Federal Law

Emergency Economic Stabilization Act of 2008: Stabilizing Financial Institutions
The Emergency Economic Stabilization Act of 2008 was enacted to address the United States financial crisis by stabilizing financial institutions through various fiscal measures.
Equal Pay Act of 1963: Federal Law Addressing Wage Disparity Based on Sex
The Equal Pay Act of 1963 is a federal law aimed at abolishing wage disparity based on sex, ensuring that men and women receive equal pay for equal work in the same establishment.
ERISA: Federal Law Governing Employee Benefits
The Employee Retirement Income Security Act (ERISA) is a federal law that sets minimum standards for health plans in private industry, providing protections for individuals in these plans.
Fair Housing Act: Prohibition on Housing Discrimination
The Fair Housing Act is a United States federal law aimed at eliminating discrimination in housing-related activities based on race, color, religion, sex, disability, familial status, or national origin.
IRC: Internal Revenue Code
Comprehensive coverage of the Internal Revenue Code, its historical context, key provisions, implications, and related financial and legal frameworks.
Rehabilitation Act of 1973: Prohibition of Disability Discrimination
The Rehabilitation Act of 1973 is a federal law aimed at prohibiting discrimination based on disability in programs conducted by federal agencies, including employment and federally funded programs.
USERRA: Law Protecting Employment Rights of Returning Service Members
USERRA, the Uniformed Services Employment and Reemployment Rights Act, is a federal law that protects employment rights of individuals who voluntarily or involuntarily serve in the uniformed services.
Add-On Interest: Interest Added to Principal of a Loan
Add-On Interest involves computing interest on the original amount borrowed, leading to a stated rate much lower than the Annual Percentage Rate (APR).
American Recovery and Reinvestment Act of 2009: Federal Law to Stimulate Economic Recovery
The American Recovery and Reinvestment Act of 2009 was a federal law enacted to counteract the economic downturn and financial crisis of the previous year, deploying $790 billion towards infrastructure projects, tax incentives, and financial assistance to state and local governments.
Americans with Disabilities Act (ADA): Enabling Equal Opportunities
The Americans with Disabilities Act (ADA) is a landmark federal law that prohibits discrimination against individuals with disabilities, ensuring equal opportunities in hiring practices and the design of public buildings.
Continuation of Benefits: Employee Healthcare Rights
Continuation of Benefits, commonly referred to as COBRA, is a right granted by federal law for employees and their dependents to maintain their participation in employer-sponsored healthcare plans after coverage termination due to specific qualifying events.
Fair Credit Billing Act (FCBA): Comprehensive Guide
An in-depth exploration of the Fair Credit Billing Act (FCBA), a federal law designed to address credit complaints and eliminate abusive billing practices.
Fair Credit Reporting Act: Overview and Importance
The Fair Credit Reporting Act (FCRA) is a federal law that allows individuals to access and correct their credit records at credit reporting bureaus.
RESPA: Real Estate Settlement Procedures Act
An overview of the Real Estate Settlement Procedures Act (RESPA), its purpose, provisions, and impact on real estate transactions in the United States.
Right of Rescission: Consumer Protection in Credit Contracts
The Right of Rescission is a provision granted by the federal Consumer Credit Protection Act of 1968, which allows consumers to void a credit contract within three business days, ensuring a full refund of any downpayment and without penalty.
Self-Employment Contributions Act (SECA): An Overview
A comprehensive guide to the Self-Employment Contributions Act (SECA), the federal law imposing the self-employment tax on individuals earning income through self-employed activities.
Social Security Act: Federal Retirement Plan Enacted in 1935
The Social Security Act, enacted by Congress in 1935, established a federal retirement plan requiring current workers to support retired workers. This act was a response to old-age dependency exacerbated by The Great Depression.
Usury: Charging Excessive Interest Rates
An in-depth analysis of Usury, its implications, historical context, regulations, and contemporary relevance.
Community Reinvestment Act (CRA): Encouraging Lenders to Serve Community Needs
A comprehensive overview of the Community Reinvestment Act (CRA), a federal law aimed at encouraging lenders to meet the credit needs of their communities. Learn about its historical context, implementation, impacts, and more.
Consolidated Omnibus Budget Reconciliation Act (COBRA): Extended Health Insurance Coverage for Employees
Learn about the Consolidated Omnibus Budget Reconciliation Act (COBRA), a federal law that allows employees and their families to continue their health insurance coverage after losing their jobs or experiencing other qualifying events.
Understanding the Fair Credit Reporting Act (FCRA): Protection of Consumer Rights
A comprehensive guide to the Fair Credit Reporting Act (FCRA), detailing how it regulates the collection and access to consumer credit information, ensuring the protection of consumer rights.
Fair Debt Collection Practices Act (FDCPA): Overview, Regulations, and Impact
An in-depth look at the Fair Debt Collection Practices Act (FDCPA), a federal law that restricts the behavior of debt collectors, detailing its provisions, impact, and compliance requirements.
Taft-Hartley Act: A 1947 Federal Law Limiting Labor Union Power
An in-depth analysis of the Taft-Hartley Act of 1947, its historical context, key provisions, impact on labor unions, and its relevance today.
Uniform Securities Act: Overview, Application, and Impact
An in-depth examination of the Uniform Securities Act, its historical context, fundamental principles, and applications in prosecuting securities fraud.

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