Banking Structure

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August 31, 2024 3 min read Definitions
Mutual Ownership: Structure and Implications
Finance Economics Mutual Ownership Depositors Banking Structure Financial Institutions Governance
Mutual Ownership refers to a structure where the institution is owned by its depositors, rather than shareholders. This structure influences governance, profit distribution, and strategic priorities.
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August 25, 2024 3 min read Definitions
Bank Holding Company: Definition and Overview
Finance Banking Bank Holding Company Federal Reserve Financial Regulation Banking Structure Corporate Ownership
A Bank Holding Company is a corporate entity that owns or controls two or more banks or other bank holding companies. They must register with the Board of Governors of the Federal Reserve System.
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