A direct loan is a financial arrangement where the borrower has a direct relationship with the lender, without any intermediaries. This type of loan typically offers more streamlined communication and potentially more favorable terms.
Equity Contribution refers to the amount of capital that a borrower personally invests into an asset, encompassing various forms and implications in financial arrangements.
Understanding the Funding Fee: This comprehensive guide covers what funding fees are, their types, how they are calculated, and their implications for borrowers.
Involuntary foreclosure occurs when a lender initiates legal proceedings due to non-payment by the borrower, which can lead to the borrower's eviction.
A Non-Recourse Loan is a type of loan where the lender's repayment is secured solely by the project's assets and cash flow, limiting the lender's claim to the collateral property without further liability on the borrower.
A quasi-loan is an arrangement in which a creditor agrees to meet some of the financial obligations of a borrower, on the condition that the borrower reimburses the creditor. This comprehensive article covers its history, types, key events, and more.
Rebate Rate refers to the interest rate paid by the lender to the borrower in a short sale transaction, often influenced by the security's status on the Hard-to-Borrow (HTB) list.
An in-depth explanation of the different roles in Trust Deeds and Mortgages, highlighting the distinctions between the two financing instruments.
A detailed exploration of secured liabilities, including historical context, types, key events, formulas, importance, examples, and more.
A provision in a mortgage agreement stating that any property acquired by the borrower after the signing of the mortgage will serve as additional security for the obligation.
A detailed look into what constitutes a borrower, their obligations, and associated terms in financial contexts.
Income from forgiven debt that is typically subject to income tax unless exempted.
An in-depth exploration of the responsibilities of financial institutions to borrowers, including potential liability for not fulfilling loan commitments.
A comprehensive definition and exploration of loan transactions, including key concepts, types, considerations, historical context, examples, and more.
Pre-Approval is a lender's commitment to provide a loan to a borrower based on preliminary evaluation. It signifies that a borrower is conditionally approved to receive financing.
Explore the role of a mortgagor, understand how mortgage agreements work, and dive into the contractual obligations involved in real estate financing.
