A provision in a mortgage agreement stating that any property acquired by the borrower after the signing of the mortgage will serve as additional security for the obligation.
After-Acquired Property refers to property obtained by a debtor after entering into a security agreement or after filing for bankruptcy, with distinct implications in commercial and bankruptcy law.
An in-depth explanation of After-Tax Basis, a method for comparing returns on corporate taxable bonds versus municipal tax-free bonds.
An in-depth look at after-tax cash flow in real estate, including its calculation, significance, and implications for investors.
An in-depth look at the rate of return on an equity interest, accounting for financing costs and tax implications.
Comprehensive explanation of after-tax proceeds from resale, describing the final amount left for the investor after all transaction costs and personal income taxes.
The After-Tax Real Rate of Return represents the true earning on an investment after adjustments for taxes and inflation. Understand how it highlights the actual financial gain.
An in-depth exploration of the concept 'Against the Box' in finance, where a short sale is made by the holder of a long position in the same stock, often utilized for hedging or speculative purposes.
An in-depth look at Age Discrimination, including its definition, legal context, types, examples, historical background, and related legislative frameworks.
Exploring the concept of agency in general terms, finance, government, investments, and personnel.
Agency by Necessity is a legal doctrine allowing one person to make essential decisions on behalf of another in emergency situations.
An in-depth look at agency disclosure in real estate, detailing its purpose, types, special considerations, and historical context. Learn how it clarifies broker representation roles and fosters transparency.
An agency shop is a type of labor relations arrangement where employees must pay union fees even if they are not union members. This setup is typically stipulated in collective bargaining agreements and can vary based on state laws.
Agglomeration refers to the accumulation into a single entity of several diverse and unrelated activities. Conglomerate companies are prime examples of agglomeration.
A comprehensive overview of Aggregates across various fields including Economics, Finance, and Statistics.
An in-depth look into the concept of Aggregate Demand, its role in economics, its relationship with Aggregate Supply, and various influencing factors.
The Aggregate Demand Curve represents the total quantity of goods and services demanded across the economy at each price level. This essential economic concept helps elucidate how price levels impact the overall demand within a market.
Aggregate Income: Sum total of all incomes in an economy, representing a comprehensive measure of economic performance before adjustments.
Explore the concept of Aggregate Supply in Macroeconomics, its significance, components, historical context, and its relation to Aggregate Demand.
Explore the aggregate supply curve, its significance in economics, its components, and how it interacts with other economic indicators. Learn about various types of aggregate supply curves, their implications, and historical perspectives.
A comprehensive guide to Aggressive Growth Funds in the stock and mutual fund markets.
A comprehensive overview of agreements, covering mutual assent, competent parties, and how agreements lead to contracts and various types of transfers like sales, gifts, and property transactions.
A comprehensive explanation of an Agreement of Sale, which is a written contract between a seller and a purchaser of real estate property, outlining the terms and conditions of the sale.
An exploration of agribusiness, its significance, types, historical context, and more, focusing on large-scale production, processing, and marketing of farm commodities and products.
Air Freight refers to the use of air transportation for sending freight. It is faster and more expensive than truck, rail, or bus service.
A comprehensive guide to understanding Air Rights, their implications, applicability, historical context, and related terms in real estate and legal considerations.
Airbill forms are critical for shipping packages through express mail services, capturing key details like origin, destination, services requested, and billing information.
An abbreviation frequently used to denote an alias or alternative name by which a person or entity is commonly referred to.
ALGOL, short for Algorithmic Language, comprises two influential programming languages that have significantly impacted programming language design.
An algorithm is a sequence of instructions designed to solve a particular problem. It must be explicitly defined and encompass a finite number of steps. Algorithms are fundamental in computer programming, enabling efficient problem-solving.
An alias is an indication that a person is known by more than one name. Also denoted as AKA or a/k/a, meaning 'also known as,' and used to introduce the listing of an alias.
An in-depth look at the concept of an 'Alien' as a non-citizen resident, covering definitions, types, examples, historical context, and related terms.
An Alien Corporation is a company incorporated under the laws of a foreign country, regardless of where it operates. It is often synonymous with the term foreign corporation. In U.S. state law, a foreign corporation can also refer to a corporation formed in a different U.S. state where it does business.
Alienation in real property law refers to the voluntary transfer of title and possession of real property to another person, a key aspect of fee-simple ownership, prohibiting unreasonable restraints.
Comprehensive overview of alimony payments, including taxation rules, definitions, examples, historical context, and relevant terms.
An in-depth look at All Risk/All Peril insurance, highlighting its extensive coverage, exclusions, and relevance in property insurance.
An in-depth exploration of the pricing strategy 'All the Traffic Will Bear,' where prices are set at the maximum level that customers are willing to pay.
A comprehensive exploration of the phrase 'All Washed Up,' signifying a business failure where all property is cleaned up due to no remaining work.
An allegation is an assertion of fact made in a legal pleading, a statement of an issue that a contributing party expects to prove.
Understanding the various contexts and applications of the term 'allocate' in different fields such as general usage, accounting, finance, and resource management.
Allocated benefits in a defined-benefit pension plan ensure guaranteed pensions for employees as premiums are received and paid up, securing their retirement even if the employer goes out of business.
Exploring how scarce factors of production and goods are apportioned amongst producers and customers.
An in-depth exploration of the allocation of resources encompassing economic theory, practical applications, examples, and historical context.
Allocative Efficiency refers to the state where resources are distributed in a way that maximizes the net benefit received by society. See also Pareto's Law.
Definition and explanation of 'Allodial', a term referring to property ownership free from feudal restrictions and limitations on alienation.
An in-depth overview of the Allodial System, a legal framework for full property ownership rights, notably used as the basis for property rights in the United States.
A comprehensive look into allowance for bad debts, its significance, calculation methods, examples, and impact on financial statements.
Comprehensive article detailing the concept of Allowance for Depreciation, also known as Accumulated Depreciation, its calculation methods, implications, and examples.
Allowed Time refers to the total amount of time allocated for completing a job at standard performance, including allowances for fatigue, rest, personal needs, and contingencies. It is also known as Standard Time.
Alpha represents the amount of return expected from fundamental causes such as the growth rate in earnings per share, contrasting with Beta, which measures volatility.
Alphanumeric characters are a combination of alphabetic and numeric characters, encompassing all letters from A to Z and all numbers from 0 to 9. This entry provides a detailed understanding of alphanumeric characters including definitions, usage examples, historical context, and related terms.
ALT-A Mortgages are residential property-backed loans made to borrowers with better credit scores than subprime borrowers but provide less documentation than normally required for a loan application. Explore their implications, types, and comparison to other mortgage types.
Comprehensive coverage of the legal doctrine of alter ego, including its definition, historical context, applicability, related terms, and FAQs.
An in-depth explanation of the alternate valuation date, used for estate tax purposes to assess the value of an estate six months after the date of a person's death.
Exploring the various methods of Alternative Dispute Resolution (ADR) as alternatives to traditional litigation, including Arbitration, Conciliation, and Mediation.
An in-depth look at the Alternative Hypothesis in statistical testing, how it is formulated, and its application in rejecting the Null Hypothesis.
Explore alternative investments encompassing a range of options beyond traditional stocks and bonds, including art, coins, precious metals, stamps, arbitrage, derivatives, hedge funds, leveraged buyouts, private equity, real estate, and venture capital.
Understanding the Alternative Minimum Tax (AMT), its application, history, and impact on corporate and high-income noncorporate taxpayers.
A comprehensive look into Alternative Mortgage Instruments (AMIs), their types, benefits, drawbacks, and comparison with traditional fixed-interest-rate, level-payment amortizing loans.
The process of gathering and accumulating items, such as money, property, or goods, often for future use or sale. Companies might stockpile commodities anticipating future price increases.
Amazon.com, the first prominent online retail (e-tail) merchant, established as a bookstore in Seattle, Washington. Amazon has since expanded to sell or facilitate the sale of a wide variety of products around the world.
Amend refers to the formal process of making changes to existing statutes, laws, or pleadings without abolishing them. This process is essential in both legislative and legal contexts to reflect evolving necessities or correct errors.
An amended tax return is filed to correct or supplement an original tax return. For corporations, Form 1120X is commonly used, while Form 1040X is typically employed by individuals.
A comprehensive look into amendments, their process, types, historical context, and applicability in legal frameworks.
A detailed exploration of amenities in real estate appraisal, including the nonmonetary benefits derived from property ownership such as pride of home ownership.
America Online (AOL) served as a major entry point to the Internet for millions of home and business customers, pioneering online services and popularizing Internet use.
The American Arbitration Association (AAA) is a venerable institution offering diverse mediation, arbitration, and out-of-court settlement services that cater to businesses, counsel, and industry professionals.
The American Association of Individual Investors (AAII) is an organization committed to the investment education of its more than 150,000 members, headquartered in Chicago. It offers resources, educational content, and tools to help individual investors make informed decisions. Annual membership dues are approximately $29.
An in-depth look at the American Automobile Association (AAA), its history, services, and modern-day significance.
The American Bankers Association (ABA) is a prominent trade organization for officers of commercial banks in the United States, providing industry publications, advocacy, and professional development.
The American Bar Association (ABA) is a prominent national organization composed of lawyers and law students, dedicated to enhancing the delivery of legal services and improving the administration of justice across the United States.
American Business Media, founded in 1906, specializes in business-to-business research and encourages advancements in business communication research.
An American Depositary Receipt (ADR) is a financial instrument issued by U.S. banks that allows domestic investors to buy shares in foreign companies more conveniently. ADRs trade on U.S. stock exchanges and over-the-counter markets like domestic stocks.
The American Economic Association (AEA) is a professional organization that primarily consists of academicians in the field of economics, promoting research and knowledge dissemination.
Comprehensive legislation that repeals the Foreign Sales Corporation/Extraterritorial Income regime, creates a new tax deduction for manufacturers, enhances small business expensing, and introduces numerous other changes affecting U.S. businesses and tax regulations.
The American Management Association (AMA) is a professional management association located in New York known for its comprehensive publications, nationwide wage surveys on professional and management compensation, as well as a variety of training seminars and meetings for management personnel.
The American Marketing Association (AMA) is a national professional society headquartered in Chicago that caters to marketing professionals, including executives, researchers, sales managers, promotion managers, and marketing educators. It provides valuable resources like Marketing News, the Journal of Marketing, and the Journal of Marketing Research.
The American National Standards Institute (ANSI) is an institution that issues official standards in various industries to ensure quality, safety, and interoperability.
The American Opportunity Tax Credit (AOTC) provides a tax credit of up to $2,500 annually for qualified education expenses for the first four years of postsecondary education. It is a modification of the former Hope Scholarship tax credit.
An arrangement by a hotel whereby it charges a business person a price that includes room, meals, and services.
The American Recovery and Reinvestment Act of 2009 was a federal law enacted to counteract the economic downturn and financial crisis of the previous year, deploying $790 billion towards infrastructure projects, tax incentives, and financial assistance to state and local governments.
The American Society of Appraisers (ASA) is an international organization representing appraisal professionals across various disciplines, committed to advancing the profession since 1936.
Comprehensive overview of the American Stock Exchange (AMEX), including its history, trading features, and acquisition by NYSE Euronext.
A detailed exploration of the Americans with Disabilities Act (ADA) and its impact on ensuring equal opportunities for individuals with disabilities.
The Americans with Disabilities Act (ADA) is a landmark federal law that prohibits discrimination against individuals with disabilities, ensuring equal opportunities in hiring practices and the design of public buildings.
Amicus Curiae, Latin for 'friend of the court,' refers to a person or organization not a party to the case who assists a court by offering information, expertise, or insight that has a bearing on the issues in the case.
Comprehensive coverage of the Amortization Period, detailing the timeframe during which principal and interest payments for a loan are made, and the process to fully amortize the loan.
An Amortization Schedule is a comprehensive table detailing each periodic payment on a loan, delineating the interest and principal components, and displaying the remaining unpaid loan balance for the loan's full term.
Detailed explanation of Amortization Term, its relevance in debt repayment, different structures, and practical examples.
An amortized loan involves periodic payments towards both principal and interest, ultimately resulting in the full repayment of the principal amount over the loan's term.
An in-depth explanation of 'Amount', its types, applications, historical context, and related terms.
The concept of 'Amount at Risk' is critical in both life and property insurance, serving as a measure of the insurer's potential financial exposure.
Understanding the Compound Amount of One Per Period: Formula, Examples, and Applications
A comprehensive overview of the ampersand character (&), its history, usage in various contexts, comparisons with the word 'and', and its relevance in modern communication.
An overview of AMTRAK, the trade name of the National Railroad Passenger Corporation, including its history, services, and operational details.
An in-depth exploration of analog representation of data, its applications, and comparisons with digital representation.
Analysis involves the thorough examination and division of a business-related situation or problem into major elements to understand the item in question and make appropriate recommendations.
Comprehensive guide to Analysis of Variance (ANOVA), a statistical model that tests whether or not groups of data have the same or differing means.
An analyst is a professional who studies data and provides recommendations on business actions. Analysts may specialize in various fields such as budgets, credit, securities, financial patterns, and sales.
