The Federal Unemployment Tax Act (FUTA) establishes a federal framework for unemployment insurance, requiring employers to contribute to the federal unemployment fund based on employee wages, with provisions for state tax credits.
FedEx, formerly known as Federal Express, is a global courier delivery services company specializing in overnight shipping, freight, logistics, and international trade solutions.
Detailed exploration of FEDEX, its history, services, impact on logistics, and role in modern commerce.
FedWire is a high-speed, computerized communications network that connects Federal Reserve Banks, branches, and specific U.S. Treasury offices, facilitating instant financial transactions and reserve balance transfers.
Fee in the context of real property refers to an estate of complete ownership that can be sold or devised to heirs. Additionally, a fee can signify the cost of professional services.
Fee Simple, or Fee Absolute, represents the most complete ownership of real property, with unconditional power of disposition during the owner's life, and inheritance rights upon death.
A comprehensive guide on the concept of feedback across different domains including product response, control systems, auction sites, and audio technology.
Feeder Fund is an investment vehicle similar to a Fund of Funds but differs in that it channels investments to a master fund responsible for managing the underlying investments.
Comprehensive explanation of feeder lines, their role in connecting local and regional hubs to national carriers in both aviation and railroad transportation.
Feng Shui is the ancient Asian art of creating harmony and balance within an environment. Its principles can be applied to various aspects of life, including home design, workplace arrangement, and even personal well-being.
An in-depth look at Furniture, Fixtures, and Equipment (FF&E), including definitions, types, applications in various industries, and related concepts.
An in-depth look at FHA Mortgage Loans, insured by the Federal Housing Administration (FHA), including the popular Section 203(b) program.
The FHFA House Price Index (HPI) is a comprehensive measure of the movement of single-family house prices in the United States. Compiled by the Federal Housing Finance Agency (FHFA), this index is based on data collected from loans held by government-sponsored enterprises (GSEs), and values are available for each state and metropolitan area.
An exploration of fiat money, its definition, types, historical context, and economic implications.
Fiber optics refers to the technology of transmitting data as light pulses through thin strands of glass or plastic, offering advantages such as high bandwidth, low interference, and enhanced security.
FICA stands for Federal Insurance Contributions Act, a law enacted as part of the Social Security Act of 1935, mandating payroll taxes to fund Social Security and Medicare programs.
Understand what a FICO score is, how it is calculated, its historical context, and its implications for both consumers and lenders.
A Fidelity Bond guarantees that the insurance company will compensate the insured business or individual for financial or property losses caused by dishonest acts of employees.
A detailed exploration of fiduciaries, their responsibilities, various types, examples, and their importance in legal and financial contexts.
Comprehensive explanation of Fiduciary Bond, including its different types, legal implications, examples, and historical context. See also Judicial Bond.
In computing, a field represents a group of adjacent characters within a data record, storing individual pieces of information, such as an employee's name or Social Security number in a payroll system.
Field staff are company employees whose work is in the marketplace outside of the company office, often seen in retailing as manufacturer's representatives, also known as detail persons.
A comprehensive definition and exploration of FIFO (First In, First Out), including its applications in various fields, examples, historical context, and related terms.
A comprehensive guide to understanding fifteen-year mortgages, their benefits, and key considerations
A comprehensive overview of the term 'file,' including its applications in organizing information, data storage, and formal submission processes.
A file server is a computer on a Local Area Network (LAN) that provides network users access to shared data and program files, often being more robust and faster than users' workstations.
File transfer refers to the process of moving or transmitting a computer file from one location to another, whether between two programs, two computers, or other storage media.
Comprehensive coverage on File Transfer Protocol (FTP), an Internet protocol that permits transferring files between computers via the Internet. Learn about its types, usage, and historical significance.
File Transfer Protocol (FTP) is a standard network protocol used to transfer files from one host to another over a TCP-based network, such as the Internet.
Filing status for tax purposes determines which tax return form is used, based on an individual's marital status and household situation.
A Fill or Kill (FOK) order is an instruction to buy or sell a security immediately in its entirety, or else the order is canceled completely. These orders are typically used to ensure that transactions do not suffer delays or partial completions.
A process where housing units or neighborhoods become occupied by progressively lower-income residents over time.
The Final Assembly process in an automobile manufacturing plant, where the power train is installed in the chassis along with the automobile body components to complete a vehicle.
Final goods are products that are not currently used in the production of other goods, typically consumed by the end user.
A comprehensive guide to understanding finance charges, including interest and discount points, and their applications in various forms of credit.
A comprehensive overview of Financial Accounting, its key aspects including balance sheets and income statements, differences from managerial accounting, historical context, applicability, and more.
Comprehensive guide to the Financial Accounting Standards Board (FASB), its history, role in setting Generally Accepted Accounting Principles (GAAP), and its comparison with the International Accounting Standards Board (IASB).
Financial Advertising refers to marketing efforts directed towards the promotion of financial services and products such as mutual funds, partnership units, and other securities. Such advertising must adhere to strict regulations enforced by bodies like the SEC.
A detailed guide on what financial advisers do, their types, the importance of their role, and considerations when choosing a financial adviser.
An in-depth exploration of financial analysis, its significance, methodologies, and applications within the context of evaluating the financial statements of a company.
Financial assets encompass various forms of intangible assets such as stocks, bonds, rights, certificates, and bank balances, distinguishing them from tangible, physical assets like real property.
An in-depth exploration of financial feasibility focusing on assessing the economic justification of proposed land use changes.
A comprehensive overview of financial futures contracts, their characteristics, types, examples, and their relationship with interest rates.
The Financial Industry Regulatory Authority (FINRA) is a self-regulatory organization (SRO) that serves as the largest non-governmental regulator of securities firms in the United States. Created in 2007 through the consolidation of the NASD and NYSE's regulatory functions, FINRA oversees brokerage firms, branch offices, and registered securities representatives.
A comprehensive federal law passed in 1989 aimed at restructuring the regulatory and deposit insurance landscape for savings and loan associations and implementing reforms to address and prevent failures and nonperforming loans.
A comprehensive look at financial intermediaries, including types, functions, examples, historical context, and related terms.
A financial lease involves a lessor providing financing for property, with the lessee bearing responsibilities such as maintenance, insurance, and taxes.
Financial leverage involves using borrowed funds to increase the potential return on investment. This article explains types of financial leverage, examples, historical context, its applicability, and more.
An in-depth exploration of the Financial Management Rate of Return (FMRR), its calculation, application in real estate investments, and comparison with the Internal Rate of Return (IRR) method.
A comprehensive guide to financial markets, including their types, functions, examples, and related terms such as capital market and money market.
A comprehensive guide to understanding financial plans, their importance, and practical steps for individuals and businesses to achieve financial goals.
Professional who analyzes personal financial circumstances and prepares a program to meet financial needs and objectives.
An in-depth look at the financial position, detailing the status of a firm's assets, liabilities, and equity at a specific point in time.
An in-depth look at the financial pyramid, a risk structure strategy used by investors to diversify and manage risk across various investment vehicles.
A comprehensive guide to financial risk, which encompasses the increased potential for volatility in investment performance caused by the use of borrowed money, commonly known as leverage.
Also known as the Gramm-Leach-Bliley Act, this 1999 law repealed sections of the Glass-Steagall Act and the Bank Holding Company Act of 1956, facilitating affiliations among banks, securities firms, and insurance companies.
A detailed examination of a Financial Statement, including components like Balance Sheet, Income Statement, and additional elements such as Working Capital, Net Worth, and Cash Flow.
A Financial Supermarket is a company that offers an extensive range of financial services under one roof, such as stock trading, insurance, real estate brokerage, and banking services.
An in-depth look at the process and strategies involved in borrowing money for various financial needs.
A comprehensive overview of a finder's fee, its importance in business transactions, and its application in advertising.
A comprehensive look at the term 'Finish Out' in the context of construction and real estate, including tenant finish-out allowances.
A comprehensive examination of the term 'fire' as it relates to the discharge or termination of an employee, including definitions, types, reasons, and implications.
A detailed explanation of the standard fire insurance policy, widely known as the 165-line policy, including its sections, coverage, conditions, and exclusions.
A comprehensive exploration of the term 'FIRE-RESISTIVE,' its characteristics, historical evolution, and applications in various fields.
Fire-Resistive Construction involves the use of engineering-approved masonry or fire-resistive materials for exterior walls, floors, and roofs to minimize fire risks and lower insurance premiums.
Firefox, introduced in 2004 by Mozilla, is a widely-used free web browser known for its speed, security, and customization options.
Detailed guide to the concept of fireproof materials, their properties, historical context, applications, comparisons, and more.
Firm Commitment in Securities Underwriting: Detailed Explanation, Examples, and Key Considerations
A Firm Quote in the securities industry is a round-lot bid or offer price of a security stated by a market maker, which is not identified as a nominal or subject quote that requires further negotiation or review.
An in-depth look at the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA), covering its purpose, history, provisions, and impact on the financial industry.
First Call is a Thomson Reuters service that provides consensus estimates and recommendations from financial analysts.
A method of inventory valuation in which the oldest inventory items are recorded as sold first.
In the world of real estate and finance, First Lien Debt refers to the debt recorded first against a property, making it the primary claim in the event of default. This is a critical concept for lenders and borrowers alike.
A comprehensive overview of the First Mortgage, including its role, types, legal considerations, historical context, and comparison with other types of mortgages.
First-Class Mail is a class of mail service that receives quick handling and delivery, free forwarding, and is not subject to opening for postal inspection. Letters, postcards, bills, and personal correspondence must be sent by first-class mail.
An in-depth exploration of First-Line Management, focusing on supervisors who bridge nonmanagerial workers and higher management levels, including their responsibilities, titles, and significance in organizations.
An exploration of the term 'fiscal', encompassing its definitions, applications, historical context, and related terms in public finance and treasury management.
An in-depth exploration of fiscal agents, their duties including disbursing funds, handling taxes related to bonds, redeeming bonds and coupons, and paying rents.
A comprehensive guide to understanding fiscal policy, including its definition, types, historical context, and impact on the economy.
A comprehensive look at the Fiscal Tax Year, including its definitions, variations, and implications in accounting and taxation.
A thorough exploration of the fiscal year, including its purpose, differences from the calendar year, and its implications for businesses and governments.
An in-depth exploration of Fiscalist economists who advocate for the use of government taxation and spending to influence economic performance, in contrast to Monetarists who emphasize monetary policy.
The Fisher Effect explains the relationship between nominal interest rates and expected inflation rates, suggesting that interest rates adjust to reflect anticipated inflation.
A detailed exploration of FIT Investments, covering various types, historical context, and applicability in modern financial markets.
A FIT situation occurs when the characteristics of a product, such as an investment, align seamlessly with the specific needs and preferences of a buyer, ensuring an optimal match and enhancing the likelihood of satisfaction and success.
A detailed explanation of fixation, the process of setting present or future prices of commodities by assessing market forces.
A comprehensive explanation of Fixed and Variable Rate Allowances (FAVR), an allowable method for computing a business automobile mileage allowance that is not reported as wages on Form W-2. This includes a cents-per-mile rate for operating costs and a flat amount for depreciation and insurance.
A fixed annuity is an investment contract sold by an insurance company that guarantees fixed payments to an annuitant either for life or for a specified period.
Fixed Benefits refer to a payment made to a beneficiary that remains constant and does not vary over time. An example includes a fixed monthly retirement income benefit, such as $800 paid to a retired employee.
A comprehensive guide to fixed costs, their role in business, and how they contrast with variable and semivariable costs.
Fixed cost represents expenses that do not change with the level of production or output. It is crucial for determining total and per-unit costs.
A Fixed Disk, also known as a Hard Disk, is a non-volatile storage device used to store and retrieve digital information.
A comprehensive overview of the Fixed Exchange Rate system, its history, significance, and evolution.
Fixed Expenses are the costs in a business operation that remain the same regardless of production or sales levels. Understand their significance, types, and contrast with Variable Expenses.
Understanding Fixed Fee: A set price for project completion, its implications, benefits, risks, and applications in various fields.
An in-depth look into fixed income, its types, benefits, risks, and applications.
A comprehensive explanation of fixed premium payment for coverage that remains throughout the same premium-paying period, including its characteristics, benefits, and considerations.
A comprehensive overview of fixed-income investments, including government, corporate, and municipal bonds, and preferred stock, focusing on their fixed rate of return.
An overview of fixed-point numbers, including their definition, types, special considerations, examples, historical context, and comparisons to floating-point numbers.
A Fixed-Price Contract is a type of contract where the price is predetermined and remains unchanged, regardless of the actual costs incurred during production.
