Redirect entry for the term FACE, which points to specific terms such as FACE INTEREST RATE and FACE VALUE.
The Face Amount, or Face of Policy, represents the sum of insurance provided by an insurance policy, payable at the time of death or policy maturity.
The face amount of a bond, also known as its face value, is the nominal or par value of the bond, representing the amount paid back to the bondholder at maturity.
Understanding the Face Interest Rate on Bonds and Loans
Comprehensive explanation of face value, its significance in financial instruments such as bonds and checks, and comparison with market value.
Comprehensive definition and analysis of Facebook, a popular social networking site, including its history, features, impact, and related terms.
A comprehensive guide to Facilities Management, covering its principles, types, benefits, and applications in corporate and government settings.
In-depth exploration of facsimile copies, their historical evolution, applications in modern business, and related digital technologies.
A comprehensive exploration of facsimile transmission, covering its definition, history, technology, applicability, and more.
Facsimile Transmission, also known as Fax, is the method of using electronics to send printed materials. A picture of the material is coded by an electronic scanning device, sent over phone or electronic wire, and reproduced at its destination.
A comprehensive look at the role of a Fact Finder in resolving disputes through impartial study and fair recommendations.
A faction is an informal group of individuals within an organization who collaborate typically to achieve specific shared goals and often oppose a larger group within the organization.
Definition and Explanation of a Factor: An agent employed to sell goods or merchandise consigned or delivered by or for a principal for compensation commonly called factorage, discount, or commission.
Factor Analysis is a mathematical procedure used to reduce a large amount of data into a simpler structure that can be more easily studied by summarizing information contained in numerous variables into a smaller number of interrelated factors.
Factorial in mathematics refers to the product of all whole numbers up to a given number, while in statistics, it relates to the design of experiments to investigate multiple variables efficiently.
An extensive article delving into the different meanings and applications of the term 'Factors,' including economic resources, commission merchants, business intermediaries, and factoring agents.
A 'Fail to Deliver' situation occurs when the broker-dealer on the sell side of a contract has not delivered securities to the broker-dealer on the buy side. This situation is often due to the selling customer failing to provide the necessary delivery.
An in-depth look at the situation where the broker-dealer on the buy side of a contract has not received delivery of securities from the broker-dealer on the sell side.
Fail and Failure describe situations of not meeting minimal requirements, whether in testing, performance, or mechanical function.
An examination performed on a function, project, or interrelationship that failed to fulfill its objective. Failure analysis is an attempt to determine why a goal was not achieved in order to correct the problem for the future.
A comprehensive guide on the Failure-to-File Penalty assessed on a tax return not filed by the due date, including an overview of rates, exceptions, and related penalties.
A type of insurance coverage offered to inner-city business owners or homeowners who cannot purchase property insurance through conventional means.
An exploration into the principles and importance of fair competition in various industries, and the ramifications of unfair competitive practices.
An in-depth exploration of the Fair Credit Billing Act (FCBA), a federal law designed to address credit complaints and eliminate abusive billing practices.
The Fair Credit Reporting Act (FCRA) is a federal law that allows individuals to access and correct their credit records at credit reporting bureaus.
A comprehensive overview of the Fair Housing Law, which prohibits discrimination in the sale or rental of homes and apartments.
The Fair Labor Standards Act (FLSA) is a federal law enacted in 1938 that sets minimum hourly wages and maximum working hours. It also mandates that employees receive time and a half for work beyond 40 hours in a week.
An in-depth exploration of Fair Market Rent, the amount a property would command if it were now available for lease, including its definition, types, considerations, examples, historical context, applicability, related terms, FAQs, references, and more.
An in-depth look into Fair Market Value — the price at which an asset or service changes hands between a willing seller and a willing buyer under normal conditions.
The Fair Rate of Return is a level of profit that a public utility is allowed to earn as determined by federal and/or state regulators. It ensures that utilities can maintain service, pay dividends, and invest in infrastructure.
Fair Trade in Retailing: Agreements between manufacturers and retailers to sell products at or above an agreed price. Historical overview and legislative impact.
Fair use allows the quotation or reproduction of a small portion of copyrighted material without requiring the permission of the copyright holder, under specific conditions.
An in-depth exploration of Fair Value, a term adopted by the Financial Accounting Standards Board (FASB) used to measure the value of assets and liabilities in an orderly transaction between market participants.
A Fairness Opinion is a professional judgment given by appraisers or investment bankers on the fairness of the price in mergers, takeovers, or leveraged buyouts.
Explaining the phenomenon where a stock's price drops sharply, typically due to negative corporate developments, such as failed takeovers or underwhelming profits.
An in-depth exploration of fallback options in management, including definitions, types, considerations, examples, and related terms.
An in-depth exploration of False Advertising, its implications, types, legal consequences, and historical context.
Falsify refers to the act of altering or manipulating information, documents, or data in order to deceive others. Such actions can have significant legal, ethical, and societal consequences.
Detailed explanation of Familial Status, its significance under Fair Housing Law and Fair Credit Reporting Act, and its impact on rights regarding housing and credit.
A detailed overview of the Family and Medical Leave Act (FMLA), its provisions, requirements, historical context, and applicability.
A marketing strategy where the same brand name is given to a number of products, encouraging recognition, easing the introduction of new products, increasing market acceptance, and lowering marketing costs.
A comprehensive overview of Family Income Policy, a type of insurance policy that provides supplementary income during the period when children are growing up.
An in-depth examination of the Family Life Cycle, detailing the stages from birth to death, its impact on buying behavior, and how family structure and roles evolve over time.
A Family Limited Partnership (FLP) is a type of Limited Partnership where interests are held by members of the same family, offering advantages in gift and estate tax reductions but limiting complete ownership freedoms.
A detailed examination of the concept of a family of funds, highlighting various fund types, their objectives, and the benefits of investing in them.
A comprehensive overview of Fannie Mae, also known as the Federal National Mortgage Association, including its history, functions, and impact on the housing market.
An extensive guide to FAQs, their historical context, types, examples, and applicability.
Comprehensive Definition of FARE, Including Types, Historical Context, and Related Terms
Comprehensive exploration of farms, their types, importance in agriculture and federal tax considerations.
The Farm Service Agency (FSA) is an agency of the U.S. federal government that provides mortgage loans at below-market interest rates for farmers and individuals serving the agricultural community.
Understanding farm surplus, its implications, and political considerations surrounding government intervention to maintain profitable price levels for farmers.
An in-depth look at Farmer Mac (Federal Agricultural Mortgage Corporation), its functions, history, and impact on the agricultural mortgage market.
Comprehensive overview of the Farmers Home Administration (FmHA), detailing its role in providing assistance programs for homes and farms in rural areas, its reorganization, and the transition of its functions to the Farm Service Agency (FSA).
Fascism is a doctrine and collection of concepts characterized by authoritarian nationalism, dictatorship by government, and aggressive economic and social control, often involving hostile nationalist attitudes and racism.
An in-depth look at fashion, its implications in marketing, its historical context, and its influence on various aspects of society.
Fast tracking is a management practice where certain employees are chosen for rapid advancement based on their outstanding characteristics, often involving special midcareer training programs.
An in-depth exploration of the concept of a faux pas, its origins, types, examples, and societal implications.
A comprehensive exploration of the favorable trade balance, where a nation's export value exceeds its import value, along with implications for the economy.
Microsoft's term for documents or URLs that have been marked for easy retrieval, commonly used in web browsers and file management systems.
An overview of the Food and Drug Administration, focusing on its roles, responsibilities, structure, history, and significance in public health and safety.
Comprehensive overview of the Federal Deposit Insurance Corporation (FDIC), its history, purpose, and role in the financial system.
Understanding the phrase 'Feather One's Nest', its connotations, and historical context.
Featherbedding refers to work rules that require payment to employees for work that is not done or not needed. This concept is often associated with labor unions' efforts to protect existing jobs by prohibiting the use of new technology.
An in-depth explanation of Federal Funds and the Federal Funds Rate, including definitions, mechanisms, examples, historical context, and related terms.
A brief redirecting entry referring to the Federal Reserve Board, often abbreviated as the 'Fed.' The term is widely used in economic contexts relating to the central banking system of the United States.
Federal Agency Security is a debt instrument issued by an agency of the federal government, such as the Federal National Mortgage Association or the Federal Farm Credit Bank. Though not obligations of the U.S. Treasury, these securities are sponsored by the government and have high credit ratings.
The Federal Agricultural Mortgage Corporation, commonly referred to as Farmer Mac, is a federal agency established in 1988 to provide a secondary market for farm mortgage loans.
Comprehensive detailed entry about the Federal Aviation Administration (FAA), including its history, functions, structure, and significance in the field of aviation.
The Federal Aviation Administration (FAA) is an agency of the U.S. Department of Transportation charged with regulating air commerce, promoting aviation safety, and overseeing the operation of airports, including air traffic control.
An overview of the Federal Crisis Inquiry Commission (FCIC), a panel created by President Barack Obama in 2009 to investigate the causes of the financial crisis in the United States.
An in-depth exploration of federal deficit (surplus), causes, implications, types of government debt, historical context, and related terms.
The Federal Deposit Insurance Corporation (FDIC) is an independent federal agency established in 1933. It insures deposits up to $250,000 in member commercial banks and sometimes acts to prevent bank failures.
The Federal Energy Regulatory Commission (FERC) is an independent agency responsible for regulating the interstate transmission of electricity, natural gas, and oil, reviewing proposals for LNG terminals and pipelines, and licensing hydropower projects.
A comprehensive guide to understanding the Federal Estate and Gift Tax, including definitions, the computation process, and special considerations.
An in-depth exploration of the Federal Farm Credit Bank and the Federal Farm Credit System, their roles, historical context, and impact on U.S. agriculture.
Federal Flood Insurance offers subsidized and nonsubsidized coverage for residents in qualifying communities, insuring structures and contents against flood damage.
Detailed explanation of Federal Funds, including their roles in the banking system, types, examples, and historical context.
Understanding the Federal Funds Rate: an essential interest rate in the banking system, set daily by the market, crucial for meeting reserve requirements.
The Federal Home Loan Bank System was a federal credit system that provided credit reserves to savings and loan associations, cooperative banks, and other mortgage lenders, operating similarly to the Federal Reserve Bank's role with commercial banks.
An in-depth look at the Federal Home Loan Mortgage Corporation (FHLMC), also known as Freddie Mac, including its functions, history, structure, and significance in the U.S. mortgage market.
The Federal Housing Administration (FHA), founded in 1934, is a key agency within the U.S. Department of Housing and Urban Development (HUD). It administers various loan, loan guarantee, and loan insurance programs to boost housing availability.
The Federal Housing Finance Agency (FHFA) is a U.S. government agency established in 2008 to oversee housing-related government-sponsored enterprises, including Fannie Mae, Freddie Mac, and the Federal Home Loan Banks.
An in-depth look into the Federal Insurance Contributions Act (FICA), the federal law that mandates Social Security and Medicare taxes.
The Federal Intermediate Credit Bank (FICB) is one of the 12 banks that make loans available to various institutions extending credit to agricultural producers. The stock of each bank is owned by farmers and ranchers.
The Federal Land Bank is an agency that provides mortgage loans on rural properties to farmers and individuals who provide essential services to the farming and ranching community. Borrowers are required to purchase stock in their local land bank association as additional security for the loan.
The Federal National Mortgage Association, known as Fannie Mae, is a publicly owned Government-Sponsored Enterprise (GSE) chartered in 1938 to purchase mortgages from lenders and resell them to investors.
The Federal Open Market Committee (FOMC) is a key component of the Federal Reserve System responsible for setting short-term monetary policy for the United States. It consists of the seven governors of the Federal Reserve Board, the president of the New York Federal Reserve Bank, and the presidents of four other regional Federal Reserve Banks.
An overview of the Federal Power Commission (FPC), its historical role, and its transition into the Federal Energy Regulatory Commission (FERC).
Daily publication by the U.S. government that prints the regulations of various governmental agencies.
A detailed examination of the Federal Reserve Bank, one of the 12 regional banks that comprise the Federal Reserve System, responsible for overseeing regional commercial and savings banks and providing them with critical resources.
The Federal Reserve Board (FRB) is the governing board of the Federal Reserve System, responsible for setting key policies in banking regulations, reserve requirements, and monetary policies.
A comprehensive guide to Federal Reserve Districts, including their structure, roles, and historical context.
An in-depth exploration of Federal Reserve Notes, their history, function, and significance in the U.S. financial system.
An overview of the Federal Reserve Open Market Committee (FOMC), its role, structure, operations, and significance in formulating U.S. monetary policy.
Detailed explanation of the Federal Reserve System, its structure, main functions, and historical context.
Comprehensive coverage of Federal Savings and Loan Associations including their role, history, scope, and special considerations.
An overview of the Federal Savings and Loan Insurance Corporation (FSLIC), a federal agency founded in 1934 to insure deposits in savings and loan associations, and its transition of functions to the Federal Deposit Insurance Corporation (FDIC) in 1989.
A Federal Tax Lien is a legal claim by the United States on a taxpayer's property when the taxpayer neglects or fails to pay a tax debt owed to the federal government.
An overview of the Federal Trade Commission (FTC), its history, roles, responsibilities, and its impact on consumer protection and antitrust regulations in the United States.
Detailed explanation of the Federal Trade Commission (FTC), its role in maintaining free enterprise and competition, and its historical significance.
