A comprehensive overview of credit bureaus, which are private organizations that collect and maintain consumer credit data files and provide credit information to authorized users for a fee.
Dun & Bradstreet (D&B) is an information service company that collects and analyzes credit data from commercial firms and their creditors, providing valuable insights to subscribers.
An in-depth examination of the Truth in Lending Act (TILA), a federal law ensuring transparency in credit transactions, providing consumers with crucial credit cost information, and offering rescission rights.
A comprehensive guide to the Fair Credit Reporting Act (FCRA), detailing how it regulates the collection and access to consumer credit information, ensuring the protection of consumer rights.
An in-depth look at Regulation B (Reg B) in the Equal Credit Opportunity Act (ECOA), covering lender obligations, credit information, and compliance requirements.
