ATR Rule

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August 31, 2024 3 min read Definitions
Ability-to-Repay (ATR) Rule: Federal Mortgage Lending Guidelines
Economics Finance Mortgage Lending Federal Guidelines Borrower Ability ATR Rule Good-Faith Determination
A comprehensive explanation of the Ability-to-Repay (ATR) rule, federal guidelines that ensure lenders determine a borrower’s capacity to repay a mortgage before extending credit.
Read more about Ability-to-Repay (ATR) Rule: Federal Mortgage Lending Guidelines.

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