In-depth exploration of Load Funds in the context of Mutual Funds, including definitions, types, examples, historical context, comparisons, and related terms.
Loan amortization describes the process of reducing debt through regular, scheduled payments of principal and interest, ensuring the full repayment of the loan by its maturity date.
Detailed description of the loan application process including required information, significance, and examples.
Loan Closing refers to the final process where all documents are signed, and funds are transferred, completing the loan agreement.
A Loan Package is a collection of documents necessary for obtaining loan approval from financial institutions. This entry provides a detailed overview of the components, purposes, and processes involved in a Loan Package.
A comprehensive overview of the long position in finance and investing, including definitions, examples, historical context, and related terms.
A comprehensive overview of Long Coupon, detailing its definitions, applicability, historical context, and related financial terminology.
Comprehensive definition of Long-term Capital Gain (Loss) including tax implications, examples, and special considerations.
A comprehensive overview of Long-Term Debt, its accounting and financial implications, including types, special considerations, examples, and related terms.
Long-Term Liabilities refer to any monetary obligations that are not required to be paid on demand or within one year. They are distinct from current liabilities, specifically the current portion of long-term debt.
Loss Carryback refers to a tax provision that allows businesses to offset current year's net losses against net income of prior years, resulting in tax refunds for previously paid taxes. This article explores the mechanics, advantages, and implications of loss carryback rules.
An in-depth exploration of Loss Ratio, a crucial metric in finance and insurance. Learn about its components, significance, historical context, types, and how it applies to various industries.
A comprehensive guide to the Loan-to-Value Ratio, its significance in finance, how it is calculated, and its applications.
An investment account consisting of money that multiple clients entrust to a manager, deciding the investment strategies.
A comprehensive guide to understanding management fees including their types, significance, and application within finance and real estate.
Manipulation refers to buying or selling securities to create a false appearance of active trading, influencing other investors, or controlling outcomes through shrewdness or influence.
Delve into the Marginal Efficiency of Capital, its significance to business profitability, various terminologies associated with it, and its comparisons with market interest rates.
A comprehensive exploration of marginal property, its economic implications, examples, and distinctions in real estate and finance.
Marginal Revenue refers to the change in total revenue caused by selling one additional unit of output. It is calculated by determining the difference between the total revenues before and after a one-unit increase in the rate of production.
Market Capitalization measures the value of a corporation as determined by the market price of its issued and outstanding common stock. It is a key metric in finance and investment analysis.
Market goods refer to products and services that are typically sold and provided by market participants, contrasting with collective goods, which are usually provided by the government.
A comprehensive overview of market index numbers representing weighted values of the components that make up the index, including stock market indices weighted by prices and outstanding shares.
Market makers are dealers in the securities exchange who buy and sell securities for their own account to maintain an orderly market in the specific securities they manage.
A detailed overview of a market order, an immediate execution order to buy or sell a security at the best available price.
An in-depth exploration into Marketability, defining its role in product and investment transactions, and differentiating it from liquidity.
A comprehensive guide to Master Limited Partnership (MLP), including its definition, structure, legal considerations, examples, and historical context.
An in-depth guide to understanding Master Limited Partnerships (MLPs), including their structure, benefits, taxation, and investment considerations.
Understanding Medium-Term Bonds, their characteristics, comparisons with other bond maturities, and their role in investment strategies.
A comprehensive look at Member Banks within the Federal Reserve System, including their roles, benefits, and requirements.
A comprehensive examination of a Member Firm, a brokerage firm holding membership on a major stock exchange through an employee's name, its implications, historical context, and related terms.
A comprehensive overview of merchandise allowance, offering detailed insights into the financial adjustments provided for goods returned due to poor quality or overstocking.
A comprehensive overview of merging, encompassing its definition in data processing and financial contexts, methodologies, examples, and related concepts.
MIL, also known as MILL, is a term used to express tax rates on a per-dollar basis. For example, a tax rate of 60 mills means that taxes are 6 cents per dollar of assessed valuation.
A comprehensive guide to understanding what it means to be a millionaire, including types, considerations, historical context, and applicability.
An in-depth exploration of the concept of 'Millionaire on Paper,' including the nature of non-liquid assets, examples, historical context, implications, and related terms.
Miscellaneous Income refers to revenue that is unrelated to the main business operation and usually represents a smaller proportion of total revenue. An example is revenue from vending machines in an apartment complex.
MO can refer to Money Order, a financial instrument, or Modus Operandi, referring to operating method.
Modeling involves designing and manipulating mathematical representations to simulate economic systems or corporate financial applications for studying and forecasting the effect of changes.
The Modified Accelerated Cost Recovery System (MACRS) is a method of depreciation introduced in 1986 to replace the Accelerated Cost Recovery System (ACRS). It provides for asset depreciation over prescribed periods using different methods such as the declining-balance for personal property and straight-line for real property.
Understanding the concept of momentum in various aspects such as economics, finance, and physics, including its historical context and practical applications.
A comprehensive overview of the Money Supply, including M1, M2, and M3, their definitions, types, historical context, and applicability in economics and finance.
Moody's Investors Service, headquartered in downtown Manhattan, is one of the three major bond-rating agencies in the United States, alongside Fitch Ratings and Standard & Poor's.
A comprehensive look at Mortgage Brokers, their role in facilitating loans, the differences between brokers and bankers, and important considerations for borrowers.
A detailed overview of Mortgage Commitment, its types, special considerations, examples, historical context, applicability, comparisons, related terms, and frequently asked questions.
Understand the Mortgage Constant, a valuable metric in finance representing the percentage ratio between the annual debt service and the loan principal. Learn its significance in real estate, banking, and investment.
A detailed exploration of the role and functions of a mortgage correspondent, their responsibilities, historical context, comparison with mortgage bankers and brokers, and additional related terms.
Detailed analysis of mortgage debt, its implications, types, and considerations in real estate and finance.
Explanation of the mortgage discount, how it is applied, its benefits, and comparisons with related terms such as discount points.
A comprehensive guide to Mortgage Insurance Policy, including various types, key considerations, historical context, applicability, comparisons, related terms, FAQs, and more.
A comprehensive guide to the Mortgage Interest Deduction, its benefits, eligibility criteria, and impact on taxpayers.
Comprehensive Explanation of Mortgage Servicing, Including Collection of Payments, Principal and Interest Management, Escrow Services, and Handling Defaults.
A detailed exploration of mortgage-backed securities, their types, characteristics, and relevance in the financial markets.
Comprehensive overview of Manufacturer's Suggested Retail Price (MSRP), its significance, calculation, and practical implications.
A detailed exploration of mutual funds, including their structure, benefits, types, tax implications, and historical context.
Comprehensive Coverage of Mutual Savings Banks, including their unique characteristics, historical context, and importance in the financial landscape.
National Wealth refers to the aggregate value of all capital and goods possessed within a nation, encompassing tangible and intangible assets, resources, and properties.
Understanding 'Negotiable': Transferable Securities, Settlement Conditions, and More
An in-depth look into Negotiable Order of Withdrawal (NOW) accounts, their characteristics, applicability, and related financial terms.
A comprehensive guide on net income, its calculation, significance in business and tax contexts, and related terms.
Detailed coverage of Net Income Per Share of Common Stock (EPS) including its definition, application, calculation, and its relation to Fully Diluted Earnings per Share.
Net Investment Income represents the excess of investment income over investment expenses. Individuals are allowed to deduct for tax purposes the Investment Interest Expense to the extent of their net investment income.
Understanding the concept, application, and regulations surrounding the Net Operating Loss Deduction in the context of tax filings.
Net Proceeds refer to the amount received from the sale or disposition of property, from a loan, or the sale or issuance of securities after deduction of all costs incurred in the transaction.
An in-depth understanding of the effective interest rate on a loan which is calculated by dividing the interest by the proceeds received.
An in-depth look at the New York Stock Exchange (NYSE), its structure, history, operations, and significance in global finance.
A no-documentation loan, often referred to as a 'no doc' loan, is a type of mortgage for which borrowers are not required to provide proof of income, employment, or assets, making it distinct from traditional loan products.
A no-load fund is a type of mutual fund offered by open-end investment companies that imposes no sales charge on shareholders. Investors buy shares directly from these funds, bypassing brokers, and avoiding the fees associated with load funds.
Comprehensive explanation of no-par stock, its significance, historical context, and related topics.
An in-depth explanation of the nominal loan rate, its significance, and how it compares to other interest rate types.
Explore the concept of nominal yield, its calculation, types, historical context, real-world examples, comparisons with real interest rate, and FAQs.
An in-depth exploration of Nonbusiness Income, its taxation implications, types, and related considerations in multistate corporations.
An in-depth look at noncallable preferred stock or bonds, their features, benefits, and key considerations.
Nondurable goods, also known as soft goods or consumables, are products that are consumed or only usable for a short period before they get replaced. Common examples include food, beverages, and toiletries.
A nonmember bank is a bank that is not a member of the Federal Reserve System and is regulated by the banking laws of the state in which it is chartered.
A comprehensive guide to understanding nonnegotiable instruments, their types, historical context, and key differences from negotiable instruments.
A Nonperforming Asset (NPA) is an asset that ceases to generate income for its holder. Typically applied in banking, NPAs include commercial loans that are 90 days past due and consumer loans 180 days past due.
A nonrefundable provision in a bond indenture restricts the issuer's ability to retire bonds using proceeds from a subsequent issue, offering protection to bondholders until a specified date.
Understanding Nonsufficient Funds (NSF) and its implications in banking when the account holds insufficient balance to cover a transaction.
Nonvoting stock represents corporate securities that do not provide the holder with voting privileges on corporate resolutions or the election of directors, often used in certain financial maneuvers such as takeover defenses.
Normal price refers to the expected prevailing price in a market over the long term, influenced by various market conditions.
Understand the concept of Note Receivable, including its definition, types, special considerations, examples, historical context, applicability, comparisons, related terms, FAQs, and more.
A Notice of Default is a formal letter issued to a party who has failed to meet obligations under a contract, typically providing a grace period for rectification and outlining the penalties for non-compliance.
An overview of NOW Accounts, their purpose, how they function, their unique features, historical context, and related financial terms.
An in-depth examination of Objective Value, highlighting its determination by the market, examples, historical context, related terms, and more.
An obligation bond is a type of mortgage bond in which the face value is greater than the value of the underlying property, compensating the lender for costs exceeding the mortgage value.
An obligee is the individual or entity to whom an obligation is owed, often in legal, financial, or contractual contexts.
Understanding the Role and Responsibilities of an Obligor in Financial and Legal Contexts
Understanding the Offshore Exchange Rate, its significance in global finance, and how it functions as a 'legal black market rate'.
Comprehensive definitions of 'Open' across Banking, Finance, Securities, and Computing.
An open mortgage is a type of mortgage that has matured or is overdue, making the property eligible for foreclosure at any time. This detailed entry explores its definition, types, considerations, examples, historical context, and related terms.
An in-depth exploration of Open-End Credit, commonly known as revolving lines of credit, offered to consumers by financial institutions. Understand its framework, technicalities, applications, examples, and much more.
An in-depth look into open-end investment companies, also known as mutual funds, which continually accept new investments and allow withdrawals based on the current net asset value (NAV).
Opening refers to the price at which a security or commodity starts a trading day, as well as a short time frame of market opportunity.
An Optionee is a person or entity who receives or purchases an option, whether in finance, real estate, or other fields. This Comprehensive guide delves into types, historical context, and practical applications.
An in-depth look at the term optionor, providing insights into its definition, implications in finance and real estate, and historical context.
An Order Bill of Lading is a negotiable bill that allows the shipper to sell the document and the underlying goods to any party by endorsing the bill of lading. It mandates the carrier to release the goods only upon presentation of the bill.
An ordinary annuity involves a series of equal or nearly equal payments made at the end of each equally spaced period.
Comprehensive overview of Ordinary Interest, including definition, differences with exact interest, calculations, and historical context.
Original Equity refers to the initial cash investment made by the underlying owner, distinctly separate from sweat equity and capital calls.
Understanding the concept of Original Maturity in the context of bonds, including its importance, application, and distinction from current maturity.
