Qualified Life Events (QLEs) are significant life occurrences that grant an individual the right to enroll or make changes to health insurance plans during a Special Enrollment Period (SEP).
A Qualifying Life Event (QLE) is a change in an employee’s situation that makes them eligible to enroll in or modify their health insurance plan outside the open enrollment period.
Special Enrollment Periods (SEPs) allow individuals to enroll in health insurance plans outside the open enrollment periods due to certain qualifying life events such as marriage, childbirth, or losing other health coverage.
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