A fractional share represents a unit of stock that is less than one full share. It occurs as a result of stock dividends, stock splits, or through direct fractional share purchasing programs.
The Franking Privilege allows certain individuals, especially members of Congress, to send mail without postage charges, facilitating communication with constituents and other officials.
Fraud and flipping involves the illegal practice of purchasing properties and rapidly reselling them at inflated prices to defraud lenders. This entry explores definitions, types, examples, and related terms.
Fraudulent misrepresentation involves dishonest statements intended to induce an insurance company to write coverage on an applicant. If discovered, the insurer may terminate the policy.
Freddie Mac, formally known as the Federal Home Loan Mortgage Corporation, is a government-sponsored entity that plays a crucial role in the American mortgage market.
Free Alongside Ship (FAS) is a shipping term used in international trade where the seller's responsibility ends once the goods are placed alongside the vessel. The buyer then assumes all risks and costs from that point forward.
In property law, a title is free and clear if it is not encumbered by any liens or restrictions. One conveys land free and clear if he transfers a good title or marketable title.
A market in which price is determined by the free, unregulated interchange of supply and demand. The opposite is a controlled market, where supply, demand, and price are artificially set.
An in-depth exploration of Free Cash Flow, a crucial financial metric indicating the cash a company generates after expenses, debt service, capital expenditures, and dividends.
Free Enterprise refers to an economic system where businesses operate with minimal government intervention, driven primarily by the laws of supply and demand, and capital is risked for profit-making pursuits.
The phrase 'Free Lunch' typically refers to something that seems to come at no cost, though the full expression 'there's no such thing as a free lunch' suggests that nothing is truly free.
An in-depth look at the concept of 'Free Riders' within organizations, where individuals benefit from a group's efforts without making adequate contributions due to lack of individual responsibility.
An in-depth exploration of the concept of free transferability of interest, its applications, differences from restricted stock, partnership interests, and more.
A form of management supervision that allows subordinates to function on their own without extensive direct oversight, letting people prove themselves based on accomplishments.
The Freedom of Information Act (FOIA) is a federal law requiring that, with specified exemptions, documents and materials generated or held by federal agencies be made available to the public. Exemptions include issues relating to national security.
FREEWARE is computer software that is freely distributed at no charge, usually via the Internet. It allows users to download and use the software without any initial cost.
Detailed exploration of Freight Insurance, a type of coverage that protects goods during their transport by a common carrier, alongside its types, examples, historical context, and related terms.
A frequency diagram is a bar diagram that illustrates how many observations fall within each category, providing a clear visual representation of data distribution.
Understanding Frictional Unemployment, its causes, examples, and impact. An in-depth analysis of this necessary and unavoidable type of unemployment that arises from people changing jobs, moving, and rearranging their economic activity.
A comprehensive discussion of frictional unemployment, its causes, implications, duration, and examples, along with historical context and related terms.
A Friendly Suit is a legal action authorized by law, brought by agreement between parties to secure a binding judgment, especially in cases where traditional settlements are not legally valid.
A comprehensive exploration of a friendly takeover, where the target company's management and board of directors support the merger, considering it a fair value acquisition.
A frivolous lawsuit is a legal claim that lacks substantial justification or basis in fact and is typically brought forth to harass or subdue an opponent. Courts view these cases unfavorably and may impose penalties on the plaintiff.
A detailed exploration of the concept of a frivolous position in taxation, its implications, penalties, and the legal framework governing such positions.
An in-depth explanation of the Front Foot, a standard measurement of land applied at the frontage of its street line, commonly used for lots of generally uniform depth in downtown areas.
Comprehensive explanation of Front Money, its uses, significance, and some practical examples in project initiation, including purchasing, planning, permits acquisition, and loan commitments.
A front-end load is a sales charge applied at the time of purchase of an investment, as opposed to a back-end load which is a fee incurred upon withdrawal.
Comprehensive understanding of frontage, which refers to the linear distance a piece of land extends along a lake, river, street, or highway, often priced per front foot.
A Frozen Account is a bank account from which funds may not be withdrawn until a lien is satisfied and a court order is received freeing the balance. It can occur due to various legal disputes or requirements.
Comprehensive overview of fulfillment processes necessary for receiving, servicing, and tracking orders sold via direct marketing. This includes various systems like subscriptions, book club memberships, continuities, catalog merchandise, and fundraising.
Full costing, also known as absorption costing, is an accounting method that assigns all manufacturing costs to the product. This includes both variable and fixed costs. It contrasts with direct costing which only includes variable manufacturing costs.
An in-depth exploration of Full Coverage insurance where all insured losses are paid in full, examining its implications, types, examples, and related terms.
A detailed exploration of Full Disclosure, including its significance in general transactions and securities markets. Learn about the requirements established under various laws and regulations, and how it impacts various sectors.
Full duplex is a mode of communication where data is transmitted and received simultaneously in both directions. Common in networks and telecommunication, it contrasts with half-duplex systems. See also Half-Duplex and Modem.
A comprehensive exploration of Full Employment, an economic condition where all available labor resources are being used in the most efficient way possible.
A comprehensive explanation of the term 'Full Faith and Credit,' which refers to the complete taxing and borrowing authority pledged for the payment and repayment of government bonds.
Understanding the Full Retirement Age (FRA) is crucial for Social Security beneficiaries to optimize their retirement benefits. This entry examines the age requirements, historical context, and impacts on benefits.
A full-service broker provides a wide array of financial services beyond merely executing trades, including personalized investment advice, research, and financial planning.
Functional authority refers to the capacity of staff in specified areas of expertise to initiate as well as veto actions. This type of authority ensures direct implementation of decisions by the concerned personnel in domains like accounting, labor relations, and employment testing.
Functional obsolescence refers to the reduction in value of an asset due to its outdated features, often influenced by changing consumer preferences or advancements in technology.
A comprehensive overview of a functional organization structure where departments are created based on organizational functions such as marketing, finance, and personnel.
Fund Accounting is a system used by nonprofit organizations, focusing on accountability over profitability. It ensures proper stewardship of financial resources in compliance with legal requirements.
An in-depth look into the concept of a Fund Family, also known as a Family of Funds, within the realm of investments, mutual funds, and asset management.
Detailed insight into Fund of Funds, a mutual fund that diversifies by investing in other mutual funds, offering better risk management and potential returns.
Fund Switching is the process of moving money from one mutual fund to another within the same fund family to time market ups and downs or to meet changing financial needs.
Fundamental Analysis involves the examination of financial statements and other economic data to predict future stock price movements. Unlike technical analysis, which focuses on market factors such as price and volume movements, fundamental analysis investigates the intrinsic value of a company.
A funded pension plan ensures that funds are currently allocated to purchase retirement benefits, providing financial security for employees even if the employer ceases operations.
An in-depth exploration of Funds From Operations (FFO), a key measure of profitability for Real Estate Investment Trusts (REITs), including its calculation, significance, and associated terms.
Furniture, Fixtures, and Equipment (FF&E) refers to movable assets in a hotel that wear out rapidly and require regular replacement. This entry covers the definition, types, considerations, and significance of FF&E in the hospitality industry.
The Future Worth (or Value) of One Per Period refers to the accumulation of a series of equal cash flows over time, compounded at a specific interest rate.
Learn about the Future Worth (or Value) of One, also known as the Compound Amount of One. Understand its significance, calculation, historical context, and practical applications in finance, investments, and more.
A futures contract is an agreement to buy or sell a specific amount of a commodity or financial instrument at a predetermined price on a specific future date, obligating both parties to transact unless the contract is sold to another party before the settlement date.
The Futures Market is an organized marketplace where Futures Contracts, agreements to buy or sell a commodity at a future date at a predetermined price, are traded. This article explores types, functions, historical context, and modern applications of Futures Markets.
An in-depth exploration of futures transactions in hedging scenarios, encompassing definitions, examples, historical context, and related terminologies.
An in-depth exploration of factors, including their definition, operational requirements, benefits, and a practical example in the context of financial intermediaries purchasing receivables.
An in-depth guide to factor investing, exploring the statistical similarities among investments to identify and leverage common factors for strategic investment.
Detailed explanation of Factor Market, including its definition, various types, real-world examples, and practical applications in the production of goods and services.
An in-depth look at FactSet Research Systems, covering its offerings, operational framework, and corporate structure. Ideal for financial professionals seeking detailed insights.
A detailed exploration of facultative reinsurance, its definition, types, applicability, comparison with treaty reinsurance, and industry significance.
An in-depth exploration of the concept of Failure to Deliver (FTD) in financial transactions, including its definition, causes, implications, and how it affects the market.
The Fair Credit Billing Act (FCBA) of 1974 offers crucial protections for consumers against unfair billing practices by creditors. This includes the mechanisms for addressing billing errors, unauthorized charges, and ensuring fair credit reporting.
A comprehensive guide to the Fair Credit Reporting Act (FCRA), detailing how it regulates the collection and access to consumer credit information, ensuring the protection of consumer rights.
An in-depth look at the Fair Debt Collection Practices Act (FDCPA), a federal law that restricts the behavior of debt collectors, detailing its provisions, impact, and compliance requirements.
A detailed examination of the Fair Labor Standards Act (FLSA), including its history, provisions, impact on labor practices, and its ongoing relevance in protecting American workers.
Explore the concept of Fair Market Value (FMV), its definition, calculation methods, and its importance in various financial contexts such as real estate, taxation, and investments.
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