Naked Option: Definition, Risks, and Examples
A naked option refers to an options contract for which the seller or buyer does not hold the underlying security. This concept in options trading entails significant risk, as the writer of the naked option could be exposed to substantial losses if the market moves unfavorably.
Name Position Bond (Fidelity Bond): Protection Against Employee Dishonesty
A Name Position Bond, also known as a Fidelity Bond, covers an employer if employees in specific listed positions commit dishonest acts, such as theft or embezzlement. This insurance provides financial protection and peace of mind to employers.
NASDAQ: The Premier Electronic Stock Market
An overview of NASDAQ, the computerized system providing brokers and dealers with price quotations for securities traded over the counter and New York Stock Exchange-listed securities.
National Advertising: Promoting to a Nationwide Market
National Advertising refers to promotional efforts by companies that target a nationwide market and not necessarily indicate that the advertisements themselves are nationwide.
National Association of Home Builders (NAHB): Organization of Home Builders
The National Association of Home Builders (NAHB) is a prominent, influential trade association representing the interests of home builders, providing educational, political, information, and research services.
National Association of Manufacturers: Advocacy for Industry
Founded in 1895, the National Association of Manufacturers (NAM) represents manufacturers' interests in Washington, D.C., addressing national and international issues, legislation, administrative rulings, judicial decisions, and other legal matters impacting the industry.
National Association of Securities Dealers (NASD): Overview and Functions
Comprehensive coverage of the National Association of Securities Dealers (NASD), its evolution into FINRA, historical context, functions, and relevance in the financial industry.
National Brand: Widely Recognized Consumer Products
A national brand is a product distributed, sold, and known nationally, often contrasted with store brands or generic products. Examples include Levi's for jeans.
National Bureau of Economic Research (NBER): Leading Economic Research Organization
NBER, based in Cambridge, Massachusetts, is a private, nonprofit organization dedicated to impartial economic research for policymakers, business professionals, and academia.
National Debt: Debt Owed by the Federal Government
An in-depth look at the national debt, including its components, implications, historical context, and impact on the federal government's finances.
National Income: Comprehensive Overview
An in-depth exploration of National Income, including definitions, types, measurement methods, and its significance in economic analysis.
National Labor Relations Act (NLRA): Wagner Act (1935)
The National Labor Relations Act (NLRA), also known as the Wagner Act of 1935, is a federal statute that established collective bargaining and created the National Labor Relations Board (NLRB) to supervise elections and combat unfair labor practices.
National Labor Relations Board (NLRB): Oversight of Union-Employee Relations
The National Labor Relations Board (NLRB) is an independent agency created by Congress to oversee relationships between unions and employees, settle labor disputes, and enforce its judgments in federal courts.
National Mediation Board: Overview and Functions
The National Mediation Board, established by the Railway Labor Act in 1926, is a three-member board responsible for designating the bargaining representative for any bargaining unit within the railway or air transport industries.
National Quotation Bureau: Publisher of Pink Sheets
The National Quotation Bureau, now known as Pink Sheets LLC, is the publisher responsible for the compilation and dissemination of quotes for over-the-counter (OTC) securities, primarily known for their 'Pink Sheets'.
National Union: Understanding the Concept
Comprehensive insights into the definition, types, historical context, and significance of National Unions, along with examples and related terms.
National Wealth: Sum Total of the Value of All Capital and Goods Held Within a Nation
National Wealth refers to the aggregate value of all capital and goods possessed within a nation, encompassing tangible and intangible assets, resources, and properties.
Nationalization: Government Takeover of Private Companies
Nationalization refers to the process through which a government takes control of privately-owned assets or operations, potentially with or without compensation to the affected company.
Natural Monopoly: Efficiency in Single-Producer Industries
A detailed exploration of natural monopoly, a market structure where a single producer is the most efficient due to high fixed costs and economies of scale, commonly seen in utilities and other essential services.
Natural Rate of Growth: Overview and Significance
Detailed explanation of the natural rate of growth, its calculations, and its importance in maintaining current employment and wages.
Natural Rate of Unemployment: Definition and Insights
An in-depth explanation of the Natural Rate of Unemployment, how it relates to the Phillips Curve, and its implications for labor market equilibrium and inflation.
Natural Resources: Forms of Wealth Supplied by Nature
Detailed exploration of natural resources including their types, economic significance, management, and the concept of depletion.
Near Money: Easily Convertible Assets
A detailed overview of near money, including examples like government securities, bank time deposits, money market fund shares, and bonds close to redemption date.
Need Satisfaction: Fulfillment of a Motivational Desire
Comprehending the concept of Need Satisfaction as the fulfillment of motivational desires. Explore its dynamics, historical context, examples, and relevance in various fields.
Negative Amortization: Understanding Its Impact on Loans
In-depth explanation of negative amortization, its functioning, implications, and impact on loans. Explore different scenarios, historical context, comparisons, and frequently asked questions.
Negative Leverage: Financial Concept
An in-depth exploration of negative leverage, its implications, examples, and how it contrasts with positive leverage.
Negative Net Worth: Financial Position Analysis
An in-depth look into the concept of negative net worth, its implications, examples, causes, and strategies to overcome it.
Negotiable Order of Withdrawal (NOW): Definition and Insight
An in-depth look into Negotiable Order of Withdrawal (NOW) accounts, their characteristics, applicability, and related financial terms.
Negotiated Market Price: Controlled Market Dynamics
A comprehensive overview of Negotiated Market Price, highlighting its significance in circumstances influenced by wartime restrictions, unexpected shortages, or natural monopoly situations.
Negotiation: Process of Bargaining that Precedes an Agreement
An in-depth look into the negotiation process, its types, applicability, and related terms such as contracts, arbitration, and mediation.
Neighborhood: A District or Locality with Similar Land Uses
A comprehensive overview of neighborhoods, characterized by similar or compatible land uses, often identified by place names, and with specific boundaries.
Neighborhood Store: Retail Store Designed to Blend with Local Tastes and Needs
A neighborhood store is a retail establishment embedded within a local community, specializing in catering to the specific tastes and needs of the surrounding neighborhood. These stores are vital for their personalized service and convenience.
Nellie Mae Corporation: Education Financing Originator
Nellie Mae Corporation, a division of SLM Corporation, offers education financing solutions for undergraduate and graduate students and their families. Discover its history, purpose, and impact on education funding.
Neoclassical Economics: School of Economic Theory
Neoclassical Economics is a school of economic theory that flourished from about 1890 until the advent of Keynesian Economics. It asserted that market forces always would lead to efficient allocation of resources and full employment.
Nepotism: Favoritism in Employment and Economic Policies
Nepotism refers to the practice of favoritism toward one's family in employment and economic policies, where firms give favored employment positions to family members and encourage business transactions with other family members. Though common in some areas, many U.S. businesses discourage nepotism in personnel practices.
NERD: Passionate Enthusiast in Scientific Domains
A comprehensive examination of the term 'NERD,' an individual intensely interested in scientific or engineering subjects, often to the exclusion of other activities.
Net Asset Value (NAV): Definition & Significance in Investment
Net Asset Value (NAV) represents the value of a mutual fund or investment fund's assets minus its liabilities, typically expressed in per-share terms.
Net Change: Understanding Daily Price Fluctuations
Net Change refers to the difference between the last trading price of a stock, bond, commodity, or mutual fund from one trading day to the next.
Net Contribution: Key Financial Metric
Net Contribution is the excess of the selling price over the variable costs per unit, representing the residual positive effect from an action taken.
Net Cost: Understanding the True Expense
Net cost refers to the gross costs of purchasing an asset, adjusted for any income received. This concept is crucial for accurately determining the financial impact of investments and purchases.
Net Domestic Product: The Measure of a Nation's Economic Health
Net Domestic Product (NDP) is the gross domestic product (GDP) less the depreciation of a country's capital goods. It indicates the economic obsolescence and the capital spending required to maintain the GDP.
Net Earnings: Definition and Key Concepts
A comprehensive overview of net earnings, also known as net income, including its calculation, importance, and distinctions from other financial metrics.
Net Economic Welfare (NEW): An Alternative Measure of Economic Well-Being
A comprehensive overview of Net Economic Welfare (NEW), an alternative measure of economic 'well-being' that adjusts GDP by accounting for non-market 'problems' and benefits.
Net Estate: An Overview of Taxable Estate Valuation
Net Estate is the portion of a decedent's estate subject to estate tax after all allowable deductions under federal and state statutes, including debts, funeral, and administrative expenses, are subtracted from the gross estate.
Net Income: The Bottom Line in Financial Statements
A comprehensive guide on net income, its calculation, significance in business and tax contexts, and related terms.
Net Income Per Share of Common Stock: Comprehensive Guide
Detailed coverage of Net Income Per Share of Common Stock (EPS) including its definition, application, calculation, and its relation to Fully Diluted Earnings per Share.
Net Investment Income: A Comprehensive Overview
Net Investment Income represents the excess of investment income over investment expenses. Individuals are allowed to deduct for tax purposes the Investment Interest Expense to the extent of their net investment income.
Net Leasable Area: Definition and Importance
Net Leasable Area (NLA) refers to the floor space in a building or project that may be rented to tenants and is used to calculate rental payments, excluding common areas and equipment space. Learn about its different types, applications, and more.
Net Lease: Comprehensive Overview
A detailed explanation of net leases, where tenants are responsible for paying additional expenses like taxes, insurance, and maintenance, making the landlord's rent income net of these expenses.
Net Listing: Real Estate Broker's Commission Based on Sale Price
An in-depth look at net listing, a real estate listing agreement where the broker's commission is determined by the excess sale price over a predetermined net price to the seller.
Net Operating Income (NOI): Key Financial Metric in Real Estate
Net Operating Income (NOI) is a key metric in real estate and business that represents income after operating expenses but before income taxes and financing expenses.
Net Operating Loss (NOL): Comprehensive Guide and Insights
An in-depth exploration of Net Operating Loss (NOL), its definitions, applications, and implications in the context of individual taxpayers and corporations, including limitations, examples, historical context, and related terms.
Net Operating Loss Deduction: A Comprehensive Guide
Understanding the concept, application, and regulations surrounding the Net Operating Loss Deduction in the context of tax filings.
Net Present Value (NPV): Method of Determining Investment Adequacy
Net Present Value (NPV) is a financial metric used to evaluate the expected financial performance of an investment by comparing the present value of cash inflows to the present value of cash outflows, determining whether the investment is likely to be profitable.
Net Proceeds: Definition and Explanation
Net Proceeds refer to the amount received from the sale or disposition of property, from a loan, or the sale or issuance of securities after deduction of all costs incurred in the transaction.
Net Profit Margin: Key Financial Metric
A comprehensive overview of Net Profit Margin, a crucial financial metric indicating the percentage of after-tax profit relative to sales.
Net Quick Assets: Definition and Importance
Net Quick Assets refer to cash, marketable securities, and accounts receivable minus current liabilities. This financial metric helps determine whether a business can meet current liabilities with readily convertible assets if sales were to cease.
Net Rate: Effective Interest Rate on a Loan
An in-depth understanding of the effective interest rate on a loan which is calculated by dividing the interest by the proceeds received.
Net Sales: Comprehensive Guide
In-depth explanation of Net Sales, covering definitions, formulas, applications, and examples
Net Transaction: A Detailed Overview
An in-depth exploration of net transactions, where buyers and sellers engage in securities transactions without fees or commissions, including historical context and examples.
Net Yield: Understanding Post-Expense Investment Returns
An in-depth look into net yield, its calculation, importance in investment, comparison with current yield and yield-to-maturity, and real-world applications.
Netiquette: Etiquette in Cyberspace
Netiquette refers to the set of informal rules of behavior that have evolved in cyberspace, including the Internet and online services, aimed at fostering respectful, polite, and ethical interactions.
Network: A System of Linked Computers
A comprehensive guide to understanding networks, including Local Area Networks (LANs) and Wide Area Networks (WANs), their importance, types, applications, and related concepts.
New Deal: Collection of Political and Economic Policies and Programs
A comprehensive look at the New Deal, a collection of political and economic policies and programs promulgated by the first two administrations of President Franklin D. Roosevelt aimed at combating the economic miseries of the Great Depression.
New Issue: Introduction to Stock or Bond Offerings
A comprehensive explanation of new issues, including initial public offerings (IPOs), regulations, and related terms.
New Listing: Security That Has Just Begun to Trade on an Exchange
A comprehensive guide covering what a new listing is in the context of the stock or bond exchange, its requirements, types, implications, and historical context.
New Money: Long-Term Financing
New Money refers to additional long-term financing provided to a company or government through new issues or issues exceeding the amount of a maturing issue or refunded issues.
New York Cotton Exchange: An Overview of the Cotton Futures Market
The New York Cotton Exchange (NYCE) is a commodities exchange, now a subsidiary of the New York Board of Trade (NYBOT) since 1998, specializing in cotton futures and options contracts.
New York Mercantile Exchange (NYMEX): Overview and Significance
The New York Mercantile Exchange (NYMEX) is a leading commodity derivatives exchange, providing a platform for trading energy futures, options, and other commodity products.
New York Stock Exchange (NYSE): Overview and Significance
An in-depth look at the New York Stock Exchange (NYSE), its structure, history, operations, and significance in global finance.
News Release: Brief Statement or Video Released to the Mass Media
A News Release, also known as a Press Release, is an official announcement issued to the mass media to disseminate information about new products, management changes, sales, earnings data, and other noteworthy developments.
Newsgroup: A Public Forum on the Internet
A detailed examination of Newsgroups - public forums or discussion areas on the Internet, particularly famous for their distribution through the Usenet system, covering thousands of topics.
Nexus: Sufficient Presence within a Jurisdiction of a Taxing Authority
Nexus refers to a sufficient presence within the jurisdiction of a taxing authority, determining the taxable income of a multistate corporation that may be apportioned to a specific state.
Niche: A Specialized Market Segment
A niche represents a particular specialty in which a firm or person finds they prosper, often involving a specialized marketing strategy targeting a small but lucrative portion of the market.

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