Foreclosure is the legal process by which a lender or creditor can seize and sell a property used as collateral to satisfy an unpaid debt. This process involves terminating all rights of the mortgagor or grantee in the property.
An in-depth look into Foreign Direct Investment (FDI), including its types, significance, historical context, examples, and impact on the economy.
An in-depth look at the concept of forfeit penalty, particularly within the context of investment penalty, including definitions, examples, and applications in finance.
Formula investing is an investment technique based on a predetermined timing or asset allocation model that eliminates emotional decisions, ensuring structured and disciplined investing.
Fraud and flipping involves the illegal practice of purchasing properties and rapidly reselling them at inflated prices to defraud lenders. This entry explores definitions, types, examples, and related terms.
The phrase 'Free Lunch' typically refers to something that seems to come at no cost, though the full expression 'there's no such thing as a free lunch' suggests that nothing is truly free.
An in-depth exploration of the concept of free transferability of interest, its applications, differences from restricted stock, partnership interests, and more.
A comprehensive explanation of the term 'Full Faith and Credit,' which refers to the complete taxing and borrowing authority pledged for the payment and repayment of government bonds.
A detailed exploration of fully amortized loans, their structure, benefits, types, and application in various financial contexts.
A comprehensive overview of the term 'Fund' including its types, uses, historical context, examples, and related terms.
Detailed insight into Fund of Funds, a mutual fund that diversifies by investing in other mutual funds, offering better risk management and potential returns.
Fund Switching is the process of moving money from one mutual fund to another within the same fund family to time market ups and downs or to meet changing financial needs.
An in-depth exploration of futures transactions in hedging scenarios, encompassing definitions, examples, historical context, and related terminologies.
An in-depth look at galloping inflation, its causes, historical episodes, economic impact, and related terms.
A gift card is a type of gift certificate in the form of a card into which value can be encoded and used much like a credit card for the purchase of consumer goods and services, up to the limit of the stored value.
Ginnie Mae is a nickname for the Government National Mortgage Association, which guarantees mortgage-based securities. Learn about its role, types of securities, historical context, and more.
Global Hedging involves balancing positions of different business units or with unrelated third parties to mitigate risk exposure.
Going Public: The process by which a private company first offers its shares to the public, transitioning to public ownership and compliance with regulatory requirements.
A Good-Till-Canceled (GTC) order is a brokerage customer's order to buy or sell a security, usually at a particular price, that remains in effect until executed or canceled. This article covers its definition, types, examples, historical context, and comparisons with other orders.
An in-depth look at Government-Sponsored Enterprises (GSEs), including their definition, characteristics, historical context, and examples such as the Federal National Mortgage Association (FNMA) and the Federal Home Loan Mortgage Corporation (FHLMC).
A comprehensive explanation of the grace period in the context of loan contracts and insurance policies, including types, examples, and special considerations.
A Graduated Lease involves periodic adjustments to the rental amount, usually pre-defined at specific intervals, allowing flexibility for both tenants and landlords.
A Graveyard Market is a bear market where investors who sell face substantial losses, while potential investors prefer to stay liquid until market conditions improve.
An in-depth look at Gross Domestic Product (GDP), the market value of goods and services produced by labor and property in the United States, and its evolution and significance.
A Growing-Equity Mortgage (GEM) is a type of mortgage loan where the payment increases annually, and the additional payment is applied towards the principal, significantly reducing the loan's maturity period.
Comprehensive coverage on Government-Sponsored Enterprises (GSEs) such as FNMA (Fannie Mae) and FHLMC (Freddie Mac), their functions, history, and roles in the financial and real estate markets.
Guaranteed Payments for Capital are payments made to a partner by a partnership, determined without regard to partnership income, for the use of that partner's capital.
The point in time at which half the principal of a mortgage-backed security has been repaid, accounting for amortization and retirements. The half-life typically assumed is 12 years, but it varies based on interest rate trends and specifics of the mortgage pool.
An in-depth look at the concept of 'Hammering the Market,' a term used to describe the intense selling of stocks by speculators who believe prices are inflated and the market is about to drop.
A detailed analysis of 'hangout,' the remaining balance of a loan when the term of a loan extends beyond the term of the lease.
Understanding Hard Money, its importance in global economies, and how it contrasts with soft money, including examples and historical context.
An in-depth understanding of Headline Inflation, its measurement through CPI and PPI, its significance, historical context, and comparison with Core Inflation.
An in-depth look at hedging strategies used to offset business or investment risk, including definitions, types, examples, historical context, and the tax treatment of hedging income and losses.
Hidden Inflation refers to a pricing strategy where a company increases prices without changing the nominal cost of goods, typically by reducing the quantity or quality of the product offered. This tactic can have significant economic implications.
High Credit refers to the maximum amount of loans or trade credit recorded for a customer or company, providing a clear indication of their creditworthiness.
Highest and Best Use refers to the most financially, legally, and physically viable use of a property that maximizes its value.
A thorough exploration of the concept of 'Historic Low', the lowest price paid for a security over a specified period or since it began trading. Understand the significance, applications in investment strategy, and related terms.
A comprehensive exploration of holdback in real estate, including its definition, types, and practical applications in finance, loan commitments, construction contracts, and more.
A comprehensive explanation of a holder in due course, including its legal definition, requirements, and significance in financial and property transactions.
A holdout is an individual who refrains from selling an asset in the initial stages of negotiation, aiming to achieve the highest possible price.
A comprehensive guide on Home Equity Conversion, detailing the process of liquidating all or a portion of the equity in one's home, including related concepts such as Home Equity Loans and Reverse Annuity Mortgages.
A comprehensive overview of the first-time Homebuyer Tax Credit enacted in 2009 to encourage first-time homebuyers to purchase homes, offering a tax credit of up to $8,000.
Comprehensive definition and exploration of homeownership, its benefits and drawbacks, historical context, related terms, and frequently asked questions.
Hot issue refers to newly issued stocks that are in great public demand, often resulting in a significant price increase during their initial public offering (IPO) due to a higher demand than the available shares.
A comprehensive article that explains the dual meaning of 'Hot Stock' in finance and provides detailed insights, historical context, and related terms.
A detailed exploration of house accounts, primarily managed at a firm’s main office or by an executive, distinguishing them from salesperson-handled accounts in the territory.
A housing bond is a short- or long-term bond issued by a local housing authority to finance various types of housing and community projects, particularly those aimed at low- and middle-income residents.
A comprehensive overview of Housing Finance Agencies, their functions, operations, and impact on housing assistance in the United States.
An in-depth look at Hybrid Adjustable-Rate Mortgages (ARMs), which blend fixed interest rates with periodic adjustments to help borrowers in financing their home purchases.
Hybrid investments or securities combine characteristics of multiple asset types, such as bonds and derivatives, to offer unique risk-return profiles and benefits.
An in-depth exploration of impaired capital, including its definition, types, examples, historical context, and more.
An in-depth definition and analysis of imperfect markets, where individual producers or consumers can affect the price and quantity of goods.
An in-depth exploration of the term 'In Kind', its different usages, historical context, and its applications in various fields.
A comprehensive guide to understanding the term 'in perpetuity,' its application, historical context, and related concepts in various fields.
An income stream refers to the regular flow of money generated by a business or investment. Its value can be estimated by discounting the cash flow to a present value.
A comprehensive guide on Income Tax Liens, their implications, and the process involved.
An Income Tax Preparer is a professional who prepares income tax returns for individuals or entities in exchange for compensation, ensuring compliance with tax laws.
An in-depth exploration of Incremental Cost of Capital and its implications in finance and investment decisions. See Marginal Cost.
In the context of taxation, an individual often refers to a single taxpayer who files their taxes separately from any spouse or dependents.
A detailed guide on inflation rate, its significance in the economy, primary U.S. indicators such as the Consumer Price Index (CPI) and the Producer Price Index (PPI), historical context, and FAQs.
An Initial Public Offering (IPO) represents a corporation's first offering of stock to the public. This significant event in the business lifecycle allows companies to raise capital from public investors.
An installment sale involves the agreement that purchased goods or services will be paid for in fractional amounts over a specified period of time, commonly applied in real estate transactions.
A comprehensive overview of insurance agents, their roles, types, and the licensing requirements necessary to operate in the insurance industry.
An in-depth exploration of insurance claims, including the request process, types of claims, special considerations, examples, historical context, applicability, and related terms.
Comprehensive coverage of intangible property, including its types, special considerations, examples, historical context, applicability, comparisons, related terms, and frequently asked questions.
An intermediary serves as a go-between in various contexts, including finance, where they make investment decisions for others. Examples include banks, insurance companies, and brokerage firms.
Definition and use of the term 'Intermediate Term' in various contexts such as finance, investment, and economics.
An in-depth look at internal financing, its types, advantages, limitations, examples, historical context, and comparisons with external financing.
The Internal Rate of Return (IRR) is a financial metric used to evaluate the profitability of an investment, representing the discount rate at which the net present value (NPV) of all cash flows equals zero.
The Internal Revenue Service (IRS) is the revenue service of the United States federal government responsible for collecting taxes and enforcing tax laws.
Inventory Shortage (Shrinkage) refers to the unexplained difference in inventory between a physical count and the amount recorded, caused by factors such as theft or normal evaporation of liquids.
A service providing professional investment advice for a fee, necessitating registration with the Securities and Exchange Commission and compliance with the Investment Advisers Act.
A comprehensive overview of Investment Demand, exploring schedules of investment projects by firms and market demand for specific investment assets.
The Investment Life Cycle refers to the time span from acquisition of an investment to its final disposition. It is crucial for measuring the rate of return. This entry explores its phases, significance, and how it impacts financial decisions.
An investment objective is a financial goal that an investor uses to determine which kind of investment is appropriate for their needs, such as growth of capital or income.
Understand the concept of Investment Value, its determinants, and its differences from Market Value.
An Individual Retirement Account (IRA) is a tax-advantaged investing tool that individuals use to earmark funds for retirement savings.
Understanding the concept of 'Irrevocable' and its applications in finance, banking, and beyond.
Comprehensive analysis of Joint Tenancy, an ownership model with undivided interest and right of survivorship
A comprehensive guide to understanding and recording journal entries in an accounting journal, including detailed examples and explanations.
A comprehensive overview of what constitutes a junior issue in finance, including its implications, types, examples, and comparisons with other securities.
An in-depth look at the major currencies that drive the global economy, such as the U.S. Dollar, Euro, British Pound Sterling, Swiss Franc, Japanese Yen, and Canadian Dollar.
Comprehensive overview of the practice of kickback finance, including its prevalence in different sectors, legal implications, historical context, and more.
The 'Last Sale' refers to the most recent trade of a particular security, distinct from the closing sale at the end of a trading session.
An in-depth look at late charges, their calculation, implications, and relevance in financial and contractual contexts.
An in-depth look at money laundering, the practice of making illegally acquired cash appear legitimate, often through foreign bank transactions.
An in-depth look at lawful money and its equivalence to legal tender, including definitions, applicability, and historical context.
Legging-In is the process of entering into a hedging contract after becoming a debtor or creditor under a debt instrument, with gains or losses deferred until the debt instrument matures or is disposed of.
An in-depth exploration of Letter Stock, an unregistered category of stock noted for its restrictions and unique characteristics within the securities market.
An insurance premium that remains unchanged over the policy term, regardless of changes in risk.
A level-payment mortgage entails making uniform payments every month or other designated period, covering principal and interest, ensuring full amortization by the end of the loan term.
A comprehensive overview of Liar Loans, also known as No-Documentation Loans, including their implications, historical context, and related terms.
A comprehensive explanation of LIBOR, including its definition, calculation, historical context, and significance in the global financial system.
A life annuity provides guaranteed fixed payments for the rest of the annuitant's life. Once the annuitant dies, no further payments are made to beneficiaries.
A comprehensive examination of Life Insurance Settlements, covering definitions, types, processes, historical context, and more.
A Line of Credit is a flexible financing arrangement where a financial institution promises to lend up to a certain amount. The borrower can access funds as needed up to the credit limit and is expected to reduce the debt after reaching the full amount of credit.
An in-depth exploration of the concept of liquidation, focusing on its applications in debt settlement, finance, and related fields.
An in-depth look at Liquidated Debt, including its definition, characteristics, examples, and legal considerations.
An in-depth understanding of liquidity, the ability to convert assets into cash, its types, importance, and application in finance and investments.
Comprehensive overview of the minimal tests a company must meet for its stock to be listed on various stock exchanges, with a focus on the New York Stock Exchange (NYSE) which has the most rigorous requirements.
