Fractional Share: Unit of Stock Less Than One Full Share
A fractional share represents a unit of stock that is less than one full share. It occurs as a result of stock dividends, stock splits, or through direct fractional share purchasing programs.
Franchise: A Comprehensive Overview
An in-depth look at the franchise model, covering types, examples, and its applicability in various industries.
Franking Privilege: Exemption of Certain Mail from Postage Charges
The Franking Privilege allows certain individuals, especially members of Congress, to send mail without postage charges, facilitating communication with constituents and other officials.
Fraud and Flipping: Illegal Real Estate Practice
Fraud and flipping involves the illegal practice of purchasing properties and rapidly reselling them at inflated prices to defraud lenders. This entry explores definitions, types, examples, and related terms.
Fraudulent Misrepresentation: A Dishonest Statement in Insurance
Fraudulent misrepresentation involves dishonest statements intended to induce an insurance company to write coverage on an applicant. If discovered, the insurer may terminate the policy.
Freddie Mac: Federal Home Loan Mortgage Corporation
Freddie Mac, formally known as the Federal Home Loan Mortgage Corporation, is a government-sponsored entity that plays a crucial role in the American mortgage market.
Free Alongside Ship (FAS): Seller's Responsibility for Shipment
Free Alongside Ship (FAS) is a shipping term used in international trade where the seller's responsibility ends once the goods are placed alongside the vessel. The buyer then assumes all risks and costs from that point forward.
Free and Clear: Unencumbered
In property law, a title is free and clear if it is not encumbered by any liens or restrictions. One conveys land free and clear if he transfers a good title or marketable title.
Free and Open Market: Economic Concept Rooted in Supply and Demand
A market in which price is determined by the free, unregulated interchange of supply and demand. The opposite is a controlled market, where supply, demand, and price are artificially set.
Free Cash Flow: Understanding Financial Health
An in-depth exploration of Free Cash Flow, a crucial financial metric indicating the cash a company generates after expenses, debt service, capital expenditures, and dividends.
Free Enterprise: Conduct of Business Without Direct Government Interference
Free Enterprise refers to an economic system where businesses operate with minimal government intervention, driven primarily by the laws of supply and demand, and capital is risked for profit-making pursuits.
Free Goods: Naturally Available and Priceless
Free Goods are resources that are abundant and available without the need for rationing, and hence have no market price.
Free Lunch: Expression Meaning Something Good Available at No Cost
The phrase 'Free Lunch' typically refers to something that seems to come at no cost, though the full expression 'there's no such thing as a free lunch' suggests that nothing is truly free.
Free On Board (FOB): Transportation Term
An overview of the Free On Board (FOB) transportation term, including its meaning, implications in shipping, and comparisons to related terms.
Free Port: A Duty-Free Haven for Ships
A comprehensive explanation of Free Ports, their types, historical context, applicability, and related terms.
Free Riders: Non-Contributing Team Members
An in-depth look at the concept of 'Free Riders' within organizations, where individuals benefit from a group's efforts without making adequate contributions due to lack of individual responsibility.
Free Transferability of Interest: A Comprehensive Overview
An in-depth exploration of the concept of free transferability of interest, its applications, differences from restricted stock, partnership interests, and more.
Free-Rein Leadership: Indirect Supervision of Subordinates
A form of management supervision that allows subordinates to function on their own without extensive direct oversight, letting people prove themselves based on accomplishments.
Freedom of Information Act (FOIA): Federal Law for Public Access to Government Information
The Freedom of Information Act (FOIA) is a federal law requiring that, with specified exemptions, documents and materials generated or held by federal agencies be made available to the public. Exemptions include issues relating to national security.
FREEWARE: Freely Distributed Computer Software
FREEWARE is computer software that is freely distributed at no charge, usually via the Internet. It allows users to download and use the software without any initial cost.
Freight Forwarder: Comprehensive Description
Detailed overview of Freight Forwarder companies, their functions, history, and significance in logistics and supply chain management.
Freight Insurance: Coverage for Goods During Shipment on a Common Carrier
Detailed exploration of Freight Insurance, a type of coverage that protects goods during their transport by a common carrier, alongside its types, examples, historical context, and related terms.
Frequency Diagram: A Visual Representation of Data Distribution
A frequency diagram is a bar diagram that illustrates how many observations fall within each category, providing a clear visual representation of data distribution.
Frictional Unemployment: Normal and Unavoidable Unemployment
Understanding Frictional Unemployment, its causes, examples, and impact. An in-depth analysis of this necessary and unavoidable type of unemployment that arises from people changing jobs, moving, and rearranging their economic activity.
Frictional Unemployment: Understanding Short-term Job Search Periods
A comprehensive discussion of frictional unemployment, its causes, implications, duration, and examples, along with historical context and related terms.
Friendly Fire: Definition and Context
Detailed definition and analysis of the term 'Friendly Fire,' including its usage in different contexts such as insurance and military terms.
Friendly Suit: Legal Action for Binding Judgment
A Friendly Suit is a legal action authorized by law, brought by agreement between parties to secure a binding judgment, especially in cases where traditional settlements are not legally valid.
Friendly Takeover: Management and Board Supported Merger
A comprehensive exploration of a friendly takeover, where the target company's management and board of directors support the merger, considering it a fair value acquisition.
Fringe Benefits: Comprehensive Overview
An extensive overview of fringe benefits including definitions, types, examples, and their implications.
Frivolous Lawsuit: An Insufficient Legal Claim
A frivolous lawsuit is a legal claim that lacks substantial justification or basis in fact and is typically brought forth to harass or subdue an opponent. Courts view these cases unfavorably and may impose penalties on the plaintiff.
Frivolous Position: A Not-So-Serious Tax Strategy
A detailed exploration of the concept of a frivolous position in taxation, its implications, penalties, and the legal framework governing such positions.
Front Foot: Standard Measurement of Land
An in-depth explanation of the Front Foot, a standard measurement of land applied at the frontage of its street line, commonly used for lots of generally uniform depth in downtown areas.
Front Money: Initial Cash Investment for Projects
Comprehensive explanation of Front Money, its uses, significance, and some practical examples in project initiation, including purchasing, planning, permits acquisition, and loan commitments.
Front-End Load: Sales Charge Applied to an Investment at the Time of Purchase
A front-end load is a sales charge applied at the time of purchase of an investment, as opposed to a back-end load which is a fee incurred upon withdrawal.
Frontage: Linear Distance of Land Along a Feature
Comprehensive understanding of frontage, which refers to the linear distance a piece of land extends along a lake, river, street, or highway, often priced per front foot.
Frozen Account: Restricted Access to Funds
A Frozen Account is a bank account from which funds may not be withdrawn until a lien is satisfied and a court order is received freeing the balance. It can occur due to various legal disputes or requirements.
FTSE 100: The Financial Times Stock Exchange Index
An in-depth analysis of the FTSE 100 index, popularly known as FOOTSIE, covering its components, significance, and role in financial markets.
Fulfillment Processes in Direct Marketing: Necessary Steps and Systems
Comprehensive overview of fulfillment processes necessary for receiving, servicing, and tracking orders sold via direct marketing. This includes various systems like subscriptions, book club memberships, continuities, catalog merchandise, and fundraising.
Full Costing: Comprehensive Allocation of Costs
Full costing, also known as absorption costing, is an accounting method that assigns all manufacturing costs to the product. This includes both variable and fixed costs. It contrasts with direct costing which only includes variable manufacturing costs.
Full Coverage: Insured Losses Paid in Full
An in-depth exploration of Full Coverage insurance where all insured losses are paid in full, examining its implications, types, examples, and related terms.
Full Disclosure: Comprehensive Understanding
A detailed exploration of Full Disclosure, including its significance in general transactions and securities markets. Learn about the requirements established under various laws and regulations, and how it impacts various sectors.
Full Duplex: Simultaneous Bidirectional Data Transmission
Full duplex is a mode of communication where data is transmitted and received simultaneously in both directions. Common in networks and telecommunication, it contrasts with half-duplex systems. See also Half-Duplex and Modem.
Full Employment: Economic Indicator of Employment Levels
A comprehensive exploration of Full Employment, an economic condition where all available labor resources are being used in the most efficient way possible.
Full Faith and Credit: Government Financial Guarantee
A comprehensive explanation of the term 'Full Faith and Credit,' which refers to the complete taxing and borrowing authority pledged for the payment and repayment of government bonds.
Full Retirement Age: Key Insights for Social Security Beneficiaries
Understanding the Full Retirement Age (FRA) is crucial for Social Security beneficiaries to optimize their retirement benefits. This entry examines the age requirements, historical context, and impacts on benefits.
Full-Service Broker: Comprehensive Brokerage Services
A full-service broker provides a wide array of financial services beyond merely executing trades, including personalized investment advice, research, and financial planning.
Fully Amortized Loan: Definition and Overview
A detailed exploration of fully amortized loans, their structure, benefits, types, and application in various financial contexts.
Functional Authority: Staff Ability to Initiate and Veto Actions
Functional authority refers to the capacity of staff in specified areas of expertise to initiate as well as veto actions. This type of authority ensures direct implementation of decisions by the concerned personnel in domains like accounting, labor relations, and employment testing.
Functional Obsolescence: Decline in Value Due to Changing Tastes or Technical Innovation
Functional obsolescence refers to the reduction in value of an asset due to its outdated features, often influenced by changing consumer preferences or advancements in technology.
Fund: An Amount of Money for Specific or General Purposes
A comprehensive overview of the term 'Fund' including its types, uses, historical context, examples, and related terms.
Fund Accounting: Financial Stewardship in Nonprofit Organizations
Fund Accounting is a system used by nonprofit organizations, focusing on accountability over profitability. It ensures proper stewardship of financial resources in compliance with legal requirements.
Fund Family: Overview and Insights
An in-depth look into the concept of a Fund Family, also known as a Family of Funds, within the realm of investments, mutual funds, and asset management.
Fund of Funds: A Mutual Fund Investing in Other Mutual Funds
Detailed insight into Fund of Funds, a mutual fund that diversifies by investing in other mutual funds, offering better risk management and potential returns.
Fund Switching: Moving Money Within Mutual Funds
Fund Switching is the process of moving money from one mutual fund to another within the same fund family to time market ups and downs or to meet changing financial needs.
Fundamental Analysis: Evaluating Financial Statements for Stock Predictions
Fundamental Analysis involves the examination of financial statements and other economic data to predict future stock price movements. Unlike technical analysis, which focuses on market factors such as price and volume movements, fundamental analysis investigates the intrinsic value of a company.
Funded Debt: Long-term Financial Obligations
A detailed overview of funded debt, emphasizing its definition, types, examples, historical context, and related financial concepts.
Funded Pension Plan: Securing Retirement Benefits
A funded pension plan ensures that funds are currently allocated to purchase retirement benefits, providing financial security for employees even if the employer ceases operations.
Funded Retirement Plan: Comprehensive Overview
A funded retirement plan refers to a pension plan where the funds are set aside and invested to ensure the payment of future benefits to the retirees.
Funding: An Essential Financial Concept
Explore the multi-faceted definition of funding, its roles in refinancing, investment, corporate finance, and project support.
Funds From Operations (FFO): Measure of REIT Profitability
An in-depth exploration of Funds From Operations (FFO), a key measure of profitability for Real Estate Investment Trusts (REITs), including its calculation, significance, and associated terms.
Furniture, Fixtures, and Equipment (FF&E): Essential Aspects in Hospitality
Furniture, Fixtures, and Equipment (FF&E) refers to movable assets in a hotel that wear out rapidly and require regular replacement. This entry covers the definition, types, considerations, and significance of FF&E in the hospitality industry.
FUTA: Federal Unemployment Tax Act
The Federal Unemployment Tax Act (FUTA) imposes a federal employer tax used to help fund state workforce agencies and unemployment benefits.
Future Worth (or Value) of One: Comprehensive Definition
Learn about the Future Worth (or Value) of One, also known as the Compound Amount of One. Understand its significance, calculation, historical context, and practical applications in finance, investments, and more.
Futures Contract: Agreement to Buy or Sell Specified Assets at a Future Date
A futures contract is an agreement to buy or sell a specific amount of a commodity or financial instrument at a predetermined price on a specific future date, obligating both parties to transact unless the contract is sold to another party before the settlement date.
Futures Market: A Commodity Exchange for Futures Contracts
The Futures Market is an organized marketplace where Futures Contracts, agreements to buy or sell a commodity at a future date at a predetermined price, are traded. This article explores types, functions, historical context, and modern applications of Futures Markets.
Futures Transaction: Understanding Hedging Mechanism
An in-depth exploration of futures transactions in hedging scenarios, encompassing definitions, examples, historical context, and related terminologies.
Fuzzy Logic: Emulating Human Decision-Making in AI
Fuzzy Logic in artificial intelligence enables computers to handle ambiguities and make decisions that appear natural, similar to human thinking.
Factor: Definition, Requirements, Benefits, and Example
An in-depth exploration of factors, including their definition, operational requirements, benefits, and a practical example in the context of financial intermediaries purchasing receivables.
Factor Investing: Understanding the Strategy and Its Mechanisms
An in-depth guide to factor investing, exploring the statistical similarities among investments to identify and leverage common factors for strategic investment.
Factor Market: Definition, Types, Examples, and Applications
Detailed explanation of Factor Market, including its definition, various types, real-world examples, and practical applications in the production of goods and services.
FactSet: Comprehensive Overview, Functionality, and Organizational Structure
An in-depth look at FactSet Research Systems, covering its offerings, operational framework, and corporate structure. Ideal for financial professionals seeking detailed insights.
Failure to Deliver (FTD): Definition, Causes, and Consequences
An in-depth exploration of the concept of Failure to Deliver (FTD) in financial transactions, including its definition, causes, implications, and how it affects the market.
Fair Credit Billing Act (FCBA): Safeguarding Consumers Against Unfair Billing Practices
The Fair Credit Billing Act (FCBA) of 1974 offers crucial protections for consumers against unfair billing practices by creditors. This includes the mechanisms for addressing billing errors, unauthorized charges, and ensuring fair credit reporting.
Understanding the Fair Credit Reporting Act (FCRA): Protection of Consumer Rights
A comprehensive guide to the Fair Credit Reporting Act (FCRA), detailing how it regulates the collection and access to consumer credit information, ensuring the protection of consumer rights.
Fair Debt Collection Practices Act (FDCPA): Overview, Regulations, and Impact
An in-depth look at the Fair Debt Collection Practices Act (FDCPA), a federal law that restricts the behavior of debt collectors, detailing its provisions, impact, and compliance requirements.
Fair Labor Standards Act (FLSA): Comprehensive Overview and Historical Context
A detailed examination of the Fair Labor Standards Act (FLSA), including its history, provisions, impact on labor practices, and its ongoing relevance in protecting American workers.
Fair Market Value (FMV): Comprehensive Definition and Calculation Methods
Explore the concept of Fair Market Value (FMV), its definition, calculation methods, and its importance in various financial contexts such as real estate, taxation, and investments.
Fallen Angel: Definition, Mechanisms, and Associated Risks
An in-depth exploration of fallen angel bonds, their mechanisms, associated risks, and historical context within the financial markets.
Falling Knife: What It Is and How Investors and Traders Use It
A deep dive into the concept of a 'falling knife' in financial markets, including its implications, uses, and strategies for investors and traders.

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