An Elevation Certificate is a crucial document that verifies a building's elevation relative to the estimated height of floodwaters during a major flood event. This document is instrumental in flood risk assessment and plays a significant role in determining flood insurance premiums.
Freeboard refers to the additional height added above the Base Flood Elevation (BFE) to account for uncertainties in floodplain mapping, providing a safety margin against potential flooding.
Flood Insurance covers property damage caused by natural flooding, offering protection through private insurers while being encouraged and subsidized by the federal government. It is mandatory for buyers using a federally related mortgage to purchase a house in a floodplain.
A comprehensive overview of floodplains, their characteristics, mapping, and importance in urban planning and environmental conservation.
