Secured Loans

Advances: Bank Loans to Customers
An in-depth look at advances, which are bank loans to their customers. These loans may be unsecured or secured by stocks, shares, or life insurance policies owned by the borrower.
Collateralize: Pledging Assets to Secure a Debt
An in-depth look at the process of pledging assets to secure a debt, its historical context, types, importance, examples, and much more.
Equipment Trust Certificate: A Financial Tool for Securing Major Equipment Loans
An Equipment Trust Certificate (ETC) is a financial instrument used to fund the purchase of significant equipment, giving the holder a secured interest in the asset. Widely used in the airline and shipping industries, ETCs function similarly to mortgages.
Secured Credit Card: Financial Tool with Collateral
Learn about Secured Credit Cards, which require a security deposit as collateral for the credit limit, and their benefits for building credit.
Security Interests: Legal Claims on Assets Used as Collateral
An in-depth exploration of security interests, legal claims on assets utilized as collateral to secure loans, governed primarily by UCC Article 9.

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