Flame refers to a public post or e-mail message expressing strong opinions or criticisms, often inflammatory. This entry covers its definition, types, historical context, examples, and related terms.
The Flash Crash refers to the sudden 998.5-point drop in the Dow Jones Industrial Average (DJIA) on May 6, 2010, marking the biggest one-day decline in the average's history. It was caused by a single trade at a hedge fund that triggered a cascade of computerized selling.
A flash drive is a portable storage device that utilizes flash memory to store data. Common types include USB drives, which connect to computers via USB ports.
Flash Memory is a type of non-volatile storage that can be electrically erased and reprogrammed. It is widely used for general storage and data transfer in various digital products.
An explanation of the flat rate pricing model, where the per unit price remains constant regardless of the number of units purchased or other factors. Used in various contexts including advertising and direct marketing.
A detailed exploration of the 'Flat Scale' in industry and labor, denoting a uniform rate of pay that makes no allowance for volume, frequency, or other influencing factors.
An examination of the flat tax system, applied uniformly across all income levels, highlighting its economic implications and comparisons with progressive tax systems.
The Fleet Factors decision clarified a lender's potential exposure to liability for environmental cleanup if the lender acquires property by foreclosure.
Flexible Manufacturing refers to a computer-controlled manufacturing process that provides flexibility in adapting machinery to produce various products quickly and efficiently.
A detailed explanation of Flexible Spending Account (FSA), a tax-advantaged financial account into which employees can contribute on a pre-tax basis to pay for certain out-of-pocket healthcare and dependent care expenses.
Flight to Quality refers to the movement of capital from higher-risk investments to safer assets, such as U.S. Treasury bills, during periods of market uncertainty.
Flipping refers to the practice of buying real estate, securities, or IPOs with the intent of reselling them quickly to profit from market fluctuations.
An in-depth look at the concept of Float in Banking, Securities, and Insurance, including checks in transit, new issue of securities, and insurance premiums.
Floater coverage for property that moves from location to location, either on a scheduled or unscheduled basis, provides insurance protection for items during transit.
An in-depth exploration of the floating currency exchange rate system, where the value of a currency fluctuates based on market supply and demand, without direct governmental interventions.
Floating debt refers to the short-term obligations of a business or government that are continuously refinanced. Examples include bank loans due in one year, commercial paper, Treasury bills, and short-term Treasury notes.
Floating supply refers to the total dollar amount of municipal bonds in the hands of speculators and dealers that is for sale at any particular time, and the number of shares of a stock available for purchase.
A comprehensive overview of floating-point numbers, their representation, uses, and comparisons with fixed-point numbers. Understand the advantages and limitations of floating-point arithmetic in computational devices.
Flood Insurance covers property damage caused by natural flooding, offering protection through private insurers while being encouraged and subsidized by the federal government. It is mandatory for buyers using a federally related mortgage to purchase a house in a floodplain.
A comprehensive overview of Floor Duty, a critical responsibility in real estate sales, where salespersons handle potential client inquiries during assigned office hours.
A comprehensive guide to understanding floor plans, including their importance, types, examples, and applications in architecture, real estate, and interior design.
Floor Plan Insurance provides coverage for lenders who have accepted property on the floor of a merchant as security for a loan. The policy indemnifies the lender if the merchandise is damaged or destroyed, covering all risks.
Comprehensive explanation of the 'Flow of Funds' concept in economics and municipal bonds, covering the transfer of funds through financial intermediaries and the priority of municipal revenues.
Fluctuation refers to the change in prices or interest rates, either upward or downward, that can apply to the prices of stocks, bonds, commodities, or economic conditions.
Originally referring to a swindler who fled hurriedly from a business situation after his modus operandi had been discovered by the locals, it now refers to a shady business, often operating out of a post office box or accommodation address, that cannot be located when its merchandise or product proves unsatisfactory.
The Federal National Mortgage Association, commonly known as Fannie Mae, facilitates liquidity, stability, and affordability in the U.S. housing market by ensuring that lenders have sufficient funds to lend to homebuyers.
An in-depth exploration of focus groups, their types, methodologies, applications in market research, and their impact on product development and consumer insights.
The Focused Factory is a form of production limited to a very small number of products for a particular target market. This approach requires a smaller investment and allows developing a greater degree of expertise compared to a diversified manufacturing operation.
A comprehensive guide to follow-up letters, focusing on inviting inquirers to make a purchase. This article covers purposes, structures, examples, and best practices of follow-up letters in sales.
Font refers to the specific configuration of characters in typography, defined by size and style within a typeface. Examples, historical context, special considerations, and comparisons included.
The Food and Drug Administration (FDA) is an administrative agency of the U.S. Department of Health and Human Services that regulates the safety and quality of foodstuffs, pharmaceuticals, cosmetics, and medical devices.
A footer is the bottom margin of a printed document which repeats on every page and can include text, pictures, automatic consecutive page numbers, date, and time.
A For-Profit Corporation is an entity primarily organized with the objective of earning profits for its shareholders. This entry contrasts it with Nonprofit organizations and delves into its structure, advantages, and implications.
A Forced Sale is a mandatory sale of an asset or property at less than its fair market value because the seller is compelled to sell urgently, often due to legal or financial pressures.
Foreclosure is the legal process by which a lender or creditor can seize and sell a property used as collateral to satisfy an unpaid debt. This process involves terminating all rights of the mortgagor or grantee in the property.
Comprehensive guide to the process of expressing amounts denominated in one currency in terms of a second currency using the exchange rate between the currencies. Detailed considerations of assets, liabilities, and income statement items.
An in-depth exploration of the instruments used in foreign exchange, including paper currency, notes, checks, bills of exchange, and electronic notifications for international payments.
Foreign Investment involves the investment by citizens or governments of one country into industries of another country, or within a country by foreigners, including the implications of income tax treatment governed by tax treaties.
An in-depth look into foreign tax deductions, highlighting their applicability, benefits, examples, historical context, and comparisons with foreign tax credits.
The Foreign Trade Multiplier is a measure in economics that quantifies the increase in a country's Gross Domestic Product (GDP) resulting from the efficiencies and activities associated with foreign trade.
A forensic accountant combines accounting, investigative, and legal expertise to uncover and analyze financial discrepancies, fraud, and hidden assets in legal disputes.
An in-depth look at the concept of forfeit penalty, particularly within the context of investment penalty, including definitions, examples, and applications in finance.
Forfeitable benefits refer to the situation in which a participant in a pension or profit-sharing plan has no ownership rights until certain service or performance requirements are met.
Forfeiture refers to the permanent loss of property for failure to comply with the law, involving the divestiture of the title of property without compensation for a default or an offense.
Detailed definitions and guidelines for Form 1040, 1040A, and 1040EZ, the individual U.S. income tax returns required to report income, deductions, and credits for the previous year.
Form 1065 is utilized by partnerships and joint ventures in the United States to report financial information to the IRS. This article explores the purpose, components, filing process, and important considerations associated with Form 1065.
A comprehensive guide on Form 1099, its usage, types, and reporting requirements for interest, dividends, royalties, capital gains, miscellaneous income, and other distributions.
Form 8-K is a report that public companies file with the SEC to disclose material events that shareholders should know about, such as lawsuits or changes in auditors.
A detailed overview of the FORM model of legal documents, emphasizing the importance of precision in language, procedural correctness, and common phrases and words of art.
An in-depth exploration of form utility, which enhances the marketability of a product by changing its physical characteristics to better meet consumer requirements.
A detailed exploration of former buyers, who are previous customers that have not made additional purchases within a specified period, typically a year.
Formula investing is an investment technique based on a predetermined timing or asset allocation model that eliminates emotional decisions, ensuring structured and disciplined investing.
Forward Buying is a retail practice of purchasing more materials than immediately needed to take advantage of special discounts or trade allowances, or to increase profits.
A forward contract entails the actual future purchase or sale of a specific quantity of a commodity, financial instrument, or other asset at a price agreed upon today. Learn about its features, types, and real-world applications.
Forward integration is a business strategy where a company extends its operations to include activities closer to the end customer, aiming to enhance control over the supply chain and increase market share.
The Forward P/E ratio is a financial metric that measures a company's current share price relative to its expected earnings per share (EPS) over the next 12 months. Often used for valuation comparison among companies, this forward-looking measure offers insights into the growth expectations of a business.
Forward Pricing is a method used by open-end investment companies where the share price is determined by the Net Asset Value (NAV) of outstanding shares. It ensures that all incoming buy and sell orders are based on the next net asset valuation of fund shares.
An overview of forward stock in retail stores, where merchandise like perfume, jewelry, and cameras are kept in protected showcases away from immediate customer access.
Forward-Looking Statements in financial communications provide predictions based on management's expectations, estimates, projections, and assumptions. These statements adhere to safe harbor provisions of the Private Securities Litigation Reform Act of 1995 and include disclaimers that actual future results may differ materially.
A Forwarding Company, also known as a freight forwarder, is a business that arranges freight transportation on behalf of companies and individuals, ensuring efficient and timely delivery of goods.
An in-depth exploration of the Four Ps of Marketing: Product, Price, Place, and Promotion, essential components for developing an effective marketing strategy.
Fractional Interest refers to the ownership of some but not all rights in real estate. Examples include easements, hunting rights, and leasehold properties.
An in-depth analysis of fractional reserve banking, where banks retain reserves that are less than their total deposits. Understand its mechanics, history, and impact on the economy.
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