A referee is a quasijudicial officer appointed by a court for specific purposes, vested with the powers and duties to take testimony, determine issues of fact, and report findings to be used as a basis for court judgment.
Refinance refers to the process of replacing an existing debt obligation with a new one, typically with different terms. This often involves selling a new bond issue to provide funds for redemption of a maturing issue, or placing a new mortgage on a house that retires an old mortgage. Refinancing is generally used to raise cash, reduce interest rates, or both.
Reformation is an equitable remedy that involves the revision of a contract by the court when the written terms of the contract do not accurately reflect what was agreed upon.
Refresh is a process of clearing part or all of a computer screen and redrawing it. This action is commonly used to resolve issues when an Internet site 'hangs' during loading.
Refunding in Finance: process of selling a new issue of securities to obtain funds needed to retire existing securities. Also encompasses returning money to dissatisfied customers in Merchandising.
A Registered Bond is a type of bond recorded in the name of the holder on the books of the issuer or the issuer's registrar and can be transferred to another owner only when endorsed by the registered owner. Contrast this with Coupon Bonds to understand their differences and functions.
Registered Mail is a premium service offered by the U.S. Postal Service that ensures the safest way to send valuables, by providing proof of mailing and delivery, and up to $25,000 of insurance.
A Registered Representative (RR) is an employee of a stock exchange member broker/dealer who acts as an account executive for clients, providing advice on which securities to buy and sell. Licensed by the SEC and NYSE, RRs earn compensation through commission income.
A detailed examination of the role of a registrar in various sectors including education, real estate, and finance; covering their responsibilities, historical context, and application.
An in-depth look at the Registry of Deeds, its role in registering evidences of conveyances of interests in real property, and its importance in providing constructive notice.
Comprehensive explanation of Regression Analysis, a statistical tool used to establish relationships between dependent and independent variables, predict future values, and measure correlation.
Regular-Way Delivery (and Settlement) refers to the completion and finalization of a securities transaction at the office of the purchasing broker, typically on the third full business day following the transaction date, as mandated by the New York Stock Exchange.
Insight into commodities under the jurisdiction of the Commodity Futures Trading Commission (CFTC), including regulations, market dynamics, and key considerations.
Learn about regulated futures contracts, their structure, significance, historical context, and how marking to market operates within these financial instruments.
A Regulated Investment Company (RIC) is a mutual fund or real estate investment trust (REIT) eligible under Regulation M of the Internal Revenue Service (IRS) to pass capital gains, dividends, and interest earned on fund investments directly to its shareholders, avoiding the double taxation on corporations and stockholders.
A comprehensive guide to understanding Regulated Investment Companies (RICs), including their definitions, types, special considerations, examples, historical context, and applicability.
Regulations are rules used to carry out a law and the act of administering those laws. Many government agencies prepare regulations to ensure laws are implemented effectively.
Regulation D of the Securities and Exchange Commission (SEC) outlines the rules and conditions necessary for private offering (private placement) exemptions, enabling companies to raise capital without public registration.
Detailed overview of Regulation T, a Federal Reserve Board regulation that governs the maximum amount of credit that securities brokers and dealers may extend to customers for the initial purchase of regulated securities.
Regulation U is a rule of the Securities and Exchange Commission that governs the maximum amount of credit that banks may extend for the purchase of regulated securities. This entry explores its purpose, applications, and historical context.
Regulation Z mandates lenders to disclose the Annual Percentage Rate (APR) and total cost of credit, promoting transparency and protecting consumers under the Truth in Lending Act.
Rehabilitation refers to the process of restoring something, such as a structure, to a good condition. It is commonly applied in fields like healthcare, architecture, and social services.
An in-depth look at Rehabilitation Tax Credit, a tax incentive providing a 10% or 20% credit for the costs of rehabilitating older buildings and certified historic structures. Understand its benefits, qualifications, and impact on property development and preservation.
Reindustrialization is the process of revitalizing a former industrial area through recapitalization and the introduction of new technology. Notable examples include war-torn Germany and Japan after World War II.
Reinstatement is the process of restoring a lapsed insurance policy due to nonpayment of premiums, involving various requirements such as evidence of insurability and payment of past premiums plus interest.
This entry covers the concept of the reinvestment rate - the rate of return from reinvesting the interest earned from bonds or other investments. It details how reinvestment rates differ between zero coupon funds and regular interest-paying bonds.
An in-depth examination of the Related-Item Approach, a method in marketing and merchandising that enhances customer experience and sales by suggesting complementary products.
Explore the concept of Relationship Marketing, a marketing strategy focused on building long-term relationships with customers, suppliers, and distributors to enhance overall profitability and success.
A relative cell reference indicates the position of a cell relative to another cell in spreadsheet programs. When copied to a different location, the reference changes to maintain the same relative position.
A Release Clause in a mortgage that allows the property owner to pay off a portion of the mortgage indebtedness, thereby freeing part of the property from the mortgage lien.
A comprehensive exploration of Release on Recognizance (R.O.R.), including its definition, types, conditions, historical context, and applicability in the criminal justice system.
An in-depth look at relocation benefits required by the government in condemnation cases, covering eligibility for owners, tenants, and other occupants who are forced to relocate.
A comprehensive guide on Relocation Clause in a lease agreement, including its implications, types, examples, considerations, and frequently asked questions.
Relocation Service: An in-depth encyclopedia entry detailing the functions, types, considerations, and applicability of relocation services for employee transitions between cities.
A remainder is a future interest in an estate in land, which becomes possessory upon the termination of the preceding estate, such as a life estate or a term of years, without reverting to the original grantor or their heirs.
A remainderperson is an individual who has an interest in an estate that becomes possessory after the termination of a present possessory interest, commonly referring to a person holding an interest in a remainder, whether vested or contingent.
A detailed overview of Real Estate Mortgage Investment Conduits (REMICs), their structure, function, applications, and regulations in the financial and real estate industries.
Reminder advertising is a marketing strategy aimed at maintaining the recall of a product or service to existing customers. It ensures that the brand stays in the customer's mind post-purchase, aiding in customer retention and continued engagement.
A comprehensive overview of remittance, the process of transferring money from one entity to another, often across borders. This article explores types, examples, historical context, and related terminology.
A comprehensive overview of remittance, including methods such as remittance coupon books and remittance slips, and their role in financial transactions.
Remonetization is the process of reinstating a commodity or other means of exchange as an acceptable currency. This often involves restoring the backing of a currency by gold or other precious metals.
A Removal Bond is a type of Judicial Bond offered during legal actions to ensure compliance with court orders, often required for defendants seeking to transfer cases to different jurisdictions.
Renewal refers to the continuation in force and effect of a previously existing arrangement for a new period, as a lease or note, on the same or different terms.
The Rent-Free Period is a designated span within a lease agreement during which tenants are not required to pay rent, often used as a concession to attract new tenants or negotiate lease terms.
The Rent-Up Period refers to the time it takes for newly constructed properties to become fully occupied. Discover detailed insights on its significance, measurement, and influencing factors.
Rentable Area refers to the total floor area that a tenant can use exclusively during a lease, often linked with terms such as Net Leasable Area in commercial real estate contexts.
A comprehensive guide to understanding Rental Rates, including periodic charges, units of measurement, examples, historical context, and the significance in real estate and economics.
A Reopener Clause provision allows for the reopening of a collective bargaining contract before its expiration under certain conditions, often related to changes in economic factors like the Consumer Price Index.
Comprehensive guide on the financial restructuring of firms after filing for protection from creditors, focusing on Chapter 11 bankruptcy, management reorganizations, and impacts.
Comprehensive overview of reorientation in the context of property and business, including its definition, types, special considerations, examples, and related terms.
Repaginate refers to the process within a word processor or page layout program of repositioning page breaks by working forward from the current cursor position.
Repatriation refers to the process of moving financial assets or profits from a foreign country back to the home country of an individual or organization. This concept is essential in international finance, accounting, and global business operations.
Repetitive Manufacturing is a method of manufacturing where the same products are continually and repetitiously manufactured. This method is ideal for mass production with high fixed cost investments and hard manufacturing.
Replacement Cost refers to the cost of erecting a building to serve the functions of a previous structure or the cost of replacing lost or stolen personal property. It is a critical concept in fields such as insurance, real estate, and accounting.
Replacement Cost Accounting is an accounting method that allows additional depreciation on part of the difference between the original cost and the current replacement cost of a depreciable asset.
Replacement Cost Insurance in property and casualty insurance provides the dollar amount needed to replace damaged property with items of like kind and quality, without deducting for depreciation.
Detailed explanation of Replacement Periods related to tax-free gain on the replacement of certain assets, including Inventory Interruption and Involuntary Conversion.
Replevin is a legal action used to recover specific personal property unlawfully withheld from the plaintiff while potentially claiming damages for its detention.
Detailed examination of repossession, including types, procedures, legal considerations, examples, and its impact within different sectors such as real estate, finance, and consumer goods.
In-depth exploration of the concept of representation, particularly in the context of professional assistance and fiduciary advocacy during transactions or negotiations.
Repressive Tax is designed to discourage specific activities by imposing high tariffs and taxes on certain commodities, such as tobacco and alcohol. These taxes aim to reduce consumption rather than raise revenue.
A detailed examination of reproduction cost, which focuses on the expense of achieving an exact duplication of a property, both real and personal, at a specific date, while contrasting it with replacement cost.
Repudiation in contract law refers to the refusal by one party to perform a contractual obligation to another party, fundamentally breaching the agreement.
A detailed entry on Repurchase Agreements (Repo or RP), explaining the mechanism, uses in money markets, and role in Federal Reserve's monetary policy.
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