant events that shareholders should know about between 10-Q and 10-K filings.
An 8-K Report is filed to announce significant events that shareholders should be aware of, ensuring transparency and informed decision-making in the financial markets.
The 8(a) Program is an initiative by the Small Business Administration (SBA) aimed at assisting small and disadvantaged businesses to achieve growth and compete in the marketplace.
Detailed explanation of the 80/20 Rule, also known as the Pareto Principle, its applications, examples, and historical context.
A comprehensive guide to understanding 800 Numbers, their functions, uses, and importance in telecommunications and business efficiency.
A 90-Day Delinquency occurs when a loan payment is overdue by three months, which can lead to severe financial repercussions, including foreclosure.
An in-depth examination of the abbreviation ℅, which stands for 'care of' or 'in care of,' used primarily for addressing mail and correspondence.
A comprehensive exploration of the rise in Homeowners Associations (HOAs) and Covenants, Conditions, and Restrictions (CC&Rs) in residential developments from the 1970s to the present.
Insolvency occurs when an entity's liabilities exceed its assets, and it cannot meet its debt obligations as they become due.
LED displays typically offer brighter images and are more energy-efficient than LCD displays.
Liquidity refers to the ability of an entity to meet its short-term liabilities using available liquid assets. It is a crucial aspect of financial health distinct from solvency.
A comprehensive look into Pass-Through Securities, a type of securitized interest where payments from the underlying assets are transferred directly to certificate holders.
Comprehensive coverage of traditional signage, including historical context, types, importance, and modern applications.
A 'Blind Copy' is an email functionality that allows the sender to send a copy of an email to recipients without revealing their email addresses to other recipients. Symbolized by bcc, it is crucial for maintaining privacy when emailing mailing lists.
[C&F], or Cost and Freight, is a term used in international shipping to indicate that the seller is responsible for the cost of goods and freight but not for insurance. This term specifies the selling condition by the International Commercial Terms (Incoterms).
The [NOT RATED (NR)] indication used by securities rating services and mercantile agencies denotes that a security or company has not been rated, carrying neither negative nor positive implications.
A detailed overview of the financial performance of a publicly traded company, including audited financial statements, company operations, market information, and management’s discussion and analysis.
Form 10-Q is a quarterly financial report submitted by public companies to the U.S. Securities and Exchange Commission (SEC), providing a comprehensive overview of their financial performance.
A comprehensive overview of the 12b-1 fee, a promotional fee charged by mutual funds, including its purpose, calculation, historical context, examples, and related terms.
Learn about 24/7, a term representing constant, round-the-clock availability or activity.
A 30-Day Letter is a formal notice from the IRS giving the taxpayer 30 days to appeal the proposed finding of the Revenue Agent.
A 401(k) plan is a company-sponsored retirement savings plan that allows employees to contribute a portion of their earnings pretax, with taxes applied at withdrawal. It includes investment options like stocks, bonds, and money market instruments.
A 401(k) Plan is a retirement savings plan that allows employees to contribute pretax earnings to an individual investment account, which is later taxed upon withdrawal.
A comprehensive guide to 501(c)(3) organizations, detailing their criteria, purpose, and legal obligations.
A comprehensive overview of a 90-Day Letter issued by the IRS after an audit indicating a proposed tax deficiency and the steps a taxpayer must take to contest it.
Explore the 0x protocol, an open protocol enabling peer-to-peer asset exchanges on the Ethereum blockchain. Understand its mechanisms, goals, and applications in the decentralized finance ecosystem.
An in-depth guide to the 1% Rule in real estate, exploring its definition, how it works, practical examples, and its importance in assessing investment properties.
A comprehensive explanation of the 1%/10 net 30 payment terms, highlighting how businesses and customers can benefit from early payment discounts.
An in-depth guide to understanding the 10-K report, its contents, filing requirements, and how to access these vital documents for publicly-traded companies.
An in-depth exploration of the 10-K Wrap: what it is, how it works, and the essential elements it comprises.
A comprehensive guide to the 10-Year US Treasury Note, detailing its characteristics, investment benefits, historical context, and how it fits into a diversified portfolio.
A comprehensive exploration of a 100% equities strategy, detailing how it works, its benefits, risks, and how it compares to other investment strategies.
A comprehensive guide to understanding 1035 exchanges, including the definition, rules, process, and key considerations for tax-free exchanges of annuity contracts, life insurance policies, or endowments.
A comprehensive guide to the 11th District Cost of Funds Index (COFI), including its definition, calculation, historical context, applicability, and impact on financial markets in Arizona, California, and Nevada.
A detailed examination of 125% loans, including their definition, historical development, advantages, disadvantages, and practical applications.
A comprehensive guide to 12b-1 fees on mutual funds, including their purpose, usage, types, and impact on investors.
Exploring the intricacies of 12b-1 funds, their operational mechanism, and the implications for investors, covering fees, benefits, and potential downsides.
An in-depth exploration of the 12B-1 plan, explaining its definition, how it works, associated fees, and required disclosures.
The 130-30 strategy utilizes financial leverage by shorting underperforming stocks and investing in high-return potential shares to optimize portfolio returns.
Discover what defines an 18-hour city, how it operates, and explore examples of these emerging urban areas that offer robust job growth, low living costs, and competitive amenities.
Understand the 183-Day Rule, its application in determining tax residency status for non-citizens, and examples illustrating its use.
An in-depth look at the 1913 Federal Reserve Act, its creation of the Federal Reserve System, and its pivotal role in U.S. monetary policy.
A detailed exploration of the 1979 Energy Crisis, triggered by the Iranian Revolution, examining its history, causes, and lasting impacts on global energy policies.
A detailed guide on 2-1 buydown loans, explaining how they operate, their benefits, and considerations for borrowers.
A comprehensive guide to understanding the 2/28 adjustable-rate mortgage (ARM), covering its structure, benefits, drawbacks, and practical applications in real estate finance.
An in-depth look at the 2000 investor limit rule set by the SEC, including its definition, how it works, and a practical example.
A detailed exploration of the 2011 U.S. Debt Ceiling Crisis, including its meaning, causes, and far-reaching consequences on the U.S. economy and global markets.
A comprehensive guide to understanding the 2023-2024 tax brackets and federal income tax rates based on your income and tax filing status. Learn how your earnings and filing criteria impact your tax obligations.
An in-depth analysis of the 25% Rule, explaining its application in government debt relative to budget and its role in royalty income payment schemes.
A comprehensive guide on the 28/36 rule, which helps individuals and households measure their income against debt to ensure they meet ideal debt limits for credit applications. Learn what it is, how to use it, and see practical examples.
A comprehensive guide to understanding a 3-2-1 buydown mortgage, including its meaning, benefits, drawbacks, examples, and frequently asked questions.
The 3-6-3 Rule refers to a slang term for the informal banking practices prevalent during the 1950s through the 1970s, characterized by non-competitive and simplistic conditions within the industry.
An in-depth look at the 3(c)(7) exemption, part of the Investment Company Act of 1940, which allows private funds to bypass certain SEC regulations. Ideal for understanding the nuances and applications of this regulatory relief.
