Sub-Accounts

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August 31, 2024 4 min read Definitions

Sub-Accounts: Investment Options within VUL Policies

Finance Insurance Investments Sub-Accounts VUL Investments Mutual Funds Insurance Policies

Sub-Accounts are investment options available within Variable Universal Life (VUL) policies, typically similar to mutual funds, that policyholders can choose based on their investment preferences.

August 31, 2024 4 min read Definitions

Variable Annuities: Investment in Sub-Accounts That Fluctuate with Market Performance

Investments Finance Retirement Variable Annuity Sub-Accounts Market Performance Investment Risk Retirement Planning

Variable annuities are investment vehicles that allow for the allocation of funds to sub-accounts, resulting in fluctuating returns based on market performance. They offer higher potential returns but come with increased risk and no guaranteed returns.