An in-depth exploration of the Fair Credit Billing Act (FCBA), a federal law designed to address credit complaints and eliminate abusive billing practices.
The Fair Labor Standards Act (FLSA) is a federal law enacted in 1938 that sets minimum hourly wages and maximum working hours. It also mandates that employees receive time and a half for work beyond 40 hours in a week.
An in-depth exploration of Fair Market Rent, the amount a property would command if it were now available for lease, including its definition, types, considerations, examples, historical context, applicability, related terms, FAQs, references, and more.
An in-depth look into Fair Market Value — the price at which an asset or service changes hands between a willing seller and a willing buyer under normal conditions.
The Fair Rate of Return is a level of profit that a public utility is allowed to earn as determined by federal and/or state regulators. It ensures that utilities can maintain service, pay dividends, and invest in infrastructure.
Fair Trade in Retailing: Agreements between manufacturers and retailers to sell products at or above an agreed price. Historical overview and legislative impact.
Fair use allows the quotation or reproduction of a small portion of copyrighted material without requiring the permission of the copyright holder, under specific conditions.
An in-depth exploration of Fair Value, a term adopted by the Financial Accounting Standards Board (FASB) used to measure the value of assets and liabilities in an orderly transaction between market participants.
A Fairness Opinion is a professional judgment given by appraisers or investment bankers on the fairness of the price in mergers, takeovers, or leveraged buyouts.
Explaining the phenomenon where a stock's price drops sharply, typically due to negative corporate developments, such as failed takeovers or underwhelming profits.
Falsify refers to the act of altering or manipulating information, documents, or data in order to deceive others. Such actions can have significant legal, ethical, and societal consequences.
Detailed explanation of Familial Status, its significance under Fair Housing Law and Fair Credit Reporting Act, and its impact on rights regarding housing and credit.
A marketing strategy where the same brand name is given to a number of products, encouraging recognition, easing the introduction of new products, increasing market acceptance, and lowering marketing costs.
A comprehensive overview of Family Income Policy, a type of insurance policy that provides supplementary income during the period when children are growing up.
An in-depth examination of the Family Life Cycle, detailing the stages from birth to death, its impact on buying behavior, and how family structure and roles evolve over time.
A Family Limited Partnership (FLP) is a type of Limited Partnership where interests are held by members of the same family, offering advantages in gift and estate tax reductions but limiting complete ownership freedoms.
A comprehensive overview of Fannie Mae, also known as the Federal National Mortgage Association, including its history, functions, and impact on the housing market.
The Farm Service Agency (FSA) is an agency of the U.S. federal government that provides mortgage loans at below-market interest rates for farmers and individuals serving the agricultural community.
Understanding farm surplus, its implications, and political considerations surrounding government intervention to maintain profitable price levels for farmers.
Comprehensive overview of the Farmers Home Administration (FmHA), detailing its role in providing assistance programs for homes and farms in rural areas, its reorganization, and the transition of its functions to the Farm Service Agency (FSA).
Fascism is a doctrine and collection of concepts characterized by authoritarian nationalism, dictatorship by government, and aggressive economic and social control, often involving hostile nationalist attitudes and racism.
Fast tracking is a management practice where certain employees are chosen for rapid advancement based on their outstanding characteristics, often involving special midcareer training programs.
A comprehensive exploration of the favorable trade balance, where a nation's export value exceeds its import value, along with implications for the economy.
An overview of the Food and Drug Administration, focusing on its roles, responsibilities, structure, history, and significance in public health and safety.
Featherbedding refers to work rules that require payment to employees for work that is not done or not needed. This concept is often associated with labor unions' efforts to protect existing jobs by prohibiting the use of new technology.
An in-depth explanation of Federal Funds and the Federal Funds Rate, including definitions, mechanisms, examples, historical context, and related terms.
A brief redirecting entry referring to the Federal Reserve Board, often abbreviated as the 'Fed.' The term is widely used in economic contexts relating to the central banking system of the United States.
Federal Agency Security is a debt instrument issued by an agency of the federal government, such as the Federal National Mortgage Association or the Federal Farm Credit Bank. Though not obligations of the U.S. Treasury, these securities are sponsored by the government and have high credit ratings.
The Federal Agricultural Mortgage Corporation, commonly referred to as Farmer Mac, is a federal agency established in 1988 to provide a secondary market for farm mortgage loans.
Comprehensive detailed entry about the Federal Aviation Administration (FAA), including its history, functions, structure, and significance in the field of aviation.
The Federal Aviation Administration (FAA) is an agency of the U.S. Department of Transportation charged with regulating air commerce, promoting aviation safety, and overseeing the operation of airports, including air traffic control.
An overview of the Federal Crisis Inquiry Commission (FCIC), a panel created by President Barack Obama in 2009 to investigate the causes of the financial crisis in the United States.
The Federal Deposit Insurance Corporation (FDIC) is an independent federal agency established in 1933. It insures deposits up to $250,000 in member commercial banks and sometimes acts to prevent bank failures.
The Federal Energy Regulatory Commission (FERC) is an independent agency responsible for regulating the interstate transmission of electricity, natural gas, and oil, reviewing proposals for LNG terminals and pipelines, and licensing hydropower projects.
An in-depth exploration of the Federal Farm Credit Bank and the Federal Farm Credit System, their roles, historical context, and impact on U.S. agriculture.
Federal Flood Insurance offers subsidized and nonsubsidized coverage for residents in qualifying communities, insuring structures and contents against flood damage.
Understanding the Federal Funds Rate: an essential interest rate in the banking system, set daily by the market, crucial for meeting reserve requirements.
The Federal Home Loan Bank System was a federal credit system that provided credit reserves to savings and loan associations, cooperative banks, and other mortgage lenders, operating similarly to the Federal Reserve Bank's role with commercial banks.
An in-depth look at the Federal Home Loan Mortgage Corporation (FHLMC), also known as Freddie Mac, including its functions, history, structure, and significance in the U.S. mortgage market.
The Federal Housing Administration (FHA), founded in 1934, is a key agency within the U.S. Department of Housing and Urban Development (HUD). It administers various loan, loan guarantee, and loan insurance programs to boost housing availability.
The Federal Housing Finance Agency (FHFA) is a U.S. government agency established in 2008 to oversee housing-related government-sponsored enterprises, including Fannie Mae, Freddie Mac, and the Federal Home Loan Banks.
The Federal Intermediate Credit Bank (FICB) is one of the 12 banks that make loans available to various institutions extending credit to agricultural producers. The stock of each bank is owned by farmers and ranchers.
The Federal Land Bank is an agency that provides mortgage loans on rural properties to farmers and individuals who provide essential services to the farming and ranching community. Borrowers are required to purchase stock in their local land bank association as additional security for the loan.
The Federal National Mortgage Association, known as Fannie Mae, is a publicly owned Government-Sponsored Enterprise (GSE) chartered in 1938 to purchase mortgages from lenders and resell them to investors.
The Federal Open Market Committee (FOMC) is a key component of the Federal Reserve System responsible for setting short-term monetary policy for the United States. It consists of the seven governors of the Federal Reserve Board, the president of the New York Federal Reserve Bank, and the presidents of four other regional Federal Reserve Banks.
A detailed examination of the Federal Reserve Bank, one of the 12 regional banks that comprise the Federal Reserve System, responsible for overseeing regional commercial and savings banks and providing them with critical resources.
The Federal Reserve Board (FRB) is the governing board of the Federal Reserve System, responsible for setting key policies in banking regulations, reserve requirements, and monetary policies.
An overview of the Federal Reserve Open Market Committee (FOMC), its role, structure, operations, and significance in formulating U.S. monetary policy.
An overview of the Federal Savings and Loan Insurance Corporation (FSLIC), a federal agency founded in 1934 to insure deposits in savings and loan associations, and its transition of functions to the Federal Deposit Insurance Corporation (FDIC) in 1989.
A Federal Tax Lien is a legal claim by the United States on a taxpayer's property when the taxpayer neglects or fails to pay a tax debt owed to the federal government.
An overview of the Federal Trade Commission (FTC), its history, roles, responsibilities, and its impact on consumer protection and antitrust regulations in the United States.
The Federal Unemployment Tax Act (FUTA) establishes a federal framework for unemployment insurance, requiring employers to contribute to the federal unemployment fund based on employee wages, with provisions for state tax credits.
FedEx, formerly known as Federal Express, is a global courier delivery services company specializing in overnight shipping, freight, logistics, and international trade solutions.
FedWire is a high-speed, computerized communications network that connects Federal Reserve Banks, branches, and specific U.S. Treasury offices, facilitating instant financial transactions and reserve balance transfers.
Fee in the context of real property refers to an estate of complete ownership that can be sold or devised to heirs. Additionally, a fee can signify the cost of professional services.
Fee Simple, or Fee Absolute, represents the most complete ownership of real property, with unconditional power of disposition during the owner's life, and inheritance rights upon death.
A comprehensive guide on the concept of feedback across different domains including product response, control systems, auction sites, and audio technology.
Feeder Fund is an investment vehicle similar to a Fund of Funds but differs in that it channels investments to a master fund responsible for managing the underlying investments.
Comprehensive explanation of feeder lines, their role in connecting local and regional hubs to national carriers in both aviation and railroad transportation.
Feng Shui is the ancient Asian art of creating harmony and balance within an environment. Its principles can be applied to various aspects of life, including home design, workplace arrangement, and even personal well-being.
The FHFA House Price Index (HPI) is a comprehensive measure of the movement of single-family house prices in the United States. Compiled by the Federal Housing Finance Agency (FHFA), this index is based on data collected from loans held by government-sponsored enterprises (GSEs), and values are available for each state and metropolitan area.
Fiber optics refers to the technology of transmitting data as light pulses through thin strands of glass or plastic, offering advantages such as high bandwidth, low interference, and enhanced security.
FICA stands for Federal Insurance Contributions Act, a law enacted as part of the Social Security Act of 1935, mandating payroll taxes to fund Social Security and Medicare programs.
A Fidelity Bond guarantees that the insurance company will compensate the insured business or individual for financial or property losses caused by dishonest acts of employees.
Comprehensive explanation of Fiduciary Bond, including its different types, legal implications, examples, and historical context. See also Judicial Bond.
In computing, a field represents a group of adjacent characters within a data record, storing individual pieces of information, such as an employee's name or Social Security number in a payroll system.
Field staff are company employees whose work is in the marketplace outside of the company office, often seen in retailing as manufacturer's representatives, also known as detail persons.
Our mission is to empower you with the tools and knowledge you need to make informed decisions, understand intricate financial concepts, and stay ahead in an ever-evolving market.