Real Property: Definition and Meaning
Comprehensive overview of Real Property - including land, permanent structures, rights associated with land, and its legal implications.
Real Rate of Return: Definition and Importance in Finance
The Real Rate of Return represents the return on investment adjusted for inflation, reflecting the actual purchasing power gained or lost. It is a crucial metric for investors to assess the true profitability of their investments over time.
Real Value of Money: Understanding Purchasing Power
A comprehensive explanation of the real value of money, which reflects the actual purchasing power of money as corrected for inflation over time.
Real-Time Processing: Rapid Information Handling
The ability of a computer to process information requests in relation to an existing database with minimal time delay, while simultaneously updating the existing database.
Realizable Value: An Insight into Net Realizable Value
An in-depth look at the concept of Realizable Value, specifically in relation to Net Realizable Value (NRV), including its definition, application, significance in accounting and finance, examples, and frequently asked questions.
REALTIST: Member of the National Association of Real Estate Brokers
A REALTIST is a member of the National Association of Real Estate Brokers, a group primarily composed of minority brokers dedicated to promoting ethical real estate practices and improving economic opportunities for all.
REALTOR: Professional in Real Estate
A REALTOR is a real estate professional who subscribes to a strict code of ethics as a member of the local and state boards and of the National Association of Realtors.
Ream: Meaning in Different Contexts
Detailed explanation of the term 'ream,' including its definitions and usage in different contexts.
Reasonable Person: A Legal Standard
The reasonable person standard is a legal criterion used to determine behavior that is expected from an individual in society, involving characteristics like attention, knowledge, intelligence, and judgment.
Reasonable Time: Understanding the Subjective Standard
Reasonable Time refers to a subjective standard determined by the facts and circumstances within a particular case, applicable in various contexts such as commercial law and contract performance.
Reassessment: Reviewing a Policy or Decision
Comprehensive look at the process of reassessment, spanning general review processes and specific applications in real estate to update property value estimates for tax purposes.
Reboot: Restarting a Computer System
Comprehensive definition and explanation of the term 'Reboot,' its various types, historical context, and related concepts.
Recall Study: Comprehensive Analysis
A detailed examination of the recall study process conducted by manufacturers or governments to determine the necessity of a product recall based on defect severity.
Recalls: Manufacturer Ordering for Returned Products
An in-depth examination of recalls, including the process, government involvement, and related terminology in the context of defective products and safety hazards.
Recapitalization: Alteration of a Corporation's Capital Structure
An in-depth exploration of recapitalization, its types, implications, historical context, examples, and application in modern corporate finance.
Recapture Clause: Contractual Provisions
A detailed overview of the recapture clause in contracts that allows a party to reclaim an interest or right under specific conditions.
Recapture Rule: Tax Implications and Compliance
The Recapture Rule encompasses circumstances where tax benefits received from depreciation and investment tax credits need to be repaid due to factors such as premature asset disposition or failing to meet business use criteria for listed property.
Recasting a Debt: Process of Adjusting a Loan Arrangement
Recasting a debt involves modifying the terms of an existing loan, typically initiated to avoid default. It includes changes such as adjusted interest rates and extended repayment periods.
Receipt, Receipt Book: Proof of Payment
Detailed explanation of receipts and receipt books, their use, importance, and structure with examples and considerations.
Receivership: An Equitable Remedy for Distressed Assets
Receivership is an equitable remedy whereby a court orders property to be placed under the control of a receiver to preserve it for the benefit of affected parties. Learn about its application, types, history, and related legal terms.
Receiving Clerk: Roles and Responsibilities
A comprehensive guide to understanding the job role, duties, and significance of a Receiving Clerk within a firm's receiving department.
Receiving Record: Significance in Accounting and Inventory Management
A detailed examination of the receiving record's role in documentation, verification, and inventory management within an organization, including its definition, types, and significance.
Recession: Downturn in Economic Activity
A downturn in economic activity, commonly defined by two consecutive quarters of decline in a country's Gross Domestic Product (GDP).
Reciprocal Buying: An Interlinked Commercial Practice
An in-depth exploration of reciprocal buying, a common practice in which a seller purchases goods or services from one of their customers.
Reciprocity: Mutual Exchange of Privileges
A comprehensive examination of reciprocity, encompassing its various forms and applications in interpersonal, corporate, and international relationships.
Reckoning: Process of Settling Accounts Through Counting
Reckoning involves computations to achieve a final total or conclusion. This guide covers the definition, types, historical context, and applications of reckoning.
RECONSIGN: Change Destination or Consignee of Freight While It Is Being Shipped
RECONSIGN refers to the process of changing the destination or consignee of freight while it is currently in transit, ensuring flexibility and adaptability in the logistics and supply chain operations.
Record: Collection of Related Data Items
A Record in data processing refers to a collection of related data items that collectively represent a single entity in a database, with multiple records forming a file.
Record Date: Importance in Financial Contexts
An in-depth look at the concept of Record Date within the financial realm, covering its significance, how it relates to ex-dividend date and payment date, and its implications for investors.
Recording: Act of Entering a Transaction in Public Records
The recording is the process of officially documenting a transaction in a public record, notably for instruments affecting the title to real property, to give public notice of the recorded facts.
Recoup, Recoupment: Regaining What Was Lost
Comprehensive definition and exploration of the terms 'recoup' and 'recoupment,' focusing on the concept of regaining what was lost.
Recourse Loan: Comprehensive Overview and Analysis
A detailed examination of recourse loans; their definition, types, usage in finance and real estate, benefits, drawbacks, and comparison with nonrecourse debt.
Recovery: A Comprehensive Overview
An in-depth exploration of the concept of recovery across economics, finance, and investment, with emphasis on its role in business cycles, cost absorption, and market trends.
Recovery Fund: Reimbursement Mechanism in Real Estate
A Recovery Fund is a financial pool established to reimburse aggrieved persons who suffer losses due to the wrongful actions of licensed real estate brokers or agents. It is typically administered by a state Real Estate Commission and funded by contributions from all licensees.
Recovery of Basis: Tax Implications Explained
A comprehensive guide to the process by which taxpayers receive a return of cost through distributions or payments with respect to property, typically as part of corporate liquidation.
Recovery Period: Depreciation of Assets
Understanding the Recovery Period - the duration over which an asset's cost may be depreciated for accounting and tax purposes.
Recruitment: The Process of Seeking Prospective Employees or Members
Recruitment refers to the act of seeking prospective new employees or members for an organization. It is a vital function to maintain and enhance the workforce, ensuring the organization remains competitive and operational.
Recycle Bin: The Place Where Deleted Files Are Stored in Windows
In Windows operating systems, the Recycle Bin is where deleted files are temporarily stored. Similar to the Trash on a Macintosh. It allows users to recover accidentally deleted files unless they are permanently deleted.
Recycling: Reprocessing Used Materials to Create New Products
Recycling involves reprocessing used or abandoned materials to create new products. It is commonly applied to materials such as paper, plastic, steel, lead, and glass.
Red Herring: Preliminary Prospectus in Finance
A Red Herring is a preliminary prospectus filed by companies intending to go public. It provides essential information to potential investors but lacks specific details, such as the price range and number of shares being offered.
Red Ink: Slang for Financial Loss
An in-depth look at the slang term 'Red Ink,' commonly used to describe financial losses. Learn about its origins, usage, and implications in various financial contexts.
Redact: A Comprehensive Overview
Redaction is the process of preparing documents for publication or presentation by correcting, revising, or adapting them, often used to refer to the blacking out of private, confidential, or sensitive information in a document.
REDEEM: General Definition and Financial Applications
Comprehensive coverage of the concept of 'redeem' in various contexts including finance, mortgages, and general usage, along with examples and historical context.
Redeemable Bond: Understanding Callable Bonds
Redeemable bonds, also referred to as callable bonds, provide issuers with the flexibility to manage debt efficiently by repaying the bond before its maturity.
Redemption: Regaining Possession and Financial Transactions
Redemption is a multifaceted concept involving the regaining of possession by payment, typically found in contexts such as mortgages, tax sales, corporate stock purchases, and marketing incentives.
Redemption Fee: A Charge to Repurchase or Release an Asset
A comprehensive guide to understanding redemption fees, their context in finance, and their application in various investment scenarios.
Redemption Period: Reclaiming Foreclosed Property
A detailed overview of the redemption period, the timeframe in which a former owner can reclaim foreclosed property, and its implications in real estate and foreclosure law.
Redemption Price: Definition and Overview
An in-depth exploration of the Redemption Price in financial instruments, its significance, calculation, and implications for investors.
Rediscount: Re-discounting Short-Term Negotiable Debt Instruments
Rediscount involves the re-discounting of short-term negotiable debt instruments, such as bankers' acceptances and commercial paper, that have already been discounted with a bank.
Rediscount Rate: Rate of Interest Charged to Member Banks by the Federal Reserve System
Detailed explanation of the rediscount rate, the interest rate charged to member banks when they borrow funds from the Federal Reserve System. Exploring its definitions, types, special considerations, historical context, applicability, comparisons, related terms, FAQs, and references.
Redlining: Illegal Practice in Mortgage Lending
Redlining is an illegal practice involving the refusal to originate mortgage loans in certain neighborhoods based on race or ethnic composition. The term stems from the alleged practice of drawing red lines on maps to mark off-limit areas for loan approvals.
Reduction Certificate: Acknowledgment of Sum Due on Mortgage Loan
A document in which the mortgagee (lender) acknowledges the sum due on a mortgage loan. It is used when mortgaged property is sold and the buyer assumes the debt.
Redundancy: Key Concept in Systems and Data Management
Redundancy refers to the intentional or unintentional repetition of components or data, enhancing reliability and robustness in systems. It is a fundamental principle in engineering, computing, and data management.
Referee: Quasijudicial Officer Appointed by a Court
A referee is a quasijudicial officer appointed by a court for specific purposes, vested with the powers and duties to take testimony, determine issues of fact, and report findings to be used as a basis for court judgment.
Referral: A Comprehensive Guide
An in-depth understanding of referrals, their types, importance, and applications in professional and personal contexts.
REFI: Refinanced Mortgages
An in-depth look into Refinanced Mortgages, their types, mechanisms, benefits, and impacts on the economy.
Refinance: Refund Existing Debt
Refinance refers to the process of replacing an existing debt obligation with a new one, typically with different terms. This often involves selling a new bond issue to provide funds for redemption of a maturing issue, or placing a new mortgage on a house that retires an old mortgage. Refinancing is generally used to raise cash, reduce interest rates, or both.
Reformation [Equitable]: Revision of Contracts
Reformation is an equitable remedy that involves the revision of a contract by the court when the written terms of the contract do not accurately reflect what was agreed upon.
Refresh: Clearing and Redrawing Screens
Refresh is a process of clearing part or all of a computer screen and redrawing it. This action is commonly used to resolve issues when an Internet site 'hangs' during loading.
Refund: Definition and Significance
Comprehensive explanation of Refund, including its implications in finance, taxation, and the process involved.
Refundable Credit: Overview and Examples
A comprehensive guide to understanding refundable credits, including definitions, types, examples, and implications for taxpayers.
Refunding: Definition and Applications
Refunding in Finance: process of selling a new issue of securities to obtain funds needed to retire existing securities. Also encompasses returning money to dissatisfied customers in Merchandising.
Regional Bank: Specialized Localized Banking
A comprehensive guide to understanding regional banks, their functions, roles, and distinctions from money center banks.
Regional Shopping Center: Comprehensive Definition
An in-depth explanation of Regional Shopping Centers, including their characteristics, types, historical context, and related terms.
Registered Bond: Understanding Its Structure and Function
A Registered Bond is a type of bond recorded in the name of the holder on the books of the issuer or the issuer's registrar and can be transferred to another owner only when endorsed by the registered owner. Contrast this with Coupon Bonds to understand their differences and functions.
Registered Mail: Safe Delivery Service for Valuables
Registered Mail is a premium service offered by the U.S. Postal Service that ensures the safest way to send valuables, by providing proof of mailing and delivery, and up to $25,000 of insurance.
Registered Representative (RR): A Key Financial Advisor
A Registered Representative (RR) is an employee of a stock exchange member broker/dealer who acts as an account executive for clients, providing advice on which securities to buy and sell. Licensed by the SEC and NYSE, RRs earn compensation through commission income.
Registered Security: A Comprehensive Overview
An in-depth examination of registered securities, including their types, special considerations, historical context, and more.
Registrar in Different Contexts: A Comprehensive Overview
A detailed examination of the role of a registrar in various sectors including education, real estate, and finance; covering their responsibilities, historical context, and application.
Registration: An Overview of Enrollment and Securities Processes
Understand the concept of registration across various contexts, from educational enrollment to securities issuance in compliance with Securities Acts.
Registry of Deeds: Official Mechanism for Real Property Conveyance
An in-depth look at the Registry of Deeds, its role in registering evidences of conveyances of interests in real property, and its importance in providing constructive notice.
Regression Analysis: Statistical Technique to Determine Relationships
Comprehensive explanation of Regression Analysis, a statistical tool used to establish relationships between dependent and independent variables, predict future values, and measure correlation.
Regular-Way Delivery (and Settlement): Completion of Securities Transactions
Regular-Way Delivery (and Settlement) refers to the completion and finalization of a securities transaction at the office of the purchasing broker, typically on the third full business day following the transaction date, as mandated by the New York Stock Exchange.
Regulated Commodities: Comprehensive Overview and Regulations
Insight into commodities under the jurisdiction of the Commodity Futures Trading Commission (CFTC), including regulations, market dynamics, and key considerations.

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