An in-depth exploration of the Asset Protection Scheme (APS), a UK government initiative designed to revive bank lending post-global financial crisis.
An in-depth look at Asset-Backed Securities (ABS), covering their historical context, categories, importance, and implications.
A detailed exploration of bad banks, their history, significance, and functionality in financial markets.
A comprehensive analysis of Bank Run, its historical context, causes, effects, and measures to prevent it. Explore the intricacies of financial crises and systemic risks associated with bank runs.
An in-depth exploration of Boom and Bust cycles in economics, including historical context, types, key events, explanations, models, and more.
A comprehensive overview of economic bubbles, historical context, key events, types, significance, and related concepts.
Comprehensive exploration of Collateralized Debt Obligations (CDOs) including history, types, key events, formulas, importance, applicability, examples, related terms, comparisons, interesting facts, and more.
The tendency of financial instability to spread from one firm or country to others, often triggered by doubts about solvency and leading to wider economic impacts.
An in-depth exploration of the credit crunch phenomenon, including its historical context, key events, implications, and lessons learned.
A comprehensive examination of credit crunches, their causes, impacts, historical contexts, and implications for economies and financial systems.
Debt deflation is a situation where excessive debt reduces spending and borrowing, leading to a decline in aggregate demand. This phenomenon typically occurs when individuals and firms cut back on spending due to high debt levels, contributing to economic slowdowns.
An in-depth exploration of deregulation, its historical context, types, key events, importance, and impact on various sectors.
A comprehensive set of financial regulations passed in 2010 aimed at preventing the recurrence of events that led to the 2007-2008 financial crisis.
The Emergency Economic Stabilization Act of 2008 was enacted to address the United States financial crisis by stabilizing financial institutions through various fiscal measures.
A detailed examination of financial crises, their causes, implications, historical contexts, and relevance in modern economics.
An in-depth look at the UK Financial Services Act of 2012, its historical context, key events, components, and implications for the financial system and regulatory framework.
An in-depth exploration of the concept of fire sales, where assets are sold quickly, often at deeply discounted prices, including historical context, types, key events, explanations, importance, and more.
The Glass-Steagall Act, a landmark piece of legislation enacted in 1933, aimed to separate commercial and investment banking activities, shaping the financial landscape until its partial repeal in 1999. Learn about its significance, impact, and historical context.
The Glass-Steagall Act was a US law enacted in 1933 that separated commercial and investment banking. It aimed to prevent excessive risk-taking in the banking sector, believed to have contributed to the Great Depression. The partial repeal of this act in 1999 is considered a factor leading to the 2008 financial crisis.
An economic bubble occurring in real estate markets, characterized by rapid and unsustainable increases in property prices.
Hyperinflation is a severe economic condition where inflation rates are extraordinarily high, rendering money virtually worthless and destabilizing the economy.
An Implicit Government Guarantee refers to the presumed support the government will provide to Government-Sponsored Enterprises (GSEs) during times of financial distress, even though there is no explicit, legally binding guarantee.
An in-depth look into international debt crises, examining their history, key events, models, and global implications.
An in-depth exploration of the Latin American Debt Crisis, its causes, impacts, and subsequent economic reforms.
An in-depth exploration of the accounting scandal that led to the collapse of Lehman Brothers in 2008, focusing on the use of Repo 105, the ensuing bankruptcy, and its repercussions in the financial industry.
A comprehensive article on the role of the central bank as the Lender of Last Resort, including historical context, key events, importance, applicability, examples, and more.
A moratorium provides temporary relief during financial hardships by suspending debt repayments or trading obligations, allowing time to stabilize and restructure finances.
An exploration of the concept of a moratorium, detailing its history, types, key events, importance, applicability, examples, related terms, and more.
A comprehensive guide to negative equity, its causes, impacts, and mitigation strategies.
The Peso Crisis, also known as the Mexican peso crisis or Tequila crisis, was a financial upheaval in Mexico that began with a significant devaluation of the peso in December 1994 and led to a severe economic recession. This article explores the historical context, key events, impact, recovery measures, and lasting implications of the crisis.
An in-depth examination of Quantitative Easing, its historical context, key events, methodologies, implications, and controversies.
An in-depth analysis of REPO 105, the accounting practice famously used by Lehman Brothers during the financial crisis.
A detailed exploration of the unilateral rejection of debt obligations, particularly by sovereign states, its historical context, implications, and real-world examples.
An in-depth look at the Savings and Loan Crisis, a financial disaster in the 1980s involving the collapse of many thrift institutions, leading to major regulatory reforms.
An inquiry established by the Financial Reporting Council in 2011 to address concerns about liquidity risk and the viability of entities as going concerns, particularly in light of the financial crisis of 2007-08.
Sovereign Debt, issued by national governments, reflects borrowing in reserve currencies. Its perceived risk has evolved over time, influenced by factors such as debt-to-GDP ratios and economic crises.
A scheme introduced by the Bank of England in 2008 to improve the liquidity of the banking system during the financial crisis by allowing banks and building societies to swap high-quality securities for UK Treasury bills.
A speculative bubble is an economic cycle characterized by a rapid escalation of asset prices followed by a contraction. It is marked by the crowd behavior of market participants resulting in prices rising far above their intrinsic value, and ultimately bursting, leading to a sharp decline.
A comprehensive guide to understanding stock market crashes, their causes, historical examples, impact, and prevention measures.
An in-depth look at structured finance, its components, historical context, and impact on the financial markets, particularly during the 2007-08 financial crisis.
A comprehensive guide to Structured Investment Vehicles (SIVs), including their definition, historical context, types, key events, mathematical models, and their rise and fall during the global financial crisis.
A comprehensive overview of sub-prime mortgages, including historical context, key events, types, importance, applicability, considerations, related terms, and FAQs.
Subprime Lending refers to the provision of loans, particularly home loans, to borrowers with a poor credit rating. These loans are considered high risk and therefore come with higher borrowing costs. Reckless subprime lending was a significant factor in the financial crisis of 2007-2008.
An in-depth exploration of the Subprime Mortgage Crisis, covering its causes, impact, key events, and aftermath.
An in-depth exploration of subprime mortgages, their historical context, types, key events, and their role in financial crises.
A comprehensive overview of systemic threats, particularly in financial systems, explaining their implications, historical context, and significance.
An in-depth examination of the Troubled Asset Relief Program (TARP), its historical context, key events, components, and impact on the financial system.
A funding facility by the US Federal Reserve to support lending through asset-backed securities.
An era of significant financial innovation marked by the rapid growth and subsequent collapse of Internet-based companies.
An in-depth look at toxic assets, their origins, types, key events, and implications in the financial world.
An in-depth exploration of toxic assets, their historical context, types, key events, detailed explanations, importance, applicability, examples, considerations, related terms, comparisons, interesting facts, famous quotes, proverbs, expressions, jargon, slang, FAQs, and references.
Comprehensive coverage of toxic assets, including historical context, key events, importance, applicability, and related terms.
A detailed exploration of the Troubled Asset Relief Program (TARP), a critical government intervention during the 2008 financial crisis aimed at stabilizing the banking system and restoring confidence in the economy.
The Troubled Asset Relief Program (TARP) was a US government initiative aimed at stabilizing the financial system during the 2008 financial crisis by purchasing distressed assets from financial institutions.
A comprehensive legislative measure designed to assist large financial institutions to prevent failures and signal to worldwide financial markets that the U.S. government would support major banks and important financial entities to avoid disruptive collapses. EESA established and funded the Troubled Asset Relief Program (TARP) with $700 billion.
An overview of the Federal Crisis Inquiry Commission (FCIC), a panel created by President Barack Obama in 2009 to investigate the causes of the financial crisis in the United States.
A stress test is an evaluation to examine banks' ability to endure economic shocks without needing additional capital infusions, focusing on financial stability during severe economic downturns.
Detailed exploration of subprime loans, their characteristics, underlying issues, historical context, and impact on the financial crisis.
An in-depth look at the Troubled Assets Relief Program (TARP), a U.S. Treasury initiative established under the Emergency Economic Stabilization Act of 2008, aimed at stabilizing the financial system during the economic crisis.
A comprehensive understanding of bail-ins, their mechanisms, and their significance in stabilizing financial institutions during crises.
An in-depth look at Black Tuesday, October 29, 1929, when the DJIA fell 12%. Learn about its definition, historical significance, and long-term economic impact.
An in-depth exploration of debt overhang, its effects on investments, and potential solutions.
An in-depth examination of economic collapse, its definition, causes, and far-reaching consequences on societies and global economies.
A comprehensive guide to understanding economic depression, its causes, effects, and historical examples.
An in-depth look at the Emergency Banking Act of 1933, its key objectives, significance in stabilizing the U.S. banking system, and its historical impact during the Great Depression.
Exploring the intricate world of esoteric debt, its structure, market dynamics, and the role it plays in financial crises.
A comprehensive look at financial crises, their causes, historical examples, and economic impacts. Learn how financial crises unfold and their broader implications on global economies.
An in-depth examination of the Great Recession, its causes, its impacts on the global economy, and the lessons learned from this significant economic downturn.
An in-depth look at the Hope Now Alliance, a collaborative effort in the mortgage industry founded in 2007 to mitigate the foreclosure crisis in the United States.
A detailed examination of Lehman Brothers' history, its dramatic collapse, and the significant role it played in the Great Recession of 2008.
A comprehensive analysis of liquidity crises, examining causes, effects, historical examples, and strategies for management.
An in-depth exploration of the Minsky Moment, including its definition, causes, historical context, and real-world examples.
An in-depth analysis of the PIIGS nations—Portugal, Italy, Ireland, Greece, and Spain—their economic challenges, and their link to the European debt crisis.
Comprehensive analysis of the Plunge Protection Team (PPT), detailing its definition, functions, impact on the financial markets, historical context, and importance in economic stability.
A comprehensive guide to understanding recessions, including their definition, causes, historical examples, and answers to frequently asked questions.
An in-depth exploration of stock market crashes, detailing their causes, effects, historical instances, and preventative measures.
An in-depth look at the period of decreased macroeconomic volatility in the United States from the mid-1980s to the financial crisis in 2007, its causes, implications, and aftermath.
A comprehensive exploration of 'Whoops', slang for the Washington Public Power Supply System (WPPSS), detailing its significance, operational mechanics, and historical background, including the largest municipal bond default in history.
An in-depth exploration of the role, functions, and impact of wirehouse brokers, especially focusing on their actions during the financial crisis.
