Insurance Markets

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August 31, 2024 5 min read Definitions
Pooling Equilibrium: Analyzing Strategic Behavior in Markets
Economics Finance Insurance Equilibrium Insurance Markets Game Theory Risk Management Economic Models
Pooling equilibrium refers to a scenario in which agents with differing characteristics choose the same action, such as high-risk and low-risk individuals choosing the same insurance contract.
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August 25, 2024 4 min read Definitions
Adverse Selection: The Tendency in Insurance Markets
Insurance Economics Adverse Selection Insurance Markets Risk Management Premium Setting Screening
Understanding adverse selection, its implications in the insurance industry, and strategies used by insurers to mitigate this phenomenon.
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August 24, 2024 3 min read Definitions
Underwriting Cycle: What It Is, How It Works, and How to Manage It
Insurance Finance Underwriting Insurance Markets Risk Management Financial Cycles Economic Indicators
An in-depth exploration of the underwriting cycle, detailing its definition, functioning, management, and importance in the insurance industry.
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