An in-depth look at Commercial General Liability (CGL) insurance policies, covering various general liability claims for businesses.
Directors and Officers (D&O) Insurance provides liability protection for corporate directors and officers against personal losses resulting from their managerial decisions.
Extended Reporting Period (ERP) provides policyholders additional time to report claims for incidents that occurred during the policy period but were not reported before the policy expired, crucial in claims-made policies.
A comprehensive guide to understanding the differences between homeowners insurance and renters insurance including coverage aspects, types, examples, and more.
A comprehensive insurance policy that protects against various risks to the home and its contents, along with providing liability coverage.
P&I Clubs, or Protection and Indemnity Clubs, are mutual associations that provide insurance to shipowners, protecting them against liabilities that arise from owning and operating ships.
An in-depth look at Primary Liability Insurance, its significance, applications, and related concepts.
An in-depth comparison between renters insurance and home insurance, their coverage, importance, and applicability.
Tenant Insurance provides coverage for renters, typically encompassing personal property, liability, and sometimes improvements and betterments of the rental unit.
An in-depth exploration of Third-Party Insurance, its historical context, types, key events, detailed explanations, importance, applicability, and more.
An in-depth exploration of the Personal Automobile Policy, detailing the nine essential coverages: Liability, Medical Payments, Uninsured Motorist Coverage, Comprehensive, Collision, Car Rental Expense, Death, Dismemberment, and Loss of Sight, Total Disability, and Loss of Earnings.
A Businessowners Policy (BOP) offers combination property and business interruption insurance for SMEs, covering damages, destruction, and liabilities.
An in-depth exploration of casualty insurance, its types, applications, historical context, and significance in mitigating liabilities from negligent acts causing bodily injury or property damage.
Comprehensive Personal Liability Insurance is a key component of a homeowner’s policy, covering personal acts and omissions by the insured and household residents on an all-risk basis, including sports and pet activities, and miscellaneous events.
An in-depth guide to Directors' and Officers' Liability Insurance, its coverage, applications, and implications in corporate governance.
A comprehensive overview of Elevator Liability Insurance, covering its purpose, components, applicability, and related concepts.
A comprehensive overview of homeowner's insurance policy, its coverage, types, costs, historical context, applicability, and related terms.
Manufacturers and Contractors Liability Insurance provides coverage for liability exposures arising from manufacturing and/or contracting operations. This type of insurance specifically addresses on-premises operations for manufacturers and off-premises operations at construction sites for contractors. Important exclusions include activities of independent contractors, explosion damage, collapse, and underground property damage.
Comprehensive overview of Ocean Marine Protection and Indemnity (P&I) Insurance, including coverage details, historical context, and examples.
Umbrella Liability Insurance provides excess liability coverage above the limits of a basic business liability insurance policy, such as the Owners, Landlords, and Tenants Liability Policy.
An in-depth exploration of renters insurance, covering what it is, how it works, the types of coverage available, and its benefits for policyholders.
A detailed guide to understanding runoff insurance, including its definitions, mechanisms, historical context, and practical applications in mergers, acquisitions, or ceased operations.
Explore the different types of third party liability insurance and understand how they can protect you against claims and damages incurred by others.
Discover the comprehensive definition of an umbrella insurance policy, its benefits, and whether you need it for additional personal liability coverage.
A detailed exploration of yacht insurance, encompassing its meaning, how it works, types of coverage, benefits, considerations, and frequently asked questions.
